Are you looking for a credit card that offers cashback rewards and flexible payment options? Look no further than the OCBC Cashflo Credit Card Singapore. This card is designed to help you manage your finances and earn rewards at the same time. With its low minimum spend requirement and attractive rebate rates, it’s a great option for anyone looking to save money on their everyday expenses.
Key Features and Benefits:
The OCBC Cashflo Credit Card Singapore offers a range of features and benefits that make it an attractive choice for many consumers. These include a low minimum spend requirement of just S$1,000 per month, which makes it easy to earn cashback rewards on your everyday purchases. You can also enjoy up to 1% cashback on all spend with no cap on the amount you can earn. Additionally, you can stretch your payments over 3 or 6 months with 0% interest, making it easier to manage your finances.
Eligibility and Application Process:
To apply for the OCBC Cashflo Credit Card Singapore, you must be a Singapore citizen or permanent resident with a minimum income of S$30,000 per annum. Foreigners with a minimum income of S$45,000 per annum are also eligible to apply. You can apply for the card online or at any OCBC branch. The application process is simple and straightforward, and you can expect to receive a decision within a few business days.
Key Takeaways
- The OCBC Cashflo Credit Card Singapore offers cashback rewards and flexible payment options.
- With a low minimum spend requirement and attractive rebate rates, it’s a great option for anyone looking to save money on their everyday expenses.
- To apply for the card, you must meet certain eligibility criteria and complete a simple application process either online or at an OCBC branch.
Key Features and Benefits
If you’re looking for a credit card that lets you manage your expenses with ease while earning exclusive rebates and rewards, then the OCBC Cashflo Credit Card is the perfect option for you.
Interest-Free Instalments
With the OCBC Cashflo Credit Card, you can stretch your payments over 3, 6, or 12 months with 0% interest. This feature allows you to make big purchases without worrying about paying the full amount upfront.
Moreover, the card offers a 0% Interest Instalment Plan with no processing fee, and payments earn rebates. The trigger scheme automatically splits payments into 3- or 6-month instalments, at no extra cost.
Exclusive Rebates and Rewards
The OCBC Cashflo Credit Card offers up to 1% cash rebate on all spend and 1.2% rebate on other eligible transactions, capped at S$100 monthly. What’s more, you can enjoy the benefits of the OCBC$ Rewards Program, which lets you earn OCBC$ for every dollar spent on the card. You can redeem these points for a range of rewards, including cashback, vouchers, and merchandise.
In addition, the card offers hassle-free payments for Great Eastern insurance premiums and other spending. You can enjoy cash rebates of up to 1.2% and hassle-free 3, 6, or 12-month payments.
Overall, the OCBC Cashflo Credit Card is an excellent choice for those looking for a credit card that offers interest-free instalments, exclusive rebates, and rewards. With its unique features and benefits, you can manage your expenses with ease while earning rewards at the same time.
Eligibility and Application Process
If you are interested in applying for the OCBC Great Eastern Cashflo Credit Card, you must meet certain eligibility requirements. Here are the details:
Principal and Supplementary Cardmembers
All applicants must be at least 21 years old with a minimum annual income of $30,000 for Singapore Citizens and Permanent Residents, and $45,000 for Foreigners. Supplementary cardholders must be at least 18 years old.
Application Requirements
To apply for the OCBC Great Eastern Cashflo Credit Card, you will need to provide the following information:
- Your personal details, including your name, NRIC/Passport number, and contact information.
- Your employment details, including your occupation, company name, and annual income.
- Your Credit Bureau Singapore (CBS) report. If you do not have a CBS report, you can authorize OCBC to obtain it for you.
- Your MyInfo profile, which includes your personal and employment details. This will speed up the application process and eliminate the need for you to submit any supporting documents.
Once you have gathered all the required information, you can apply for the OCBC Great Eastern Cashflo Credit Card online through OCBC’s website. The application process is straightforward and can be completed in just a few minutes.
With the OCBC Great Eastern Cashflo Credit Card, you can enjoy a range of benefits, including up to 1% cash rebate on all spend and the ability to stretch payments across 3 or 6 months with 0% interest. Apply today and start enjoying these benefits!
Understanding Fees and Charges
If you’re considering getting an OCBC Cashflo credit card, it’s important to understand the fees and charges that come with it. Here’s what you need to know:
Annual Fees
The OCBC Cashflo credit card comes with an annual fee of $160.50, which is waived for the first two years. To continue enjoying the waiver, you’ll need to spend at least $10,000 per year on your card. If you don’t meet this spending requirement, the annual fee will be charged to your account.
Other Bank Charges
In addition to the annual fee, there are other charges you should be aware of. For example, if you make a late payment, you’ll be charged a late payment fee of $100. This fee is charged if you don’t pay the minimum payment due by the due date.
If you withdraw cash using your OCBC Cashflo credit card, you’ll be charged a cash advance fee of 6% of the amount withdrawn or $15, whichever is higher. This fee is in addition to the interest charged on the amount withdrawn.<