Get Excited for Cashback: Best Credit Cards in Singapore

If you’re looking for a way to earn cashback on your daily expenses, then a cashback credit card might be just what you need. With the right card, you can earn cashback on everything from groceries to petrol, and even dining out. In this article, we’ll take a closer look at cashback credit cards in Singapore, and how you can use them to your advantage.

A hand swipes a cashback credit card at a store in Singapore

Understanding Cashback Credit Cards in Singapore
Cashback credit cards are a type of rewards credit card that allow you to earn cashback on your purchases. The amount of cashback you earn will vary depending on the card you choose, as well as the type of purchases you make. For example, some cards might offer higher cashback rates for groceries, while others might offer more cashback on dining out.

Top Cashback Credit Cards for Daily Expenses
If you’re looking to earn cashback on your daily expenses, then there are plenty of great options to choose from. Some of the top cashback credit cards in Singapore include the Standard Chartered Unlimited Cashback Card, the Citi Cash Back Card, and the HSBC Visa Platinum Credit Card. These cards offer generous cashback rates on a wide range of purchases, making them a great choice for anyone looking to earn rewards on their everyday spending.

Key Takeaways

  • Cashback credit cards allow you to earn cashback on your purchases.
  • The amount of cashback you earn will vary depending on the card and the type of purchases you make.
  • Some of the top cashback credit cards in Singapore include the Standard Chartered Unlimited Cashback Card, the Citi Cash Back Card, and the HSBC Visa Platinum Credit Card.

Understanding Cashback Credit Cards in Singapore

A person swiping a cashback credit card at a Singaporean store, with a visible cashback percentage displayed on the card

What Is Cashback?

Cashback is a type of credit card reward that gives you a percentage of your spending back in the form of a rebate. This means that when you use your cashback credit card to make purchases, you will receive a certain amount of money back on your account. The cashback rate varies depending on the credit card you use and the spending category you use it in.

Cashback credit cards are a popular choice in Singapore because they offer a way to save money while you spend. Instead of earning points or miles that can be redeemed for rewards, you receive actual cash back that can be used to pay off your credit card bill or for other expenses.

Benefits of Using Cashback Credit Cards

There are several benefits to using cashback credit cards in Singapore.

Firstly, you can earn cashback on your everyday spending, which can add up to significant savings over time.

Secondly, cashback credit cards often come with additional perks and benefits, such as discounts on dining, shopping, and travel.

Thirdly, cashback credit cards can help you manage your finances by providing a clear picture of your spending habits. You can use this information to create a budget and track your expenses.

Lastly, cashback credit cards can be a great way to build your credit score. By using your credit card responsibly and paying your bills on time, you can demonstrate to lenders that you are a responsible borrower.

Overall, cashback credit cards can be an excellent way to save money and earn rewards on your spending. With so many options available in Singapore, it’s important to compare different cards and choose one that suits your spending habits and lifestyle.

Top Cashback Credit Cards for Daily Expenses

A person swiping a cashback credit card at a grocery store checkout counter. The card features a bold "Top Cashback" logo, with a city skyline in the background

When it comes to daily expenses, using a cashback credit card can help you save a significant amount of money. Here are some of the best cashback credit cards in Singapore that you can use for your daily expenses.

CIMB Visa Signature Card for Dining and Online Shopping

If you enjoy dining out and shopping online, the CIMB Visa Signature Card is a great choice. This card offers 10% cashback on dining, groceries, and online shopping. It also offers 0.2% cashback on all other spending.

UOB One Card for Groceries and Utilities

The UOB One Card is an excellent choice for those who spend a lot on groceries and utilities. This card offers up to