A credit card is only good at one job at a time, which is why most people end up carrying two or three. These 33 guides split them by what you want back: cash rebate, air miles, dining, petrol, groceries and FairPrice, hotel and air ticket bookings, foreign currency spending, premium tiers, plus debit cards and student cards for anyone who would rather not carry credit at all. Each guide sets out what the card is built to reward and who it suits. Terms, fees and rates change, so treat these as a shortlist and confirm the current details with the bank before applying. The card that fits your spending beats the card with the best headline.
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