If you’re looking for a credit card that rewards you for your everyday spending, the OCBC 365 Credit Card may be just what you need. With cashback on everything from groceries to petrol to dining out, this card is designed to help you save money while you spend. And with exclusive perks and promotions available to cardholders, you’ll be able to stretch your budget even further.
The OCBC 365 Credit Card is a popular choice among Singaporeans looking to earn cashback on their everyday spending. With a minimum monthly spend of just $800, you can earn up to $80 in cashback each month. And with a maximum cashback rate of 6%, you’ll be able to save even more on your purchases.
Whether you’re looking to save money on your groceries, petrol, or dining out, the OCBC 365 Credit Card has you covered. And with exclusive perks and promotions available to cardholders, you’ll be able to stretch your budget even further. So if you’re looking for a credit card that rewards you for your everyday spending, the OCBC 365 Credit Card may be just what you need.
Key Takeaways
- The OCBC 365 Credit Card is a great way to earn cashback on your everyday spending.
- With a minimum monthly spend of just $800, you can earn up to $80 in cashback each month.
- Exclusive perks and promotions are available to cardholders, helping you stretch your budget even further.
OCBC 365 Credit Card Overview
If you are looking for a credit card that offers cashback on everyday spending, then the OCBC 365 Credit Card may be the perfect choice for you. With this card, you can enjoy up to 6% cashback on dining, online travel, groceries, telco bills, and even petrol.
Key Features
The OCBC 365 Credit Card comes with a range of key features that make it a great choice for those looking for cashback rewards. Some of the key features include:
- Up to 6% cashback on dining, online travel, groceries, telco bills, and petrol
- 3% cashback on online air and cruise tickets, and recurring telco bills
- 0.3% cashback on everything else
- Annual fee waiver for the first two years
- Supplementary cards are free for life
- $80 cashback when you spend $800 or $160 cashback when you spend $1,600 within the first six months of card approval
Eligibility and Requirements
To be eligible for the OCBC 365 Credit Card, you must meet the following requirements:
- You must be a Singaporean citizen or permanent resident
- You must be at least 21 years old
- Your minimum annual income must be $30,000 for Singaporeans and permanent residents, or $45,000 for foreigners
- You must have a good credit rating
The annual fee for the OCBC 365 Credit Card is $192.60, but this fee is waived for the first two years. After that, the annual fee will be waived if you spend at least $10,000 on the card each year.
In conclusion, the OCBC 365 Credit Card is a great choice for those looking for a credit card that offers cashback on everyday spending. With its range of key features and eligibility requirements, it is definitely worth considering if you are looking for a new credit card.
Rewards and Cashback
If you are looking for a credit card that offers great rewards and cashback rates, then the OCBC 365 Credit Card is definitely worth considering. With this card, you can enjoy cashback at all your favourite brands across various categories – from daily necessities to recurring bills and more. Let’s take a closer look at some of the categories where you can earn cashback.
Dining and Cafes
The OCBC 365 Credit Card is perfect for foodies who love to dine out or order in. You can earn up to 6% cashback on your dining expenses, including restaurants, cafes, and fast food outlets. Whether you are grabbing a quick bite or enjoying a fine dining experience, this card has got you covered.
Groceries and Market
If you love to cook at home, then the OCBC 365 Credit Card can help you save money on your grocery bills. You can earn up to 3% cashback on your grocery purchases, including supermarkets and online grocery stores. This means that you can enjoy great savings on your weekly shopping trips.
Fuel Savings and Transport
If you own a car or use public transport frequently, then the OCBC 365 Credit Card can help you save money on your transportation expenses. You can earn up to 23.9% fuel savings at Caltex and Esso petrol stations, and up to 5% cashback on your Grab rides. This means that you can enjoy significant savings on your daily commute.
Online Expenditures
If you love to shop online, then the OCBC 365 Credit Card can help you earn cashback on your online purchases. You can earn up to 3% cashback on your online expenditures, including shopping, travel, and entertainment. This means that you can enjoy great savings on your favourite online stores and services.
Utilities and Recurring Bills
If you are looking for a credit card that can help you save money on your utilities and recurring bills, then the OCBC 365 Credit Card is a great choice. You can earn up to 3% cashback on your telco bills, electricity bills, and other recurring expenses. This means that you can enjoy great savings on your monthly bills.
Overall, the OCBC 365 Credit Card offers some of the best cashback rates and rewards caps in the market. With its wide range of categories and benefits, this card is perfect for those who want to save money on their daily expenses. So why not apply for the OCBC 365 Credit Card today and start earning cashback on your purchases?
Exclusive Perks and Promotions
As a 365 OCBC cardholder in Singapore, you are entitled to exclusive perks and promotions that make your spending more rewarding. Here are some of the benefits you can enjoy:
Travel and Accommodation
If you’re planning a trip, you can enjoy discounts on online travel bookings and accommodation. With 365 OCBC, you can get up to 8% off on Agoda bookings and up to 10% off on Expedia bookings. You can also enjoy exclusive rates and benefits at over 900 Visa Luxury Hotels worldwide.
Lifestyle and Entertainment
365 OCBC cardholders can enjoy discounts on lifestyle and entertainment activities. You can get up to 20% off on streaming services like Netflix and Spotify, and up to 15% off on cinema tickets. You can also enjoy exclusive access to clubs and events.
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