Insurance and investing are the two things most people postpone, because the paperwork is dull and the stakes feel large. These 26 guides cover the ground calmly: health insurance including cover for foreigners, maternity, motor and car insurance, pet and general insurance, endowment and short-term endowment plans, annuities, plus brokers, trading platforms for beginners, robo advisors, ETFs, money market funds, options platforms, crypto exchanges and gold. Each explains what the product is designed to do and the questions worth asking before you sign. None of it is personal financial advice and none of it knows your situation – for that you need a licensed adviser. What it can do is stop you walking into that conversation cold.

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