In the vibrant epicurean landscape of Singapore, where gastronomic delights range from Michelin-starred establishments to exclusive fine-dining enclaves, a discerning credit card tailored for dining can transform every meal into an opportunity for exquisite rewards. For affluent Singaporeans who appreciate the finer things—be it a lavish omakase at Odette or a bespoke wine pairing at Les Amis—these premium dining credit cards offer unparalleled cashback, miles, and privileges that align with a sophisticated lifestyle. This curated list unveils the crème de la crème of dining credit cards available in Singapore, each selected for their generous rewards structures, seamless integration with high-end spending, and ability to enhance your culinary journeys. Expect insights into standout features that cater to those with refined tastes and substantial dining budgets.
1. UOB Lady’s Card
Crafted for the elegant and empowered, the UOB Lady’s Card by United Overseas Bank Limited (UEN: 193500026Z) stands out as a premier choice for affluent diners in Singapore, offering flexible bonus categories that allow you to maximise rewards on exquisite dining experiences while complementing a luxurious way of life.
Products or Services
This card shines with up to 10 miles per dollar on dining when selected as your quarterly bonus category, with a monthly cap of S$1,000, covering a broad range of MCCs including fine dining and food delivery. What sets it apart is the potential to stack an additional 2-6 miles per dollar through linkage with the UOB Lady’s Savings Account, making it ideal for high-net-worth individuals who frequent upscale venues and seek to accumulate miles for premium travel redemptions.
Reviews and Feedback
Praised in expert reviews for its category flexibility and high earn rates, it has garnered positive feedback from MileLion for being a top pick for women with significant dining spends, emphasizing its value in optimizing rewards without complexity.
Contact Information & Location
Hotline: 1800 222 2121 (24/7 for card inquiries). Visit branches like UOB Plaza at 80 Raffles Place, Singapore 048624, open Monday to Friday from 9:30 AM to 4:00 PM. Online services are fully accessible for Singapore residents.
Website Link
UOB Lady’s Card
2. UOB Preferred Platinum Visa
From United Overseas Bank Limited (UEN: 193500026Z), the UOB Preferred Platinum Visa is a sophisticated essential for the tech-savvy elite in Singapore, renowned for its seamless contactless rewards that elevate everyday dining to a rewarding indulgence.
Products or Services
Earn 4 miles per dollar on dining via mobile contactless payments, capped at S$1,110 monthly, perfect for effortless transactions at high-end restaurants. Its standout feature is the focus on modern payment methods, ensuring affluent users enjoy maximum miles accumulation on gourmet meals without the hassle of traditional swipes.
Reviews and Feedback
Highly regarded in SuiteSmile and MileLion analyses for its reliability in contactless dining rewards, with users appreciating the straightforward earn structure that suits busy professionals seeking premium perks.
Contact Information & Location
Hotline: 1800 222 2121 (available 24/7). Key location: UOB Plaza, 80 Raffles Place, Singapore 048624, operating Monday to Friday, 9:30 AM to 4:00 PM. Digital banking options cater to Singapore-based clients.
Website Link
UOB Preferred Platinum Visa
3. Maybank Family & Friends
Issued by Malayan Banking Berhad, Singapore Branch (UEN: T06FC5013H), the Maybank Family & Friends card is a distinguished option for Singapore’s affluent families and social connoisseurs, excelling in generous cashback that enhances shared fine-dining moments.
Products or Services
Delight in 8% cashback on dining and food delivery when selected as a category, with a monthly cap equivalent to S$312.50 spend after meeting the S$800 minimum, encompassing a wide array of upscale eateries and delivery services that appeal to those hosting elegant gatherings.
Reviews and Feedback
Featured prominently in Sethisfy and SuiteSmile as a high-cashback leader, it receives acclaim for its category versatility, with experts noting its appeal to users who value substantial returns on premium dining expenditures.
Contact Information & Location
Hotline: 1800 629 2265 (24/7 support). Branch at Maybank Tower, 2 Battery Road, Singapore 049907, open Monday to Friday from 9:15 AM to 3:45 PM. Online portal accessible for Singaporeans.
Website Link
Maybank Family & Friends
4. Citi Cash Back
Citibank Singapore Limited (UEN: 200309485K) presents the Citi Cash Back card as an elite tool for the discerning palate in Singapore, celebrated for its straightforward high cashback on gourmet pursuits that align with a refined, reward-driven lifestyle.
Products or Services
Secure 6% cashback on dining, capped at S$80 monthly after S$800 spend, covering fine dining and cafes, distinguishing itself with consistent returns that make every opulent meal more gratifying for affluent spenders.
Reviews and Feedback
Endorsed by SuiteSmile and Sethisfy for its competitive rates, customer sentiments highlight its reliability, with awards in cashback categories underscoring its status among top performers.
Contact Information & Location
Hotline: 1800 225 5225 (24/7). Flagship branch at Citi Plaza, 268 Orchard Road, Singapore 238859, hours Monday to Friday 9:30 AM to 3:30 PM. Fully online-enabled for local users.
Website Link
Citi Cash Back
5. HSBC Live+
The Hongkong and Shanghai Banking Corporation Limited, Singapore Branch (UEN: T08FC0001E) offers the HSBC Live+ as a premium gateway to enhanced dining rewards in Singapore, ideal for the cosmopolitan elite who demand value from their culinary adventures.
Products or Services
Enjoy 5% cashback on dining (8% for new holders), with a quarterly cap of S$250, after S$600 monthly spend, standing out for its broad coverage of upscale dining scenes and promotional boosts for newcomers.
Reviews and Feedback
Lauded in SuiteSmile and Sethisfy reviews for its accessible high returns, it has positive expert feedback on its quarterly structure, appealing to affluent users for sustained value.
Contact Information & Location
Hotline: 1800 4722 669 (24/7). Branch at HSBC Collyer Quay, 21 Collyer Quay, Singapore 049320, open Monday to Friday 9:30 AM to 3:30 PM. Digital access for Singapore residents.
Website Link
HSBC Live+
6. OCBC 365
Oversea-Chinese Banking Corporation Limited (UEN: 193200032W) delivers the OCBC 365 as a versatile masterpiece for Singapore’s sophisticated diners, with tiered rewards that reward higher spending on exquisite gastronomy.
Products or Services
Attain 5% cashback on dining, with tiered caps up to S$160 monthly after S$1,600 spend, notable for its scalability that caters to affluent lifestyles with extensive fine-dining habits.
Reviews and Feedback
Highlighted in Sethisfy for its tiered benefits, it earns praise from users and experts for flexibility, positioning it as a favorite among those seeking premium cashback accumulation.
Contact Information & Location
Hotline: 1800 363 3333 (24/7). Main branch at OCBC Centre, 65 Chulia Street, Singapore 049513, hours Monday to Friday 9:00 AM to 4:30 PM. Online services for locals.
Website Link
OCBC 365
7. Citi Rewards (with Amaze)
From Citibank Singapore Limited (UEN: 200309485K), the Citi Rewards card, when paired with Amaze, emerges as a strategic gem for Singapore’s worldly affluent, optimizing miles for global and local dining splendors.
Products or Services
Earn 4 miles per dollar on dining, capped at S$1,000 monthly, with Amaze converting transactions for bonus miles, excelling in flexibility for international cuisine enthusiasts despite a nominal fee.
Reviews and Feedback
Acclaimed in MileLion and SuiteSmile for its innovative pairing, feedback emphasizes its high miles yield, with recognition for adaptability in rewarding premium dining.
Contact Information & Location
Hotline: 1800 225 5225 (24/7). Location: Citi Plaza, 268 Orchard Road, Singapore 238859, open Monday to Friday 9:30 AM to 3:30 PM. Accessible online for Singaporeans.
Website Link
None available.
In summary, these top dining credit cards represent the pinnacle of rewards for Singapore’s discerning epicures, blending generous cashback and miles with features tailored for an upscale lifestyle. Whether you’re savoring a private chef’s table or jet-setting to culinary hotspots, exploring these options will undoubtedly enrich your experiences—indulge wisely and reap the rewards.
Disclaimer: All information provided here has been compiled from publicly available sources. While we have made every effort to ensure accuracy, we do not guarantee that the information is complete or error-free. We disclaim any liability for inaccuracies or omissions. If you find any errors or have concerns about the content, please let us know so we can address them promptly.
