If you’re looking for a credit card that offers cashback benefits on everyday spending, the OCBC 365 Card might be the perfect choice for you. This card is a popular option for those in Singapore who want to earn cashback on their daily expenses, such as dining, groceries, and transportation. With the OCBC 365 Card, you can enjoy up to 6% cashback on dining and food delivery, 3% cashback on groceries, public transport, ride-hailing, pharmacy, streaming, and EV charging, and 5% cashback on petrol.
The OCBC 365 Card is a great way to earn cashback on your daily expenses, and it comes with a range of additional perks and partnerships. For example, you can enjoy exclusive discounts and promotions at a variety of merchants, including Caltex and Agoda. Additionally, the card offers a range of other benefits, such as travel insurance and access to the OCBC Premier Banking Lounge.
To apply for the OCBC 365 Card, you’ll need to meet certain spending requirements and pay an annual fee. However, many cardholders find that the benefits of the card more than make up for these costs. If you’re interested in earning cashback on your everyday spending, the OCBC 365 Card is definitely worth considering.
Key Takeaways
- The OCBC 365 Card is a popular credit card in Singapore that offers cashback benefits on everyday spending.
- With the card, you can earn cashback on dining, groceries, transportation, and more.
- The card also comes with additional perks and partnerships, such as exclusive discounts at merchants like Caltex and Agoda.
Overview of OCBC 365 Card
If you’re looking for a credit card that offers cashback on your everyday spending, the OCBC 365 Card could be the right choice for you. This credit card is designed to help you save money on your daily expenses, from dining to petrol.
Key Features
The OCBC 365 Card offers a range of key features that can help you save money on your daily expenses. Here are some of the key features of this credit card:
- 5% cashback on everyday dining (including local, overseas and online food delivery)
- 6% cashback on fuel spend at all petrol service stations locally and overseas
- 3% cashback on groceries, land transport, online travel, recurring telco and electricity bills
- 0.25% cashback on everything else
With these cashback rates, you can earn substantial savings on your everyday expenses. For example, if you spend $500 on dining, you can earn $25 cashback. If you spend $200 on petrol, you can earn $12 cashback. If you spend $300 on groceries, you can earn $9 cashback.
Eligibility Requirements
To be eligible for the OCBC 365 Card, you must meet the following requirements:
- You must be at least 21 years old
- You must have a minimum annual income of $30,000 for Singaporeans and Permanent Residents, or $45,000 for foreigners
- You must have a good credit rating
If you meet these requirements, you can apply for the OCBC 365 Card and start enjoying cashback on your everyday spending.
Cashback Benefits
If you’re looking for a credit card that offers cashback on your everyday spending, the OCBC 365 Credit Card is definitely worth considering. With this card, you can enjoy cashback rates of up to 6%, making it one of the most generous cashback credit cards in Singapore.
Dining and Cafes
If you’re a foodie, you’ll love the cashback rates offered by the OCBC 365 Credit Card. You can earn up to 5% cashback on your dining expenses, including local, overseas and online food delivery. This is one of the highest cashback rates offered by any credit card in Singapore, making it a great choice for anyone who loves to eat out.
Groceries and Shopping
The OCBC 365 Credit Card also offers great cashback rates on your grocery and shopping expenses. You can earn up to 3% cashback on your groceries, as well as on your land transport, online travel bookings, and recurring telco and electricity bills. This makes it a great choice for anyone who wants to save money on their everyday expenses.
Fuel and Transport
If you’re a driver, you’ll love the fuel savings offered by the OCBC 365 Credit Card. You can enjoy up to 22.92% fuel savings at Caltex (18% instant discount + 6% cashback on all fuel spend). This is one of the highest fuel savings rates offered by any credit card in Singapore, making it a great choice for anyone who wants to save money on their petrol expenses.
Online and Streaming Services
The OCBC 365 Credit Card also offers cashback rates on your online and streaming services. You can earn up to 3% cashback on your online purchases, including streaming services, as well as on your pharmacy, EV charging, and ride-hailing expenses. This makes it a great choice for anyone who loves to shop online or use streaming services.
Overall, the OCBC 365 Credit Card is a great choice for anyone who wants to earn cashback on their everyday spending. With generous cashback rates and a wide range of cashback categories, this card is perfect for anyone who wants to save money on their daily expenses.
Spending Requirements
Minimum Spend
To qualify for the OCBC 365 Credit Card, you need to meet a minimum spend requirement of S$800 per month. This means that you need to spend at least S$800 on your card each month to be eligible for cashback rewards. The minimum spend requireme