If you’re looking for a personal loan, Commonwealth Bank is one of the most popular options in Australia. With competitive interest rates, fast application processes, and friendly service, they make it easy to get the money you need. But what if you have questions about the loan process or need help with your application? In this article, we’ll explore how to contact Commonwealth Bank for personal loans and answer some frequently asked questions.

First, it’s important to note that Commonwealth Bank offers several ways to get in touch. You can call their general personal banking enquiries line at 13 2221, message them in the CommBank app, or visit one of their branches for assistance. If you have questions specifically about a personal loan, you can also visit their website for more information. In addition, they offer a range of FAQs that may help answer your questions without the need to contact them directly.
If you’re ready to apply for a personal loan, Commonwealth Bank has an easy online application process. You can also apply in person at a branch or over the phone. To get started, you’ll need to provide some basic information about yourself and your financial situation. Commonwealth Bank will then review your application and let you know if you’ve been approved. If you have questions about the application process or need help with your application, you can contact them using one of the methods listed above.
Key Takeaways
- Commonwealth Bank offers several ways to get in touch if you have questions about personal loans, including their general personal banking enquiries line, the CommBank app, and their website.
- Applying for a personal loan with Commonwealth Bank is easy and can be done online, in person, or over the phone.
- If you need help with your application or have questions about the loan process, Commonwealth Bank is available to assist you.
Exploring Personal Loan Options

If you’re considering taking out a personal loan, there are a few things to consider before making your decision. In this section, we’ll explore some of the different options available to you, including secured and unsecured personal loans, and discuss some of the key features and benefits to look out for.
Secured vs Unsecured Personal Loans
One of the first decisions you’ll need to make when taking out a personal loan is whether to opt for a secured or unsecured loan. Secured loans require you to provide some form of collateral, such as a car or property, to secure the loan. This can often result in lower interest rates, as the lender has some security in the event that you’re unable to repay the loan. However, if you’re unable to make your repayments, you risk losing the collateral you’ve put up.
Unsecured loans, on the other hand, don’t require any collateral, but often come with higher interest rates. These loans are generally more suitable for smaller amounts, or for those who don’t have any collateral to put up.
Loan Features and Benefits
When comparing personal loan options, it’s important to consider the features and benefits that come with each loan. Some loans may offer flexible repayment options, allowing you to make extra repayments or pay off your loan early without incurring additional fees. Others may offer fee waivers or redraw facilities, which can be useful if you need to access additional funds in the future.
Understanding Interest Rates and Fees
Interest rates and fees can vary greatly between different personal loan options, so it’s important to understand what you’re signing up for. Fixed rate loans offer a set interest rate for the duration of the loan, while variable rate loans can fluctuate over time. Comparison rates can help you compare different loan options, as they take into account both the interest rate and any fees associated with the loan.
Be sure to also check for any additional fees, such as redraw fees or early repayment fees, which can add to the overall cost of the loan.
By considering these factors and comparing different loan options, you can find the right personal loan for your needs. Commonwealth Bank offers a range of personal loan options, including both secured and unsecured loans, with competitive interest rates and flexible repayment options.