In Singapore’s dynamic economy, licensed money lenders offer a lifeline for individuals and businesses needing swift financial support. From covering unexpected expenses to funding business ventures, these lenders provide tailored solutions with competitive rates, often more accessible than traditional bank loans.

1. Lending Bee Pte. Ltd.

Lending Bee Pte. Ltd. (UEN: 201841732D)is a premier licensed money lender in Singapore, celebrated for its innovative approach and customer-focused services. Established in 2018, it has quickly become a trusted name for its transparent processes and wide range of loan options.
Products or Services
Lending Bee offers personal loans up to $300,000, business loans, education financing, travel loans, and debt consolidation plans. With flexible repayment terms up to 36 months and competitive interest rates, they cater to diverse financial needs.
Reviews and Feedback
Customers praise Lending Bee for its rapid loan approvals and exceptional customer service. Many highlight the user-friendly mobile app and transparent terms, with positive testimonials noting the staff’s professionalism and clarity.
Contact Information & Location
- Phone: +65 6219 1611
- Address: 14 Scotts Road, #02-44/45, Far East Plaza, Singapore 228213
- Operating Hours:
- Mon–Sat: 11:00 AM–8:00 PM
- Sun: 10:00 AM–6:00 PM (Closed on Public Holidays)
- Website: Lending Bee
2. Credit 21 Pte. Ltd.

Credit 21 Pte. Ltd. (UEN: 200513745K) is a well-established licensed money lender, known for its efficient application process and tailored loan packages. Since 2005, it has built a strong reputation for helping clients access quick funds with ease.
Products or Services
Credit 21 provides personal loans, business loans, payday loans, and foreigner loans. Their low interest rates and flexible repayment options make them a preferred choice for those facing financial hurdles.
Reviews and Feedback
Borrowers commend Credit 21 for its fast approval times and transparent dealings. Customers often highlight the friendly staff and clear explanations of loan terms, contributing to high satisfaction rates.
Contact Information & Location
- Phone: +65 6221 1811
- Address: 10 Anson Road, #01-07, International Plaza, Singapore 079903
- Operating Hours:
- Mon–Sat: 11:00 AM–8:00 PM
- Closed on Sundays
- Website: Credit 21
3. GS Credit Pte. Ltd.

GS Credit Pte. Ltd. (UEN: 200922900K) is a reputable licensed money lender based in Clementi, known for its personalized loan solutions and commitment to customer satisfaction. As a member of the Moneylenders Association of Singapore, it upholds high standards of professionalism.
Products or Services
GS Credit offers a wide array of loans, including personal loans, foreigner loans, debt consolidation loans, wedding loans, business loans, home renovation loans, and medical loans. Their competitive interest rates and flexible tenures up to 36 months ensure accessibility.
Reviews and Feedback
Customers appreciate GS Credit’s quick and hassle-free loan process, with many praising staff members like Melvin and Summy for their detailed guidance and friendly service. The lender enjoys strong positive feedback for its efficiency and transparency.
Contact Information & Location
- Phone: +65 6563 0321
- Email: [email protected]
- Address: 449 Clementi Avenue 3, #01-241B, Singapore 120449
- Operating Hours:
- Mon–Sat: 11:00 AM–8:00 PM
- Closed on Sundays and Public Holidays
- Website: GS Credit
4. Best Licensed Moneylender Pte Ltd.

With over three decades of experience, Best Licensed Moneylender Pte Ltd. (UEN: 201904544H) is a trusted name in Singapore’s financial landscape. Having served over 32,000 customers, it is renowned for its quick approvals and customer-first approach.
Products or Services
They offer personal loans, payday loans, and unsecured business term loans with interest rates capped at 1% to 4% per month. Their digitalized application process via Singpass Myinfo ensures approvals within minutes.
Reviews and Feedback
Best Licensed Moneylender boasts a strong reputation, with over 32,000 satisfied customers praising its transparent and efficient services. Their long-standing presence underscores their reliability and commitment to borrower needs.
Contact Information & Location
- Phone: +65 6224 2224
- WhatsApp: +65 8040 4636
- Email: [email protected]
- Address: 13 North Bridge Road, #01-3984, Golden Beach Vista, Singapore 190013
- Operating Hours:
- Mon–Sat: 11:00 AM–7:00 PM
- Closed on Sunday and Public Holidays
- Website: Best Licensed Moneylender
5. 365 Credit Solutions Pte Ltd.

Since 2010, 365 Credit Solutions Pte Ltd. (UEN: 201331426N) has been a leading licensed money lender in Singapore, known for its customer-centric policies and rapid loan processing. Its high ratings reflect its dedication to excellence.
Products or Services
365 Credit provides personal loans, payday loans, business loans, bridging loans, and foreigner loans, with interest rates starting at 1% per month and repayment terms up to 24 months. Their services are tailored to both locals and foreigners.
Reviews and Feedback
With a 5.0 rating on Google (718+ reviews) and Loan Advisor (252+ reviews), 365 Credit Solutions is lauded for its fast approvals, transparent terms, and exceptional customer service, making it a top choice for borrowers.
Contact Information & Location
- Phone: +65 6222 5500
- Email: [email protected]
- Address: 14 Scotts Road, #03-64A, Far East Plaza, Singapore 228213
- Operating Hours:
- Mon – Fri: 10:30am to 8:30pm
- Sat & Sun: 10:30am to 5pm
- (Closed on Public Holidays)
- Website: 365 Credit Solutions
6. Katong Credit Pte. Ltd.

Katong Credit Pte. Ltd. (UEN: 201024504C) is a highly recommended licensed money lender, built on trust and integrity. Its diverse client base and commitment to fast cash loans make it a standout in Singapore’s financial sector.
Products or Services
Katong Credit offers personal loans, business loans, and foreigner loans with repayment terms up to 24 months. Their fast approval process and competitive rates cater to those needing quick financial solutions.
Reviews and Feedback
Customers value Katong Credit’s transparent approach and quick loan disbursals. Many praise the lender’s ability to assist borrowers with poor credit, earning it a strong reputation for reliability.
Contact Information & Location
- Phone: +65 6291 2210
- Email: [email protected]
- Address: 304 Orchard Rd, #02-30/31 Lucky Plaza, Singapore 238863
- Operating Hours:
- Monday – Saturday: 11am – 8pm
- Closed on Sunday and Public Holidays
- Website: Katong Credit
7. Horison Credit Pte. Ltd.

Horison Credit Pte. Ltd. (UEN: 201805645G) is a respected licensed money lender offering tailored financial solutions. Known for its professional service, it helps clients navigate financial challenges with ease.
Products or Services
Horison Credit provides personal loans, business loans, and payday loans with flexible repayment options. Their focus on customer needs and competitive rates makes them a reliable choice.
Reviews and Feedback
Borrowers commend Horison Credit for its straightforward application process and supportive staff. The lender is recognized for its commitment to transparency and customer satisfaction.
Contact Information & Location
- Phone: 6844 2902
- Address: 1 Park Road, #01-15, People’s Park Complex, Singapore 059108
- Operating Hours:
- Mon–Sat: 11:00 AM–8:00 PM
- Closed on Sundays
- Website: Horison Credit
8. 1AP Capital Pte. Ltd.

1AP Capital Pte. Ltd. (UEN: 201828743E) is a dynamic licensed money lender offering innovative loan solutions. Its focus on accessibility and customer service has made it a popular choice among Singaporeans.
Products or Services
1AP Capital offers personal loans, business loans, and debt consolidation plans with competitive interest rates and flexible tenures. Their streamlined processes ensure quick access to funds.
Reviews and Feedback
Customers appreciate 1AP Capital’s efficient service and clear communication. The lender has received positive feedback for its ability to cater to diverse financial needs.
Contact Information & Location
- Phone: 6533 5335
- Address: 10 Anson Road, #01-38A, International Plaza, Singapore 079903
- Operating Hours:
- Mon–Sat: 11:00 AM–8:00 PM
- Closed on Sundays and Public Holidays
- Website: 1AP Capital
9. U Credit (Pte.) Ltd.

U Credit (Pte.) Ltd. (UEN: 201009823E) is a trusted licensed money lender known for offering some of the most competitive interest rates in Singapore. Their customer-first approach ensures tailored financial solutions.
Products or Services
U Credit provides personal loans, business loans, and payday loans with flexible repayment schedules. Their low interest rates and personalized loan plans make them a top choice.
Reviews and Feedback
Borrowers praise U Credit for its affordable rates and professional service. Many highlight the lender’s transparency and ease of application, contributing to its strong reputation.
Contact Information & Location
- Phone: +65 6337 1768
- Address: #01-19 The Bencoolen, 180 Bencoolen Street, Singapore 189646
- Operating Hours:
- Mon–Sat: 11:00 AM–8:00 PM
- Closed on Sundays
- Website: U Credit
10. CreditMaster Pte. Ltd.

CreditMaster Pte. Ltd. (UEN: 201026950M) is a reliable licensed money lender offering fast and secure loan options. Their commitment to accessibility makes them a go-to for various borrowers.
Products or Services
CreditMaster offers personal loans, business loans, and loans for gig workers and those with poor credit. Their online application process and competitive rates ensure convenience.
Reviews and Feedback
Customers commend CreditMaster for its inclusive approach and quick loan processing. The lender is praised for its flexibility and supportive customer service.
Contact Information & Location
- Phone: +65 6748 1338
- Email: [email protected]
- Address: 531 Upper Cross Street, #01-04 Hong Lim Complex, Singapore 050531
- Operating Hours:
- Mon–Sat: 11:00 AM–8:00 PM
- Closed on Sundays
- Website: CreditMaster
11. BST Credit Pte. Ltd.

BST Credit Pte. Ltd. (UEN: 201006410M) is a well-regarded licensed money lender known for its fast approvals and customer-centric services. It caters to a wide range of financial needs with efficiency.
Products or Services
BST Credit offers personal loans, business loans, and payday loans with competitive interest rates and flexible repayment terms. Their quick disbursal process is a key highlight.
Reviews and Feedback
Borrowers appreciate BST Credit’s efficient service and transparent terms. The lender has earned positive feedback for its ability to provide quick financial solutions.
Contact Information & Location
- Phone: +65 6299 1782
- Email: [email protected]
- Address: Blk 131 Jurong Gateway Road, #01-251 Singapore 600131
- Operating Hours:
- Mon–Sat: 11:00 AM–8:00 PM
- Closed on Sundays
- Website: BST Credit
12. Credit Thirty3 Pte. Ltd.

Credit Thirty3 Pte. Ltd. (UEN: 201022375Z) is a trusted licensed money lender offering tailored loan solutions with a focus on customer satisfaction. Their professional approach makes them a reliable choice.
Products or Services
Credit Thirty3 provides personal loans, business loans, and debt consolidation loans with competitive rates and flexible tenures. Their services are designed to meet diverse financial needs.
Reviews and Feedback
Customers praise Credit Thirty3 for its quick approvals and clear communication. The lender is recognized for its commitment to helping clients achieve financial stability.
Contact Information & Location
- Phone: +65 6292 2931
- Email: [email protected]
- Address: Blk 190, Lorong 6 Toa Payoh, Toa Payoh Mall, #01-548, Singapore 310190
- Operating Hours:
- Mon – Sat: 11:00am – 8:00pm
- Sun: 10:00am – 6:00pm
- Closed on Public Holidays
- Website: Credit Thirty3
Summary
Singapore’s licensed money lenders provide essential financial support for those seeking quick and flexible solutions. The lenders featured in this list—Lending Bee, Credit 21, GS Credit, Best Licensed Moneylender, 365 Credit Solutions, and others—are among the best, offering competitive rates, transparent terms, and exceptional customer service. Whether you’re addressing personal emergencies or business needs, these lenders provide tailored options to suit your circumstances. Always verify a lender’s license with the Ministry of Law and review terms carefully to ensure responsible borrowing. Explore these top-tier lenders to find the perfect financial partner for your journey.
Disclaimer: All information provided here has been compiled from publicly available sources. While we have made every effort to ensure accuracy, we do not guarantee that the information is complete or error-free. We disclaim any liability for inaccuracies or omissions. If you find any errors or have concerns about the content, please let us know so we can address them promptly.

