Quick answer: If you want to stop wondering where your money went each month, these seven savings tracker apps do the heavy lifting. Dobin and Planner Bee pull in your local bank transactions automatically, DBS NAV Planner lives inside your digibank app, while Spendee, Monny, Dollarbird, and Money Manager give you colourful charts, calendar views, or even game-like nudges. Pick one that matches how your brain works, and start watching your savings grow.
This is one of 21 guides in Best Bank Accounts & Savings in Singapore — start there if you would rather compare before you commit.
Dobin
Dobin is a Singapore-built app that gives you a single dashboard for all your bank accounts, no more logging in and out of different apps just to see your cash flow.
It syncs securely with DBS, OCBC, and UOB, then uses AI to categorise every expense and even suggests which credit card or loan would save you the most based on how you already spend. Instead of wading through statements, you get a clear picture of your savings progress and where you can tweak things.
If you are the kind who hates spreadsheets but still wants a grip on your finances, this one is damn shiok. It handles the admin, so you just check in and go.
Address: 64 Medway Drive, Serangoon Garden Estate, Singapore 556564
Phone: +65 91695512
Website: Dobin
Planner Bee
Planner Bee goes beyond just spending. It connects to over forty financial institutions in the region and gives you a full view of your budgets, savings, debts, and insurance – all updating in real time so you are never guessing.
What makes it worth the download is the unbiased financial advice woven in. It can help you compare insurance policies or spot gaps in your planning, which feels like having a kopi with a friend who actually understands money, minus the jargon. Families and anyone juggling multiple policies will appreciate how it pulls everything together.
Address: 14 Robinson Road #08-01A, Far East Finance, Singapore 048545
Phone: +65 6592 6100
Hours: Mondays to Fridays, 8.45am to 5.45pm
Website: Planner Bee
This is our own selection, not a paid one. Tell us if there is somewhere we should have included.
DBS NAV Planner
Already using DBS or POSB? Chances are this tool is sitting in your digibank app right now, waiting to be tapped. DBS NAV Planner pulls together your income, expenses, CPF, investments, and even your property value to show your whole financial picture without you lifting a finger.
It forecasts how your money might look down the road and drops in personalised tips based on your actual spending. Because it is baked into a bank you already trust, you do not need extra sign-ups or syncs – it just works. For long-term savers who want to see their CPF and home loan alongside daily coffee runs, this is the one.
Address: 12 Marina Boulevard, Marina Bay Financial Centre Tower 3, Singapore 018982 (More branches available here)
Phone: 1800 111 1111
Website: DBS NAV Planner
Spendee
Spendee turns your transactions into beautiful charts that make you go “wah, I really spent that much on Grab?” It works anywhere in the world, so if you travel often or deal with different currencies, this app keeps everything neat in one place.
There is automated expense tracking, custom budgets, and even receipt scanning. The premium tier unlocks bank syncing and cryptocurrency tracking, which comes in handy if your money lives in more than a current account. The visual recaps make it easy to spot patterns and adjust before your wallet gets jialat.
Online-only service accessible in Singapore
Website: Spendee
Monny
Monny treats saving like a game, which sounds siao but actually works. You set a goal, and the app throws you challenges, badges, and playful summaries that make you want to check in every day. It is perfect if plain pie charts put you to sleep.
You can create separate account books for different purposes – say, one for daily expenses and another for that Japan trip you are planning. The cheerful interface hides a serious engine underneath: budget tracking, reports, and goal reminders. For anyone who finds adulting a bit sian, Monny makes it feel less like a chore.
Online-only service accessible in Singapore
Website: Monny
Dollarbird
Dollarbird is built around a calendar, so you see your money the way you see your schedule. You log future bills and expected income, and it shows you what your balance will look like days or weeks ahead. The colour-coded categories make it dead simple to spot where your cash is going.
Shared budgets are a standout – you and your partner can plan together and stop arguing over who spent how much on taobao. It also works offline, so you can update your spending even in the MRT tunnel. For planners who like to look ahead instead of just looking back, this is the one.
Online-only service accessible in Singapore
Website: Dollarbird
Money Manager
Money Manager by Realbyte is the steady, no-nonsense kaki you call when you want to get serious about tracking every dollar. It gives you detailed categorisation, clear charts, and asset management, plus you can sync everything to your PC if you prefer a bigger screen.
The calendar view and export options make it easy to go through your numbers at the end of the month, so you know exactly what you saved and where you can do better. If you are the type who likes full control over your data and does not need flashy graphics, this app is solid.
Online-only service accessible in Singapore
Website: Money Manager
How to choose
Think about what annoys you most about managing money right now. If you cannot stand logging into multiple bank apps, pick one that syncs with local banks – Dobin and Planner Bee connect to DBS, OCBC, UOB, and more. If you are already in the DBS ecosystem, DBS NAV Planner is sitting there in your digibank app, zero effort to start.
For those who travel or hold different currencies, Spendee makes multi-currency tracking painless. If you know you will stick to a habit only if it is fun, Monny’s gamification might be your hook. Couples and families will appreciate Dollarbird’s shared calendar budgets, while detail-oriented folks who want raw data and export options will lean toward Money Manager.
Most apps offer a free basic plan, with premium features like bank sync or crypto tracking costing a small monthly fee – check each one’s pricing page before you commit. All of these work on both iOS and Android, so your phone brand does not lock you out. And if you are also looking for the best place to stash your savings once the app helps you build them, take a look at our guide on Savings Accounts in Singapore and Online Savings Accounts in Singapore.
| App | Key features | Best for | Bank sync |
|---|---|---|---|
| Dobin | AI categorisation, credit card tips, multi-bank dashboard | Those who want a single overview of all local bank accounts | DBS, OCBC, UOB |
| Planner Bee | Budgets, investments, insurance comparison, 40+ institutions | Anyone juggling multiple financial products and insurance | Yes, regional banks |
| DBS NAV Planner | CPF, property, investments, forecasting, built into digibank | Existing DBS/POSB customers | Automatic for DBS/POSB accounts |
| Spendee | Multi-currency, receipt scan, crypto tracking, visual charts | Travellers, freelancers, multi-currency users | Yes, via premium plan |
| Monny | Gamified challenges, badges, separate account books | People who need motivation and a fun interface | Check with the business |
| Dollarbird | Calendar cash-flow forecasting, shared budgets, offline mode | Couples, families, forward-planners | No, manual entry |
| Money Manager | Detailed charts, asset management, PC sync, export | Data lovers, meticulous trackers | Check with the business |
This is our own selection, not a paid one. Tell us if there is somewhere we should have included.
Summary
Savings tracker apps take the guesswork out of your finances, whether you want bank-level automation or a playful nudge to build better habits. Dobin, Planner Bee, and DBS NAV Planner excel at syncing with Singapore accounts, while Spendee, Monny, Dollarbird, and Money Manager bring their own distinct flavour – from globe-trotting currency tools to family-shared calendars. Pick one that feels natural, stick with it, and watch your savings become something you actually look forward to checking.
Disclaimer: All information provided here has been compiled from publicly available sources. While we have made every effort to ensure accuracy, details may change, so please confirm with the business directly.
Frequently asked questions
Are these savings tracker apps free to use?
Most of them offer a free basic plan that covers manual expense entry, budgets, and simple charts. Premium features like bank synchronisation or cryptocurrency tracking usually require a subscription – check each app’s pricing page for the latest.
Which app syncs automatically with Singapore bank accounts?
Dobin and Planner Bee connect to major local banks like DBS, OCBC, and UOB. DBS NAV Planner is built into the digibank app and automatically pulls your DBS/POSB transaction data.
Can I use these apps just for budgeting?
Yes, all seven apps include budgeting tools. Planner Bee and Money Manager let you set detailed budgets across categories, while Monny and Dollarbird take a more visual, goal-based approach.
Is my financial data safe with these apps?
Reputable apps like Dobin, Planner Bee, DBS NAV Planner, and Spendee use bank-grade encryption and secure connections. Always check the app’s privacy policy and enable biometric locks on your phone for extra peace of mind.
Which app is best for couples or families to track shared expenses?
Dollarbird is built for this – you can share a budget calendar with your partner or family members, log future bills, and see your combined cash flow. Planner Bee also allows you to track joint accounts and shared goals.
