If you’re a student in Singapore, you’re probably always on the lookout for ways to save money and make the most of your limited budget. One way to do this is by getting a student credit card, and Citibank offers a great option with their student credit card. In this article, we’ll take a closer look at the Citibank student credit card in Singapore, including its benefits, how to apply, and how it compares to other student credit card options.
Understanding Citibank Student Credit Cards
Citibank’s student credit card, called the Citibank Clear Card, is designed specifically for tertiary students in Singapore. It offers a variety of exclusive rewards and offers, including dining deals and shopping benefits, making it a great option for students who want to get more for their money. To be eligible for the card, you must be a full-time tertiary student aged between 18 and 27 years old, with an annual income of at least $18,000.
Exclusive Rewards and Offers
One of the biggest benefits of the Citibank student credit card is the exclusive rewards and offers that come with it. For example, you can earn 1X reward point for every S$1 spent, which can be redeemed for a variety of rewards such as vouchers, gadgets, and more. You can also enjoy exclusive dining deals at over 1,000 eateries in Singapore, as well as online fashion, lifestyle, and travel exclusives at your favourite online brands. With these benefits, the Citibank student credit card can help you stretch your budget further and get more for your money.
Key Takeaways
- The Citibank student credit card is a great option for tertiary students in Singapore who want to save money and make the most of their limited budget.
- With exclusive rewards and offers, including dining deals and shopping benefits, the Citibank student credit card can help you get more for your money.
- To apply for the Citibank student credit card, you must be a full-time tertiary student aged between 18 and 27 years old, with an annual income of at least $18,000.
Understanding Citibank Student Credit Cards
If you’re a tertiary student in Singapore, you might be interested in getting a credit card that caters to your needs. Citibank offers a student credit card that comes with several benefits and features.
Features and Benefits
The Citibank student credit card, also known as the Citibank Clear Card, offers exclusive dining deals and shopping benefits to eligible tertiary students. Additionally, the card provides access to Citibank World Privileges, which offers discounts and deals on travel, dining, and shopping worldwide.
The card also comes with a low minimum income requirement of $18,000 per annum, making it accessible to many students. Moreover, there is no annual fee for the first two years of card membership.
Eligibility and Requirements
To be eligible for the Citibank student credit card, you must be a full-time tertiary student aged between 18 and 27 years old. You must also be a Singaporean or Permanent Resident and possess a valid matriculation card. Additionally, you must meet the minimum income requirement of $18,000 per annum.
To apply for the card, you’ll need to provide your NRIC or passport and proof of income. You can apply for the card online or at any Citibank branch in Singapore.
In summary, the Citibank student credit card is an excellent option for eligible tertiary students who want to enjoy exclusive dining deals and shopping benefits. With a low minimum income requirement and no annual fee for the first two years, the card is accessible to many students. If you meet the eligibility criteria, you can apply for the card online or at any Citibank branch in Singapore.
Exclusive Rewards and Offers
As a student, managing your finances can be tough. But with Citibank’s student credit card, you can enjoy exclusive rewards and offers that make your life easier and more enjoyable. Here are some of the perks you can look forward to:
Dining and Entertainment Perks
With Citibank’s student credit card, you can enjoy exclusive dining deals and entertainment perks. Whether you’re looking for a place to eat with friends or want to catch the latest blockbuster movie, Citibank has got you covered. You can enjoy discounts at popular restaurants and cinemas, as well as other entertainment venues. This means you can enjoy more of the things you love without breaking the bank.
Online Shopping Advantages
Online shopping has become increasingly popular in recent years, and Citibank’s student credit card offers a range of advantages when it comes to shopping online. You can enjoy cashback on your online purchases, as well as other exclusive deals and discounts. This means you can save money while shopping for the things you need, whether it’s textbooks, gadgets, or fashion items.
In addition to these perks, Citibank’s student credit card also offers reward points for every dollar you spend. These reward points can be redeemed for a range of benefits, including cashback, travel vouchers, and more. With no minimum income requirement for students, Citibank’s student credit card is the perfect way to manage your finances and enjoy exclusive rewards and offers. So why wait? Apply for your Citibank student credit card today and start enjoying the benefits!
Managing Your Finances
As a student, managing your finances can be challenging. However, with the Citi Clear Card, you can enjoy exclusive benefits and privileges that can help you stay on top of your financial game.
Credit Limit and Repayments
The Citi Clear Card offers a credit limit of up to $5000, which is perfect for students who need to manage their finances. You can easily manage your credit limit through Citibank’s online portal, where you can view your outstanding balances, your credit card bill, and make payments.
When it comes to repayments, Citi Clear Card offers flexible repayment modes that suit your financial needs. You can choose to pay the minimum amount due, which is 3% of your outstanding balance, or choose to pay the full amount. However, it’s important to note that paying only the minimum amount due can result in high-interest charges, which can accumulate over time.
Understanding Fees and Charges
As with any credit card, the Citi Clear Card comes with fees and charges that you need to be aware of. The annual fee for the Citi Clear Card is $29.96, which is waived for the first year. However, the annual fee can be waived for subsequent years if you spend at least $888 on your card in the previous year.
Other fees and charges that you need to be aware of include late payment fees, cash advance fees, and interest charges. It’s important to understand these fees and charges to avoid any surprises when it comes to your credit card bill.
Overall, the Citi Clear Card is a great option for students who want to manage their finances effectively. With its flexible repayment modes, exclusive benefits, and privileges, you can stay on top of your financial game and build a good credit score.
Comparing Student Credit Card Options
If you’re a student in Singapore, you’re probably