If you’re a student in Singapore, you may be interested in applying for a student credit card to help you manage your finances. One option to consider is the Citi Clear Card, offered by Citibank Singapore. This credit card is designed specifically for tertiary students, and comes with exclusive dining deals and shopping benefits.
To be eligible for the Citi Clear Card, you must be a full-time tertiary student in Singapore, aged between 18 and 27 years old, and have an annual income of at least $18,000. The application process is straightforward and can be done online. Once approved, you’ll receive a credit limit of $500 and enjoy a waived annual fee for the first year.
In this article, we’ll take a closer look at the Citi Clear Card and its features and benefits, as well as compare it to other student credit cards available in Singapore. We’ll also provide tips on financial literacy and management for students, and highlight additional card features to consider.
Key Takeaways
- The Citi Clear Card is a student credit card designed for tertiary students in Singapore, offering exclusive dining deals and shopping benefits.
- To be eligible for the card, you must be a full-time tertiary student aged between 18 and 27 years old, with an annual income of at least $18,000.
- When comparing student credit cards, consider factors such as credit limit, annual fee, rewards programmes, and additional features. It’s also important to practice good financial management and budgeting skills.
Eligibility and Application
If you’re a student in Singapore looking for a credit card, the Citi Clear Card might be just what you need. Here’s what you need to know about eligibility and the application process.
Understanding Eligibility Criteria
To be eligible for the Citi Clear Card, you must be a Singaporean or Permanent Resident and at least 18 years old. If you’re below 21 years old, you’ll need your parent or guardian’s consent to the application and guarantee for the payment of outstanding balances. Additionally, you must not be an existing primary/basic Citibank Credit Card or Citibank Ready Credit customer. However, supplementary card members are eligible.
The annual income requirement for foreign nationals is higher compared to Singapore Citizens. So, if you’re a foreign national, you’ll need to meet a higher income requirement to be eligible for the card.
The Application Process
To apply for the Citi Clear Card, you can either fill out the online application form or visit a Citibank branch. You’ll need to provide your NRIC or matriculation card, mobile number, email address, and employment pass (if applicable).
When filling out the application form, make sure you provide accurate information and read the terms and conditions carefully. You’ll also need to submit the necessary documents required by Citibank.
Once you’ve submitted your application, Citibank will review it and notify you of their decision. If your application is approved, you’ll receive your Citi Clear Card within a few working days.
Overall, the Citi Clear Card is an excellent option for students looking for a credit card in Singapore. With its attractive benefits and rewards, it’s a great way to start building your credit history. So, if you meet the eligibility requirements, go ahead and apply for the Citi Clear Card today!
Card Features and Benefits
If you are a student in Singapore, you might want to consider getting the Citi Clear Card for Students. This credit card comes with a range of features and benefits that can help you save money and earn rewards.
Rewards and Rebates
With the Citi Clear Card for Students, you can earn rewards points for every dollar you spend. You can redeem these points for vouchers, cash rebates, and other rewards. Additionally, you can enjoy unlimited cashback on your retail spend, dining deals, and exclusive dining deals.
Exclusive Student Perks
The Citi Clear Card for Students also comes with exclusive perks that are designed especially for students. For example, you can enjoy discounts on food delivery, groceries, petrol, and entertainment. You can also get access to Citi World Privileges, which offers discounts on travel, dining, and lifestyle.
The annual fee for the Citi Clear Card for Students is $29.96, and the credit limit is determined by your income and credit history. To be eligible for this card, you must be a matriculated student and be at least 18 years old.
To manage your card account, you can use the Citi Mobile App, which allows you to view your card transactions, check your rewards points, and pay your bills. You can also use Citi Pay with Points to redeem your rewards points instantly for eligible spend.
Overall, the Citi Clear Card for Students is a great option for students who want to earn rewards and save money on their daily expenses. With its range of features and benefits, this card can help you manage your finances and enjoy your student life to the fullest.
Comparing Student Credit Cards
Citi Clear Card Versus Alternatives
If you’re a tertiary student looking for a credit card, you may be wondering which one to choose. The Citi Clear Card is a great option, but there are also some alternatives to consider. Here’s a comparison of the Citi Clear Card and some other popular student credit cards in Singapore:
Citi Clear Card
The Citi Clear Card is a Mastercard credit card that is designed specifically for tertiary students. It has no minimum income requirement, making it accessible to all students. With this card, you can enjoy exclusive dining deals and shopping benefits, including discounts at over 1,000 merchants in Singapore. The annual fee for the Citi Clear Card is $29.96.