Are you looking for a credit card that rewards you for your everyday spending? Look no further than the OCBC 365 Credit Card. With this card, you can earn cashback on petrol, dining, groceries, public transport, ride-hailing, pharmacy, streaming, and EV charging. Plus, you can enjoy up to 22.92% fuel savings at Caltex.
Understanding how to maximise your earnings with the OCBC 365 Credit Card is key to getting the most out of this cashback card. With 6% cashback on petrol, 5% cashback on dining and food delivery, and 3% cashback on groceries, public transport, ride-hailing, pharmacy, streaming, and EV charging, you can earn up to S$160 cashback per month. However, to qualify for this cashback, you need to spend a minimum of S$800 or S$1,600 per month, depending on the tier you qualify for.
The OCBC 365 Credit Card comes with a host of benefits that make it an attractive choice for everyday spending. Not only can you earn cashback on a wide range of categories, but you can also enjoy discounts on travel, entertainment, and shopping. Plus, the annual fee is waived for the first two years, making it a great value for anyone looking for a cashback card.
Key Takeaways
- The OCBC 365 Credit Card rewards you for your everyday spending with cashback on petrol, dining, groceries, public transport, ride-hailing, pharmacy, streaming, and EV charging.
- To maximise your earnings with this card, you need to spend a minimum of S$800 or S$1,600 per month, depending on the tier you qualify for.
- The OCBC 365 Credit Card comes with a host of benefits, including discounts on travel, entertainment, and shopping, and the annual fee is waived for the first two years.
Understanding 365 Cashback
If you’re looking for a credit card that offers cashback rewards, then the OCBC 365 Credit Card is worth considering. This card is one of the most comprehensive cashback credit cards in Singapore. In this section, we’ll help you understand the basics of cashback and how the OCBC 365 Credit Card fits into Singapore’s landscape.
The Basics of Cashback
Cashback rewards are a type of credit card reward that gives you a percentage of your spending back in the form of cash. For example, if you spend $100 on your credit card and the cashback rate is 5%, you’ll get $5 back. Cashback rewards can be a great way to save money on everyday spending.
365 Cashback in Singapore’s Landscape
The OCBC 365 Credit Card offers up to 6% cashback on dining, online travel, groceries, telco bills and even petrol. This makes it a great all-round cashback credit card for anyone and everyone who spends on “the usual stuff”. You can earn up to $160 cashback when you spend a minimum of $1,600, or up to $80 cashback when you spend a minimum of $800.
The card also offers up to 22.92% of fuel savings at Caltex (18% instant discount + 6% cashback on all fuel spend). In addition, you can get $150 cashback when you spend a minimum of $350 within 30 days of card application approval.
Overall, the OCBC 365 Credit Card is a great option for those looking for a comprehensive cashback credit card in Singapore. With its generous cashback rates and savings on everyday spending, it’s definitely worth considering.
Maximising Your Earnings
If you want to get the most out of your OCBC 365 Credit Card, you need to be strategic about your spending. Here are a few tips to help you maximise your cashback earnings:
Strategic Spending for Maximum Cashback
One of the best ways to maximise your cashback earnings is to focus on the categories that offer the highest cashback rates. For example, you can earn up to 6% cashback on dining when you use your OCBC 365 Credit Card. So, if you eat out frequently, you can save a lot of money by using your card for these purchases.
Another way to maximise your earnings is to make sure you meet the minimum spend requirements. For example, you need to spend at least $800 per month to earn the full 6% cashback on dining. If you don’t meet this requirement, you’ll only earn 3% cashback on dining.
Leveraging Categories for Extra Savings
In addition to focusing on the categories that offer the highest cashback rates, you can also leverage categories to earn extra savings. For example, if you spend more than $600 on your OCBC 365 Credit Card in a month, you’ll earn an additional 3% cashback on your spending.
You can also take advantage of the different spend tiers to earn more cashback. For example, if you spend between $800 and $1,000 per month, you’ll earn 3% cashback on your dining, groceries, and recurring bills. If you spend more than $1,000 per month, you’ll earn 6% cashback on these categories.
By being strategic about your spending and leveraging the different categories and spend tiers, you can earn a significant amount of cashback with your OCBC 365 Credit Card. So, make sure you take advantage of these opportunities to get the most out of your card.
365 Cashback Card Benefits
If you’re looking for a credit card that offers cashback on your daily expenses, the OCBC 365 Card is definitely worth considering. Here are some of the benefits you can enjoy with this card.
Exclusive Merchant Offers
One of the best things about the OCBC 365 Card is the exclusive deals and promotions you can enjoy with various merchants. For example, you can get up to 22.92% fuel savings at Caltex, 5% cashback on dining and food delivery, 3% cashback on groceries, public transport, ride-hailing, pharmacy, streaming, and EV charging. These offers can help you save money on your everyday expenses and make your money go further.
Additional Perks and Privileges
In addition to the cashback offers, the OCBC 365 Card also comes with a range of other perks and privileges. For instance, you can enjoy complimentary travel insurance coverage of up to $500,000 when you charge your travel tickets to your card. You can