Are you looking for a credit card that offers generous cashback rewards on your everyday spending? Look no further than the OCBC 365 Credit Card. This card offers up to 6% cashback on petrol, 5% cashback on dining and food delivery, and 3% cashback on groceries, public transport, ride-hailing, pharmacy, streaming, and EV charging. With its wide range of cashback categories, the OCBC 365 Credit Card is the perfect choice for anyone looking to maximise their rewards on daily essentials.
In addition to its cashback rewards, the OCBC 365 Credit Card also offers exclusive benefits for dining and transport. Cardholders can enjoy discounts of up to 20% at over 1,000 restaurants across Singapore, as well as up to 22.92% fuel savings at Caltex petrol stations. Plus, with its comprehensive travel insurance coverage and exclusive access to airport lounges, the OCBC 365 Credit Card is the perfect travel companion.
If you’re looking for a credit card that offers generous cashback rewards on your daily spending, the OCBC 365 Credit Card is the perfect choice. With its wide range of cashback categories, exclusive dining and transport benefits, and comprehensive travel insurance coverage, this card is the ultimate all-in-one solution for your everyday needs.
Key Takeaways
- The OCBC 365 Credit Card offers up to 6% cashback on petrol, 5% cashback on dining and food delivery, and 3% cashback on groceries, public transport, ride-hailing, pharmacy, streaming, and EV charging.
- Cardholders can enjoy discounts of up to 20% at over 1,000 restaurants across Singapore, as well as up to 22.92% fuel savings at Caltex petrol stations.
- The OCBC 365 Credit Card also offers comprehensive travel insurance coverage and exclusive access to airport lounges.
Understanding the OCBC 365 Credit Card
If you’re looking for a credit card that rewards you for your everyday spending, the OCBC 365 Credit Card is an excellent choice. This card offers a variety of cashback rewards on dining, groceries, petrol, and more. Here’s what you need to know about the OCBC 365 Credit Card.
Key Features
The OCBC 365 Credit Card offers cashback rewards on a wide range of spending categories. Here are some of the key features of this card:
- 6% cashback on dining
- 3% cashback on groceries, online shopping, and recurring telco bills
- 5% cashback on petrol at all petrol stations
- 0.3% cashback on all other spending
This card also offers a range of discounts and privileges, including discounts on travel bookings, dining, and more.
Eligibility Requirements
To be eligible for the OCBC 365 Credit Card, you must meet the following requirements:
- You must be at least 21 years old
- Your minimum annual income must be $30,000 for Singapore citizens and permanent residents, and $45,000 for foreigners
- You must have a good credit score
Annual Fee and Waivers
The OCBC 365 Credit Card has an annual fee of $192.60, which is waived for the first two years. To continue enjoying the annual fee waiver, you must spend at least $10,000 on the card each year. If you don’t meet the spending requirement, you’ll be charged the full annual fee.
Overall, the OCBC 365 Credit Card is a great choice for anyone who wants to earn cashback rewards on their everyday spending. With a wide range of rewards and discounts, this card offers excellent value for money.
Maximising Cashback Rewards
If you are looking for a credit card that rewards you for your everyday spending, the OCBC 365 Credit Card is an excellent choice. With this card, you can earn cashback on a wide range of categories, including dining, groceries, transport, and more. Here are some tips to help you maximise your cashback rewards.
Cashback Categories
The OCBC 365 Credit Card offers cashback rewards on several categories. These categories include dining, groceries, petrol, utilities, and transport. You can earn up to 6% cashback on dining, 3% cashback on groceries, and 22.92% fuel savings at Caltex. You can also earn 3% cashback on land transport, online travel bookings, and recurring electricity and telco bills. Keep in mind that some categories have a minimum spend requirement, so be sure to check the terms and conditions of the card.
Cashback Cap
The OCBC 365 Credit Card has a cashback cap of S$80 per calendar month. This means that you can earn a maximum of S$80 in cashback per month, regardless of how much you spend. However, the cashback cap is divided into two tiers. If you spend less than S$800 per calendar month, you can earn up to S$40 in cashback. If you spend S$800 or more per calendar month, you can earn up to S$80 in cashback.
To maximise your cashback rewards, you should aim to spend at least S$800 per calendar month. This will help you reach the higher cashback tier and earn the maximum cashback of S$80 per month. However, you should also be careful not to overspend, as the card has a minimum spend requirement of S$800 per calendar month to qualify for cashbac