Looking for the best licensed money lender near Kaki Bukit, Singapore? You have come to the right place. Whether you need a loan for personal use or for your business, finding a reliable money lender is crucial. This article will guide you through some top options to help you make an informed choice.
Finding a licensed money lender ensures that you are dealing with a legitimate and regulated business. This not only protects your interests but also gives you peace of mind. With many options available, it’s important to choose a lender that suits your specific needs and offers favourable terms.
1) 365 Credit Solutions: Best Licensed Money Lender Singapore Orchard Far East Plaza | Personal Loan Singapore | Foreigner Loan
When you visit 365 Credit Solutions at Far East Plaza in Orchard, you’ll find a welcoming team ready to assist you with your loan needs. Their location is convenient and easy to access, making it simple to stop by and discuss your financial options.
At 365 Credit Solutions, you can expect clear and fair loan terms. They adhere to Singapore’s regulations, ensuring that the interest rate does not exceed 4% per month. Whether your loan is secured or unsecured, the terms remain the same, providing peace of mind for borrowers.
The staff at 365 Credit Solutions is professional and knowledgeable. They are prepared to guide you through the loan process, explaining every detail and answering any questions you might have. This approachable atmosphere makes the experience much less stressful.
Rating: 5.0 (707 reviews)
Location: 14 Scotts Rd, #03-63, Far East Plaza, Singapore 228213
Contact: +65 6222 5500
Website: https://www.365credit.com.sg/
2) Quick Credit | Licensed Moneylender Jurong | Best Personal Loan
When you need quick financial help, you can rely on Quick Credit in Jurong. This place is well-known for providing fast and reliable personal loans. You don’t have to worry about long waiting times or complicated processes. The team at Quick Credit is friendly and ready to assist you with your financial needs.
The loan application process is straightforward. You start by submitting your personal details online. Then, you can visit their office for a discussion. Their team reviews your application, checks your eligibility, and if approved, finalises the loan terms.
Quick Credit offers personalised service. Their friendly staff will explain the loan contract, including interest rates and repayment plans. They aim to make the borrowing experience smooth and hassle-free.
Rating: 5 (2000 reviews)
Location: 2 Jurong East Street 21, #04-01A, Singapore 609601
Contact: +65 6899 6188
Website: https://www.quickcredit.com.sg/
3) 96bm Credit | Cash Loan Singapore | Best Online Money Lender Ubi, Geylang, Paya Lebar, Eunos & Kaki Bukit
When you visit 96bm Credit, you’re greeted warmly by friendly staff. Located just a short walk from Ubi MRT, this money lender offers fast and efficient loan approval. You can get your loan approved in just 15 minutes. Whether you speak English, Chinese, or Hokkien, their consultants are there to help.
Their services cover various loan types, including personal and business loans, weekly and monthly loans, and debt consolidation loans. With flexible repayment options and affordable interest rates, 96bm Credit strives to provide a hassle-free experience for its customers.
You can apply for a loan online at any time, thanks to their 24-hour service. Once your application is submitted, you can expect quick processing and approval. They offer loan disbursements via cash, PayNow, or bank transfer, ensuring you get the funds you need quickly.
Rating: 5 (3900 reviews)
Location: Blk 302, Ubi Ave 1, #01-31, Singapore 400302
Contact: +65 6292 2629
Website: http://cashloansingapore.com.sg/
4) A1 Credit: Best Licensed Money Lender Singapore | Urgent Personal Loan Singapore Chinatown | Foreigner Loan | Fast Cash Loan
Situated in the heart of Chinatown, A1 Credit stands out as a reliable choice for those seeking urgent personal loans. The process is efficient and straightforward, ensuring you get your cash within an hour of approval.
The staff at A1 Credit are professional and friendly. They take their time to explain loan terms and answer any questions you might have, making the experience stress-free.
You can also apply for loans online, which adds a level of convenience, especially if you are in a hurry. The company offers various loan types, accommodating different financial needs.
Rating: 4.9 (812 reviews)
Location: 2 Havelock Rd, #02-08, Havelock Ii, Singapore 059763
Contact: +65 6336 0833
Website: http://www.a1credit.sg/
5) BEST LICENSED MONEYLENDER PTE LTD: Best Licensed Money Lender
When you visit Best Licensed Moneylender Pte Ltd, you’ll notice how quickly and efficiently they handle the loan process. The staff are friendly and eager to help with your financial needs. Whether it’s a personal loan or a business loan, they ensure that the terms fit your situation perfectly.
The company has over 30 years of experience and has successfully served more than 32,000 customers. They offer various types of loans, including personal, business, payday, and renovation loans. Each loan type is carefully designed to match different financial requirements.
With a speedy approval process, you’ll receive your loan swiftly without any hassle. The company ensures transparency and follows legal regulations strictly, providing a safe and reliable service. You can reach out to them anytime, as they have a 24/7 helpdesk available.
Rating: 5 (619 reviews)
Location: 13 North Bridge Rd, #01-3984, Singapore 190013
Contact: +65 6224 2224
Website: https://bestlicensedmoneylender.com.sg/
6) Best Credit | Licensed Moneylender Singapore | Best Personal Loan
Best Credit is a licensed moneylender located conveniently in Bukit Batok. When you step into their office, you notice how welcoming the environment feels. The staff here are known for their friendly service and professionalism. They make sure you understand every detail about your loan options.
If you need a personal loan, Best Credit offers a variety of plans tailored to meet your needs. They take the time to explain the terms in simple language, which makes the process less stressful. You can tell they genuinely care about helping their clients.
Many people trust Best Credit for their financial needs. Their high rating and numerous positive reviews reflect their commitment to excellent service. It’s easy to see why they have such a great reputation within the community.
Rating: 5 (735 reviews)
Location: 372 Bukit Batok Street 31, #01-378, Singapore 650372
Contact: +65 6272 5538
Website: https://bestcredit.sg/
7) On Line Credit Bedok Moneylender | Personal Loan Singapore | Online Credit
You’ll find On Line Credit at Bedok Town Centre, Singapore, a trusted and long-established moneylender. They offer a wide range of loan products to suit your immediate needs. Whether you’re looking for a personal loan, payday loan, or even a property bridging loan, they have you covered.
One of the best things about On Line Credit is their professional and friendly staff. They listen to your needs and help you find a solution tailored just for you. The application process is quick and straightforward, making it less stressful to access the funds you require.
Their service is highly praised by customers, mentioning how Marcus and the team provide excellent service. They take the time to explain the details and offer different repayment plans. You’ll feel respected and valued, knowing your financial needs are in good hands.
Rating: 5 (888 reviews)
Location: 210 New Upper Changi Road #01-731, Bedok Town Centre, Bedok Central, Singapore 460210
Contact: +65 6445 9166
Website: Visit Website
8) Tradition Credit Co. Pte Ltd (Bedok Licensed Money Lender) Personal Loan | Business Loan | Debt Consolidation Loan
You will find that Tradition Credit Co. in Bedok offers a smooth and efficient loan process. The staff are friendly and thorough, making sure every detail is explained clearly. You can expect a quick turnaround, as many customers report receiving their funds the same day.
Whether you are looking for a personal loan, business loan, or debt consolidation loan, Tradition Credit Co. ensures flexible repayment plans. The interest rates are competitive, ranging from 1% to 3.92% monthly. The process is straightforward, with low processing fees and high approval rates.
Clients have positive things to say about their experiences. Many mention the respectful and professional service they received. The staff are noted for being helpful and patient, making the loan process less stressful.
Rating: 5 (870 reviews)
Location: 205 Bedok North Street 1, #01-371, Singapore 460205
Contact: +65 6283 1323
Website: http://www.traditioncredit.com.sg/
9) GS Credit Pte. Ltd. Best Licensed Moneylender in Clementi
If you’re looking for a reliable moneylender near Clementi, check out GS Credit Pte. Ltd. They are just a short walk from Clementi MRT station, making it very convenient to drop by. When you enter their office, you’ll feel welcomed by their friendly staff.
GS Credit offers various loan types, including personal, foreigner, and business loans. Their application process is incredibly fast and straightforward. You can apply online, receive approval within an hour, and get your funds immediately after signing the loan contract.
The team at GS Credit is very professional and transparent. They provide loans with low interest rates and flexible repayment terms, which makes managing your finances much easier. Their personal loans can be used for any urgent financial need, from paying bills to handling emergencies.
Rating: 4.9 (651 reviews)
Location: 449 Clementi Ave 3, #01-241B, 4-min walk from Clementi MRT Exit A, Singapore 120449
Contact: +65 6563 0321
Website: https://www.gscredit.com.sg/
10) Dio Credit | Ang Mo Kio Best Licensed Moneylender | Quick Loan Singapore
You will find Dio Credit situated in the heart of Ang Mo Kio, Singapore. This moneylender is known for its quick loan approvals and personalised service. Clients praise the staff for being patient, accommodating, and professional.
Dio Credit offers interest rates from 0% to 3.92% per month with no hidden fees. They are fully licensed and regulated, ensuring a transparent lending process. This makes them a trusted choice for many in urgent need of loans.
Their office is conveniently located, and the loan approval process is efficient. New customers can expect approval in 15 minutes, while returning customers may get approved in just 5 minutes. The service is available 24 hours, making it highly accessible.
Rating: 5 (1600 reviews)
Location: Blk 702 Ang Mo Kio Ave 8, Ang Mo Kio Central, Singapore 560702
Contact: +65 6250 1000
Website: http://www.diocredit.com.sg/
Why Consider a Licensed Money Lender Near Kaki Bukit?
Choosing a licensed money lender near Kaki Bukit offers numerous benefits.
Firstly, it’s convenient. Having a lender close by means you can easily visit their office. This makes it simpler to discuss loan terms and make payments in person, providing a more personal experience.
Secondly, licensed money lenders follow strict regulations. You can be confident that their practices are fair and legal. They are monitored by authorities to ensure they comply with the law, protecting you from unfair practices.
Another advantage is the quick access to funds. Licensed money lenders can often disburse loans faster than traditional banks. This is particularly useful if you need funds urgently.
Additionally, many licensed money lenders offer flexible repayment plans. You can find plans that suit your financial situation, making it easier to manage repayments.
Here is a quick overview of benefits:
| Benefits | Description |
|---|---|
| Convenience | Easy access to services and in-person discussions |
| Regulated Practices | Assurance of fair and legal loan processes |
| Quick Funds | Faster loan disbursement compared to banks |
| Flexible Repayment | Customisable repayment plans to fit your budget |
Being in Kaki Bukit, you’ll also benefit from local knowledge. A lender in your area understands the community and can offer tailored advice and services.
Choosing a local, licensed money lender is a wise decision for your financial needs.
Finding a Reputable Licensed Money Lender
Finding a reputable licensed money lender near Kaki Bukit can be simple if you know what to look for.
First, ensure the lender is licensed by the Ministry of Law. You can find a list of them on their official website. This guarantees they’re legitimate and follow regulations to protect borrowers.
Customer reviews can also be helpful. Look for lenders with positive feedback on platforms like Google. High ratings often indicate good services and transparent practices.
Next, check interest rates and terms. Licensed money lenders publish their rates, making it easier to compare options. Always choose lenders offering fair and competitive interest rates.
It’s beneficial to visit the lender in person. Licensed lenders are required to meet you face-to-face at their approved place of business, ensuring proper verification and transparency.
Below is a small checklist for you to follow:
- Licensed by Ministry of Law
- Positive customer reviews
- Transparent and competitive interest rates
- In-person verification
By following these tips, you can find a trustworthy money lender near Kaki Bukit that meets your needs.
Important Considerations Before Borrowing
Before you decide to borrow from a licensed money lender near Kaki Bukit, there are important points you should keep in mind.
Alternatives to Borrowing
First, think about other options. There are various financial aid programmes provided by the government. Check if these can help you instead.
Loan Terms
Understand the terms of the loan. Pay attention to the interest rates and any additional fees.
Amount You Can Borrow
Licensed money lenders will usually provide a clear explanation of how much you can borrow. Make sure you understand the principal amount and any upfront deductions.
Repayment Plan
Check the repayment schedule. Know when each payment is due and how many payments you’ll have to make.
Documentation
Licensed money lenders often require less documentation than banks. This can speed up the process.
Legitimacy and Licensing
Ensure that the money lender is licensed. You can check their credentials online or through official government listings. This guarantees you are dealing with a legitimate company.
Pros and Cons
Consider both the advantages and any potential drawbacks. A simplified documentation process is a positive aspect, while detailed interest rates should be reviewed carefully.
Contact and Communication
Ensure you can easily contact the lender. Clear communication is key to addressing any concerns or questions you may have during the borrowing process.
By considering these factors, you can make a well-informed decision when borrowing from a licensed money lender near Kaki Bukit.
Frequently Asked Questions
Curious about money lenders in Kaki Bukit? Here are some common questions answered to help you navigate your options and make informed decisions.
How can I verify the authenticity of a money lender’s license?
To ensure a money lender is licensed, check the list of approved money lenders on the Ministry of Law’s website. Licensed money lenders are regulated and must follow strict guidelines.
What are the usual requirements for taking out a loan from a money lender?
Typically, you must be at least 21 years old. You’ll need to provide your NRIC or passport, proof of income, and other identification documents. Different lenders might ask for additional documents, so it’s best to check their specific requirements.
Can I trust the contracts offered by money lenders in Singapore?
Yes, licensed money lenders must provide clear and transparent contracts. These contracts are regulated to protect you from unfair terms. Always read the contract thoroughly and ask for clarification if needed.
Are there caps on the interest and fees charged by money lenders?
Yes, the Ministry of Law sets caps on the interest rates and fees that money lenders can charge. For example, interest rates are capped at 4% per month, regardless of income. This ensures you are not overcharged.
What should I do if I encounter issues with a money lender?
If you face any problems, you can report them to the Registry of Moneylenders. They handle complaints and can provide assistance. It’s important to keep all records and documents related to your loan.
How long does it typically take to get a loan approved by a money lender?
Approval times can vary, but many licensed money lenders can process your application within a day or two. Some even offer quick cash services for urgent needs. Always check with the lender for their specific timelines.
Disclaimer: The information in this article is based on online resources from Singapore and serves as a guide. To ensure you have the most up-to-date information, we recommend verifying details with relevant Singaporean authorities or organizations. If you notice discrepancies, please inform us so we can update the information.