DBS Live Fresh Card Review: The Ultimate Guide for Singaporeans

If you’re looking for a credit card that offers cashback rewards on your everyday spending, then the DBS Live Fresh Card might be worth considering. This all-in-one card allows you to use the same card for your bus and train rides, ATM withdrawals, and even ride-hailing services. Plus, you can enjoy a 1-year annual fee waiver and earn up to 5% cashback on your transport spend with a minimum spend of S$600 per calendar month for the first 180 days from Card Approval Date.

A hand holding a DBS Live Fresh card with Singapore's skyline in the background

In addition to its transport cashback rewards, the DBS Live Fresh Card is also eco-friendly, earning up to 10% cashback on your favourite eco-merchants and more. With this card, you can turn your everyday spend into effortless cashback, all while supporting environmentally-friendly businesses. But is the DBS Live Fresh Card the right choice for you? Read on to find out more about its key features, how to apply, and how to maximise its benefits.

Key Takeaways

  • The DBS Live Fresh Card offers up to 5% cashback on transport spend and up to 10% cashback on eco-merchants.
  • To apply for the card, you’ll need to meet certain eligibility criteria and provide the required documents.
  • Maximise the benefits of the DBS Live Fresh Card by understanding the fine print, taking advantage of lifestyle perks and privileges, and using it for your everyday spending.

Key Features of DBS Live Fresh Card

A vibrant credit card surrounded by fresh fruits, flowers, and a sleek smartphone, symbolizing the benefits of the DBS Live Fresh Card

If you’re looking for a credit card that is eco-friendly and offers great rewards and cashback, the DBS Live Fresh Card might be the perfect fit for you. Here are some of its key features:

Eco-Friendly Aspects

The DBS Live Fresh Card is Singapore’s first-ever eco-friendly recycled card, made from 85.5% recycled plastic. By using this card, you can help reduce plastic waste and contribute towards a more sustainable future.

Rewards and Cashback

With the DBS Live Fresh Card, you can enjoy up to 10% cashback on your spending. Get up to 5% cashback on contactless and online spend, and an additional 5% green cashback on selected eco-eateries, retailers and transport services. Plus, you can also earn 0.3% cashback on all other spend.

Online and Contactless Spend Benefits

The DBS Live Fresh Card offers great benefits for online and contactless spending. You can get 5% cashback on online and Visa contactless spend, and FavePay counts as an online transaction if used at retail outlets. Visa contactless transactions are those made through a contactless terminal via the Card or mobile wallets on Apple Pay, Samsung Pay, Google Pay.

Overall, the DBS Live Fresh Card is a great option if you’re looking for an eco-friendly credit card that offers great rewards and benefits for online and contactless spending.

Applying for the DBS Live Fresh Card

A hand holding a DBS Live Fresh Card, with a laptop open to the review page, and a Singapore skyline in the background

If you’re looking for a credit card that rewards you for your online shopping and contactless payments, then the DBS Live Fresh Card might be the perfect fit for you. Here’s what you need to know about applying for the card.

Eligibility Criteria

Before you apply for the DBS Live Fresh Card, you need to make sure that you meet the eligibility criteria. To be eligible for the card, you need to be at least 21 years old and have a minimum income of £30,000 per year. Additionally, you need to be a Singaporean citizen or a permanent resident.

Application Process

Applying for the DBS Live Fresh Card is a simple and straightforward process. You can apply for the card online, and the application process should take no more than 15 minutes. Here’s what you need to do:

  1. Visit the DBS website and navigate to the Live Fresh Card application page.
  2. Fill in your personal details, including your name, address, and contact information.
  3. Provide your employment details, including your current job and income.
  4. Upload the necessary documents, such as your NRIC or passport, and your latest payslip.
  5. Review your application and submit it.

Once you’ve submitted your application, you should receive a response within a few working days. If your application is approved, you’ll receive your DBS Live Fresh Card in the mail within a few weeks.

So, if you’re looking for a credit card that rewards you for your online shopping and contactless payments, the DBS Live Fresh Card might be the perfect fit for you. Just make sure you meet the eligibility criteria and follow the simple application process, and you’ll be on your way to earning cashback on your purchases in no time.

Maximising Benefits

A hand holding a dbs live fresh card, surrounded by various benefits such as cashback, rewards, and discounts from different merchants in Singapore

When it comes to the DBS Live Fresh Card, there are a few things you can do to maximise your benefits and get the most out of your card. Here are some tips to help you make the most of your DBS Live Fresh Card.

Meeting the Minimum Spend

To qualify for the 5% cashback on contactless and online spend, you need to meet the minimum spend requirement of $600 per month. This means you need to spend at least $600 in a calendar month to earn the full 5% cashback. If you don’t meet the minimum spend requirement, you will only earn 0.3% cashback on all your spend.

One way to meet the minimum spend requirement is to use your DBS Live Fresh Card for all your daily expenses, such as groceries, dining, and transport. You can also use your card for big-ticket items, such as electronics or travel, to help you reach the minimum spend requirement.

Understanding the Cashback Cap

While the DBS Live Fresh Card offers up to 10% cashback, there is a cashback cap of $60 per calendar month. This means that once you have earned $60 in cashback, you will not earn any more cas