Quick answer: Looking to put money into local startups or SME loans? FundedHere and OurCrowd serve accredited investors after equity in early-stage companies, while Funding Societies and Crowd Genie attract those chasing steady yields from peer-to-peer lending. Real estate lovers lean towards CoAssets, and if you want your capital to support green initiatives, MoolahSense (now Infund) is the one.
One of 12 guides in Best Loans & Financing in Singapore — worth a look if you are still weighing options.
FundedHere
FundedHere sits high in Republic Plaza, a home-grown platform that has been around long enough to feel like a steady uncle in the fintech world. It matches accredited investors with ambitious startups through equity crowdfunding and venture debt, and the Monetary Authority of Singapore gave it a licence early on—a reassuring nod.
The team does not just list any pitch that comes through the door. They run a tight vetting process and wrap every campaign in real mentorship. An investor here is not just signing a cheque and hoping; you are backing a business that has been screened and coached. Startups can raise from as little as S$5,000, so early-stage ambitions get a fair shot.
If you have been sitting on some capital and wondering where to put it, FundedHere makes that first step feel a lot less lonely. It suits the investor who wants a hand in Singapore’s startup story without learning the ropes from scratch.
Address: 9 Raffles Place, #29-01 Republic Plaza, Singapore 048619
Phone: +65 6225 5464
Hours: Monday to Friday, 9 AM – 6 PM (excluding public holidays)
Website: FundedHere
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Funding Societies
Funding Societies runs from an office on Robinson Road, but its real footprint is all over Southeast Asia—it is the largest SME digital finance platform in the region. The model is peer-to-peer lending with a sharp tech edge: invoice financing, term loans, micro-financing, all accessed through an app that treats paperwork like it is 2026, not 1996.
What draws investors here is the sheer volume. Billions in loans disbursed, rapid approvals, low default rates—it feels like a machine that has been tuned and tested. You park your money in a campaign, pick a tenure that matches your patience, and watch the interest tick in. It is practical, not poetic, and that is exactly why many prefer it.
This is the workhorse for anyone who gets a quiet satisfaction from steady returns. If your idea of a good Tuesday is checking your dashboard and seeing everything on track, Funding Societies delivers that lah.
Address: 108 Robinson Road, #06-01, Singapore 068900
Phone: +65 6221 0958
Hours: Monday to Friday, 9 AM – 6 PM (excluding public holidays)
Website: Funding Societies
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MoolahSense (Infund)
Down on Temple Street you will find Infund, the platform that grew out of MoolahSense’s early days in 2013. It stays close to its debt-crowdfunding roots, arranging short-term loans for SMEs, but it stood out early by putting a green lens on the whole thing—its GreenMoolah programme channelled money into sustainable projects long before ESG became a buzzword.
The crowd-sourced model here feels transparent: borrower needs laid out plainly, returns matched honestly. East Ventures backed it, which tells you the venture crowd saw something solid. If you have been feeling that itch to put your money where your green values are, Infund is a natural fit. It is not shouty about it, just quietly deliberate.
Address: 55B Temple Street, Singapore 058600
Phone: +65 6871 8780
Hours: Monday to Friday, 9 AM – 6 PM (excluding public holidays)
Website: Infund
Crowdo
Crowdo operates out of Republic Plaza as well, but it faces outward—its play is cross-border, offering equity crowdfunding and P2P business loans with a neobank swagger. Over 38,000 members have signed on, and the platform even lets businesses build their own branded crowdsourcing tools, which makes it a bit of a chameleon in the space.
What investors get is exposure that does not stop at Tuas. Supply chain financing, credit lines—these are the kinds of instruments you would expect from a regional player that knows emerging markets well. Crowdo suits the person who already has a few Singapore investments and is looking to diversify across the causeway or beyond, without setting up a whole new brokerage account.
Address: 9 Raffles Place, #06 Republic Plaza, Singapore 048619
Phone: Check via website form
Hours: Monday to Friday, 9 AM – 6 PM (excluding public holidays)
Website: Crowdo
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CoAssets
CoAssets runs from a high floor on Shenton Way with a focus that Singaporeans intuitively get: property. It connects investors to real estate development deals and also runs P2P lending for non-real estate businesses. Listed on the NSX in Australia, it has put over $28 million into deals, tapping an international investor base that likes tangible assets.
If you have ever walked past a new condo taking shape and thought, “I wish I had a small piece of that,” this is the closest you will get without buying the whole building. The exclusive deals come through a network that fundraisers access, so you are not scrolling through the same listings everyone else sees. It is a bit atas, but in a way that feels earned.
Address: 6 Shenton Way, OUE Downtown 1 #36-01, Singapore 068809
Phone: +65 6532 7008
Hours: Monday to Friday, 9 AM – 6 PM (excluding public holidays)
Website: CoAssets
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OurCrowd
OurCrowd plants a global flag right on Beach Road, giving accredited investors a seat at the venture capital table. The platform scouts startups in fintech, healthcare, cybersecurity—the kind of high-growth plays you would otherwise need a VC firm’s rolodex to reach. Billions in investments later, it is still expanding its deal flow.
What makes it worth the trip is the portfolio management toolkit and the sheer quality of the pitches. You are not throwing darts at a startup directory; you are reviewing vetted opportunities alongside institutional money. This is for the investor who already has a decent portfolio and wants to sprinkle in some startup magic without flying to Silicon Valley lah.
Address: 15 Beach Road, #03-133 Beach Centre, Singapore 189677
Phone: +65 6508 7841
Hours: Monday to Friday, 9 AM – 6 PM (excluding public holidays)
Website: OurCrowd
Crowd Genie
Up on Upper Cross Street, inside Hong Lim Complex, Crowd Genie has been quietly assembling a loyal following since 2016. MAS-licensed and focused, it runs P2P lending with term loans, equity fundraising, and property financing. The numbers that catch everyone’s eye are the lender yields—exceeding 15% in some campaigns—backed by thorough assessments of each SME.
Crowd Genie is that quietly confident platform that delivers figures you will want to screenshot for your next kopi talk. Over a hundred SMEs assessed, a reputation for secure matching—this is not flashy fintech, just a steady engine for yield-seeking investors who do their homework.
Address: 531 Upper Cross Street, #03-39 Hong Lim Complex, Singapore 050531
Phone: +65 9673 2614
Hours: Monday to Friday, 9 AM – 6 PM (excluding public holidays)
Website: Crowd Genie
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How to choose
The main fork in the road is whether you want equity or debt. Equity platforms like FundedHere, OurCrowd, and Crowdo give you a share in a growing company—potentially big returns, but you wait. Debt platforms like Funding Societies, Infund, and Crowd Genie let you earn interest from SME loans, which tends to be more predictable month to month. CoAssets straddles both with real estate at the centre, appealing to anyone who prefers bricks-and-mortar.
Check your investor status too. OurCrowd and FundedHere are explicit about serving accredited investors; others may have lower entry bars. Minimum investments vary from S$5,000 at FundedHere up to amounts that require a chat with the platform. If sustainability matters to you, Infund’s green lending track record is a natural filter. For pure regional reach, Funding Societies and Crowdo both have wide Southeast Asian nets.
When comparing, look past the marketing and ask: how long is the lock-in? What happens if a borrower defaults? Are secondary markets available? A fair expected return on P2P lending in Singapore can range from 5% to 15% depending on risk, but always read the specific campaign notes—no two loans are identical.
| Platform | Crowdfunding Type | Key Investor Appeal | Minimum Investment |
|---|---|---|---|
| FundedHere | Equity & Venture Debt | MAS-licensed, mentor-led vetting, low entry | From S$5,000 |
| Funding Societies | P2P Lending (Invoice, Term, Micro) | Largest SME digital finance platform, rapid approvals | Check with the business |
| MoolahSense (Infund) | Debt Crowdfunding, Green Initiatives | Sustainable project focus, transparent crowd model | Check with the business |
| Crowdo | Equity & P2P Lending, Supply Chain | Regional reach, branded crowdsourcing tools | Check with the business |
| CoAssets | Real Estate & P2P Lending | Exclusive property deals, international network | Check with the business |
| OurCrowd | Equity Crowdfunding | Venture capital-grade deal flow, portfolio tools | Check with the business |
| Crowd Genie | P2P Lending, Property Financing | Yield exceeding 15%, MAS-licensed, rigorous assessments | Check with the business |
Summary
Singapore’s crowdfunding scene gives you proper choice: early equity bets with FundedHere and OurCrowd, steady lending returns through Funding Societies or Crowd Genie, and property angles with CoAssets. Infund adds a green conscience to the mix, while Crowdo opens regional doors. Whichever you pick, you are stepping into a regulated space where your capital can work alongside businesses that are building something real.
Disclaimer: All details here are accurate at the time of writing, but platforms update their terms. Confirm directly with the business before committing any funds.
Frequently asked questions
What exactly is crowdfunding and how does it work in Singapore?
Crowdfunding pools money from many individual investors to fund a business or project. In Singapore, platforms typically offer either equity (you own a share) or peer-to-peer lending (you earn interest from SME loans). Most are regulated by the Monetary Authority of Singapore, which sets rules on transparency and investor protection.
Do I need to be an accredited investor to use these platforms?
Some, like FundedHere and OurCrowd, cater specifically to accredited investors. Others may have different entry criteria. It is best to check the platform’s eligibility requirements before signing up.
Are these platforms safe and regulated?
Several hold a MAS licence, including FundedHere and Crowd Genie, meaning they must comply with capital markets rules. Licensing adds a layer of oversight, but all investments carry risk, so review each campaign carefully.
What kind of returns can I expect?
Returns depend on the platform and the deal. Crowd Genie has reported lender yields above 15%, while P2P lending more broadly may range from 5% to 15% based on risk. Equity returns hinge on startup growth, which can take years to materialise.
Can I invest in real estate through crowdfunding?
Yes. CoAssets specialises in real estate development deals, and Crowd Genie also offers property financing options. This lets you back property projects without buying an entire building yourself.
How do I get started?
Pick a platform that matches your style—equity or lending—and register on its website. Most require identity verification and may ask you to confirm accredited investor status. Once registered, you can browse active campaigns and invest directly through the platform.
