If you’re looking for a credit card with high cashback rates and no annual fees, the CIMB Visa Signature card might be the right choice for you. This credit card has been around for a while and has undergone many changes, but its current incarnation offers some compelling features and benefits.
The CIMB Visa Signature card offers up to 10% cashback on a variety of expenses, including dining, groceries, and online shopping. It also offers cashback on other categories like pet shops, veterinary services, and even cruises. With no annual fees for both principal and supplementary cards, this credit card is an attractive option for those looking to save money.
Overall, the CIMB Visa Signature card is a great option for those looking for a high cashback credit card with no annual fees. It offers a variety of perks and benefits that can help you save money on your everyday expenses. If you’re interested in applying for this credit card, read on for more information on its key features, benefits, and eligibility requirements.
Key Takeaways
- The CIMB Visa Signature card offers up to 10% cashback on a variety of expenses, including dining, groceries, and online shopping.
- This credit card has no annual fees for both principal and supplementary cards, making it an attractive option for those looking to save money.
- The CIMB Visa Signature card offers a variety of additional perks and benefits, including travel insurance and exclusive promotions.
Key Features and Benefits
If you’re looking for a credit card that offers high cashback rates and exclusive promotions, the CIMB Visa Signature Card is definitely worth considering. Here are some of the key features and benefits that make this card stand out:
High Cashback Rates
With the CIMB Visa Signature Card, you can enjoy up to 10% cashback on a wide range of spending categories, including dining, groceries, and online shopping. This is one of the highest cashback rates available in Singapore, so you can be sure you’re getting a great deal.
No Annual Fee
Unlike many other credit cards, the CIMB Visa Signature Card has no annual fee, so you won’t have to worry about paying extra just to use the card. This makes it a great choice for anyone who wants to enjoy the benefits of a rewards card without any extra costs.
Exclusive Promotions
As a CIMB Visa Signature Cardholder, you’ll also be eligible for a range of exclusive promotions and offers. These could include discounts on dining, travel, and entertainment, as well as special deals on shopping and other lifestyle products.
Overall, the CIMB Visa Signature Card is a great choice for anyone who wants to enjoy high cashback rates, exclusive promotions, and no annual fee. Whether you’re a frequent shopper or just looking for a way to save money on everyday expenses, this card is definitely worth considering.
Earning and Maximising Cashback
If you’re considering the CIMB Visa Signature Card, you’re probably interested in earning as much cashback as possible. Here are some tips to help you maximise your cashback rewards.
Understanding Cashback Categories
The CIMB Visa Signature Card offers cashback rewards for a variety of spending categories, including groceries, dining, online shopping, beauty & wellness, and pet shops & veterinary services. Each category has a cashback rate of 10%, up to a maximum of $100 per month. It’s important to understand which categories are eligible for cashback and to plan your spending accordingly.
Meeting Minimum Spend Requirements
To be eligible for cashback rewards, you must meet the minimum spend requirement of $800 per month. This can be a challenge for some, but there are ways to meet the requirement without overspending. Consider using your card for everyday expenses like groceries and dining, and using it for larger purchases like electronics or travel.
Cashback Cap and Limitations
One limitation of the CIMB Visa Signature Card is the cashback cap of $20 per category per month. This means that once you reach $20 in cashback for a category, you won’t earn any more cashback for that category until the next month. Additionally, some categories have limitations on the types of transactions that qualify for cashback. For example, the pet shops & veterinary services category only applies to transactions made at specific merchants.
To maximise your cashback rewards, it’s important to plan your spending and take advantage of the categories that offer the most cashback. Keep track of your spending and make sure you meet the minimum spend requirement each month. With a little planning, you can earn significant cashback rewards with the CIMB Visa Signature Card.
Additional Perks and Features
As a CIMB Visa Signature cardholder, you can enjoy an array of additional perks and features. Here are some of the exciting benefits you can look forward to:
Travel Insurance Coverage
If you’re a frequent traveller, the CIMB Visa Signature card is an excellent choice for you. It comes with complimentary