In the vibrant city-state of Singapore, where affluent lifestyles harmonise with a deep appreciation for family—including our beloved pets—securing top-tier pet insurance is an essential indulgence. As discerning pet owners, we understand that our four-legged companions deserve nothing less than the finest care, especially when unexpected health issues arise. With veterinary services reaching premium standards, pet insurance offers peace of mind, ensuring financial stability for high-quality treatments without compromising on luxury. This curated list showcases the crème de la crème of pet insurance providers in Singapore, each selected for their sophisticated offerings, robust coverage, and commitment to excellence. Expect insightful overviews of brands that cater to the refined needs of Singapore’s elite pet enthusiasts, helping you choose the perfect shield for your treasured furkids.
1. Income Happy Tails
As a hallmark of reliability from NTUC Income Insurance Limited (UEN 202135698W), Happy Tails stands out as a sophisticated choice for pet owners who prioritize lifelong protection and comprehensive benefits. Renowned for its tailored plans that align with the affluent Singaporean lifestyle, this insurance ensures your pets receive the utmost care without the burden of escalating costs.
Products or Services:
Happy Tails provides tiered plans for dogs and cats, with annual coverage up to S$27,000 in the highest tier, including surgical benefits up to S$22,000, chemotherapy up to S$5,000, and third-party liability up to S$250,000. Standout features include coverage for specified hereditary and congenital conditions after a 12-month waiting period, outpatient treatments for accidental injuries, and no-claim discounts starting at 5% and reaching 15%. These offerings are designed to handle everything from post-surgical care to euthanasia and cremation, making it ideal for pets in upscale households.
Reviews and Feedback:
Happy Tails has garnered praise for its extensive coverage and ease of enrolment, with pet owners appreciating the lifetime co-insurance lock-in for early sign-ups. While specific customer reviews are not detailed, the brand’s strong reputation in Singapore’s insurance landscape speaks to its trustworthiness, backed by NTUC Income’s established legacy.
Contact Information & Location:
Contact via customer hotline or online enquiries. The main location is the Income Centre at 75 Bras Basah Road, Singapore 189557, with standard business hours from Monday to Friday, 9:00 AM to 5:00 PM (excluding public holidays). For Singapore-based inquiries, email or phone support is accessible through their portal.
Website Link:
Income Happy Tails Pet Insurance
2. Liberty PetCare
Liberty PetCare, from Liberty Insurance Pte Ltd (UEN 199002791D), embodies elegance in pet protection, being Singapore’s pioneering pet insurance since 2014. It appeals to affluent owners seeking freedom and flexibility, with plans that reflect a commitment to premium wellness and liability coverage.
Products or Services:
Offering five plans like Adogable, Ameowing, Furtastic, Ultipaw, and Pawsh, it covers up to S$18,000 for surgical treatments, S$5,000 for non-surgical, and S$500,000 for third-party liability. Unique highlights include wellness care up to S$200 annually for vaccinations or spaying, no-claim discounts up to 15%, and no medical examination required. This allows choice of any vet in Singapore, perfect for those who demand the best in pet healthcare.
Reviews and Feedback:
Customers commend its comprehensive scope and hassle-free claims, with experts noting its value for money in covering both accidents and illnesses. Liberty Insurance’s awards for general excellence further underscore PetCare’s prestige in the market.
Contact Information & Location:
Enquiries can be made online or via their customer service. The brand operates as an online-focused service accessible to Singaporeans, with standard hours from Monday to Friday, 9:00 AM to 5:30 PM. Physical consultations may be available at their Singapore office.
Website Link:
Liberty PetCare
3. Tiq by Etiqa Pet Insurance
Tiq by Etiqa, under Etiqa Insurance Pte. Ltd (UEN 201331905K), represents the epitome of digital sophistication for modern, affluent pet owners in Singapore. Its seamless online platform and industry-leading limits make it a top selection for those who value convenience and superior protection.
Products or Services:
With four plans—Pawsome, Pawmazing, Pawtastic, and Pawfect—it offers up to S$15,000 for surgical illnesses, S$3,500 for non-surgical and accidental injuries, and S$500,000 for third-party liability. Key standouts include complimentary coverage for congenital conditions like hip dysplasia (with medical report), no-claim discounts up to 20%, and multi-pet discounts, ensuring tailored elegance for multiple furry family members.
Reviews and Feedback:
Pet owners rave about the user-friendly app and quick approvals, with positive feedback highlighting its high surgical limits and value. Etiqa’s recognition as a leading digital insurer adds to its allure among Singapore’s elite.
Contact Information & Location:
Reach out via phone or email through their portal. As an online-only service for Singaporeans, operating hours are Monday to Friday, 9:00 AM to 5:30 PM. No physical location specified, but accessible nationwide.
Website Link:
Tiq Pet Insurance
4. MSIG PawEasy
MSIG PawEasy, from MSIG Insurance (Singapore) Pte. Ltd (UEN 200412212G), is a refined option for pet owners who seek market-leading limits and innovative add-ons, aligning perfectly with the luxurious demands of Singapore’s high-society pet lovers.
Products or Services:
Three plan levels provide up to S$20,000 for hospitalisation and surgery, S$5,000 for outpatient non-surgical, and optional add-ons like S$6,000 lifetime chemotherapy and S$500,000 third-party liability. Highlights include coverage for complementary therapies like acupuncture, pet boarding if the owner is delayed overseas, and no-claims discounts up to 15%, with flexible deductibles for customised premium experiences.
Reviews and Feedback:
MSIG was honoured as the ‘Best General Insurer for Singapore’ by InsuranceAsia News in 2024, reflecting PawEasy’s excellence. Customers appreciate the high coverage and promotional discounts, making it a favoured choice for comprehensive care.
Contact Information & Location:
Contact Carole Chow at +65 6012 1258 or via email for enquiries. Location at 4 Shenton Way #21-01 SGX Centre II, Singapore 068807, with operating hours Monday to Friday, 9:00 AM to 5:00 PM.
Website Link:
MSIG PawEasy
5. CIMB My Paw Pal
CIMB My Paw Pal, distributed by CIMB Bank Berhad (UEN S99FC5759D), offers an affordable yet elegant entry into pet insurance, ideal for affluent Singaporeans who prefer flexible add-ons and straightforward protection without unnecessary complexity.
Products or Services:
The basic plan covers S$1,500 for accidental death and medical expenses, S$300 for cremation, and S$250,000 for third-party liability. Add-ons include illness coverage (S$1,500) and theft for dogs (S$1,500), with no medical examination required. This modular approach stands out for its accessibility and instant approval, suiting busy lifestyles.
Reviews and Feedback:
Users highlight its cost-effectiveness and ease of application, with positive notes on the underwriter Sompo’s reliable service. CIMB’s banking prestige adds a layer of trust for premium clients.
Contact Information & Location:
Sompo Customer Service Hotline: +65 6461 6222, Monday to Friday, 9:00 AM to 5:00 PM (excluding public holidays). Email: [email protected]. As an online service, it’s accessible to Singaporeans without a specified physical location.
Website Link:
CIMB My Paw Pal
6. Silversky Protect
Silversky Protect, underwritten by MSIG Insurance (Singapore) Pte. Ltd (UEN 200412212G) and distributed by Silversky Pte. Ltd (UEN 200308322K), delivers a digital-first, luxurious pet insurance experience tailored for Singapore’s sophisticated pet aficionados who value innovation and broad medical safeguards.
Products or Services:
Plans cover S$3,500 to S$13,000 for clinical and surgical benefits (combined for illness and accidents), S$500,000 for third-party liability, and up to S$400 for cremation. Features include post-surgical room and board (S$200), complementary therapy (S$500), and no-claim discounts up to 15%. No medical exam is needed, with freedom to choose any vet.
Reviews and Feedback:
Praised for its high limits and user-friendly digital platform, Silversky appeals to tech-savvy owners. Its partnership with MSIG ensures credibility, with feedback emphasising wallet protection alongside pet health.
Contact Information & Location:
Enquiries via online portal. As a digital service for Singaporeans, operating hours align with standard business times. No specific physical address, but accessible island-wide.
Website Link:
Silversky Protect
7. Insurance Market Pet Insurance
Insurance Market Pte Ltd (UEN 201419683E) provides a bespoke pet insurance solution as a premier broker, catering to affluent Singaporeans who appreciate personalised plans and coverage for unique needs, including specified dog breeds.
Products or Services:
Coverage encompasses illnesses, surgeries, theft, pet passing, and third-party liabilities, with options for Banker’s guarantee bonds. It’s flexible for dogs and cats, standing out with comprehensive protection for non-HDB cat residences and non-working pets.
Reviews and Feedback:
Clients value the tailored advice and broad options, with the broker’s expertise earning high marks for simplifying complex choices in Singapore’s market.
Contact Information & Location:
Phone: +65 6908 1811. Location at Oxley Biz Hub 1, #09-08, 67 Ubi Road 1, Singapore 408730, with operating hours Monday to Friday, 9:00 AM to 5:00 PM.
Website Link:
Insurance Market
Summary
In curating this elite selection of pet insurance providers, we’ve highlighted options that resonate with the refined tastes of Singapore’s affluent community, ensuring your pets enjoy unparalleled protection. Whether you seek expansive surgical coverage or flexible digital solutions, these brands empower you to lavish your companions with the care they deserve. Explore these distinguished offerings to elevate your pet’s well-being and secure your peace of mind.
Disclaimer: All information provided here has been compiled from publicly available sources. While we have made every effort to ensure accuracy, we do not guarantee that the information is complete or error-free. We disclaim any liability for inaccuracies or omissions. If you find any errors or have concerns about the content, please let us know so we can address them promptly.
