Last updated 7 August 2026. This page was reviewed on that date. Prices, rates and opening hours change often in Singapore — confirm anything that matters directly with the business before you travel or spend.
Quick answer: For premium grocery runs in Singapore, the DBS yuu Visa Card leads with up to 18% cash rebates at Cold Storage and Giant. If you prefer air miles, the Citi Rewards Card nets you 4 miles per dollar on online grocery deliveries. Straightforward cashback fans should eye the POSB Everyday Card’s 5% at Sheng Siong with no minimum spend, while the Maybank Family & Friends Card gives up to 8% cashback on big supermarket hauls.
Juggling grocery runs and online hauls? You’ll want our credit card for groceries and online shopping guide.
Grocery runs can feel like another chore on a weary body, but the right card puts a little ease back into the week. This is not about chasing the highest headline rate and exhausting yourself tracking categories. It is about finding a card that quietly matches how you already shop, whether that means one big weekend haul or scattered online orders, so the savings come without extra effort.
If none of these quite fit, Best Credit Cards in Singapore has 33 lists covering the rest of the category.
DBS yuu Visa Card
The DBS yuu Visa Card is built for anyone who regularly stocks up at Cold Storage, Giant, or other yuu-affiliated grocers. Spend S$600 a month and you’ll unlock up to 18% cash rebates on those trips, plus an uncapped 5% on all yuu transactions. The yuu app ties everything together, turning points into vouchers or offsets—steady lah when the rebates start piling up. Address: 12 Marina Boulevard, Marina Bay Financial Centre Tower 3, Singapore 018982. Hours: Mon–Fri 8:30 AM–4 PM, Sat 8:30 AM–12:30 NN, Sun closed. Phone: 1800 111 1111. DBS yuu Visa Card.
If Cold Storage is your regular, this card practically pays for your weekly shop.
While you’re here: Best Credit Cards for Grab Rides in Singapore — if most of your commute is on Grab.
When your grocery rhythm is a dedicated weekend sweep through Cold Storage, this card rewards that loyalty with gentle consistency. The rebates show up without fanfare, which is a quiet comfort when energy is low. You may not feel like crunching numbers—the app handles that part for you, leaving you nothing to prove and simply a smaller bill at the end of the cycle.
Citi Rewards Card
This one’s for the online grocery warriors—those RedMart and Amazon Fresh orders earn 4 miles per S$1, up to S$1,000 monthly. So if you’re the type who taps “checkout” from your phone while planning dinner, the miles add up fast for your next holiday. Address: 8 Marina View, #18-00 Asia Square Tower 1, Singapore 018960. Hours: Mon–Fri 9:30 AM–6 PM, Sat & Sun closed. Phone: +65 6224 5757. Citi Rewards Card.
Ideal for those who prefer tapping away at home and converting grocery spend into air tickets.
This round-up is editorial. Suggestions are welcome – tell us what you offer and where.
Some weeks, the thought of navigating aisles is simply too much, and the groceries arrive at your door instead. This card suits that rhythm beautifully, turning online orders into miles you can tuck away for later. There is no immediate gratification here, just a slow, steady accumulation. It is a quiet promise of rest—not now, but eventually, when a holiday feels possible again.
Considering a card that rewards your next major spend? Explore our Standard Chartered credit card guide.
UOB Lady’s Card
The UOB Lady’s Card puts grocery shopping in the Family category, where you can earn up to 4 miles per S$1 with a S$1,000 monthly cap. It’s a flexible choice for those juggling kids, dinner parties, and the occasional beauty perk—contactless payments make it easy at the checkout. Address: UOB Plaza, 80 Raffles Place, Singapore 048624. Hours: Mon–Fri 9:30 AM–4:30 PM, Sat 9:30 AM–12:30 NN, Sun closed. Phone: +65 6222 1212. UOB Lady’s Card.
If your weekly shop is a family affair, this card lets you rack up miles on the staples while still treating yourself.
If you’re also after credit cards for dining, our guide on Dining Credit Cards in Singapore might help you pair the right card with those weekend feasts.
Juggling a family’s needs while running on half a tank asks for a tool that does not demand constant tinkering. Placing groceries in the Family category feels intuitive, not tactical. The miles accumulate and you can leave the optimisation to someone else’s brain. Contactless payment means one less thing to fumble with when your hands are full and your mind is already on the next task.
POSB Everyday Card
For fuss-free grocery cashback, the POSB Everyday Card gives 5% rebates at Sheng Siong and RedMart, and no minimum spend is needed at selected merchants. The rebates don’t expire, so you can let them accumulate without pressure—steady lah for a household that values consistency. Address: Blk 712A, Ang Mo Kio Avenue 6 #01-4066, Singapore 561712. Hours: Mon–Fri 8:30 AM–4 PM, Sat 8:30 AM–12:30 NN, Sun closed. Phone: 1800 339 6666. POSB Everyday Card.
This card suits anyone whose loyalty lies with Sheng Siong and who wants cashback without tracking minimum spends.
There is a particular relief in simplicity when body and spirit are tired. This card asks nothing extra of you—no minimum to meet, no expiry to track, just cashback appearing steadily at Sheng Siong and RedMart. The rebates wait patiently, never nagging. For a household that values predictability over theatrics, this is a small, steady anchor in an otherwise draining routine.
Citi Cash Back Card
The Citi Cash Back Card delivers 6% cashback on groceries when you hit an S$800 monthly spend, capped at S$80. That’s a solid bump if you’re doing big hauls at FairPrice and also spend on dining and petrol—everything ties together nicely. Address: 8 Marina View, #18-00 Asia Square Tower 1, Singapore 018960. Hours: Mon–Fri 9:30 AM–6 PM, Sat & Sun closed. Phone: +65 6224 5757. Citi Cash Back Card.
For families who cook a lot and eat out equally, the cashback structure feels custom-made.
Bigger grocery trips can feel grounding rather than draining when you’re the type of cook who finds restoration in a well-stocked kitchen. This card rewards that deliberate, consolidated approach, giving you a meaningful bump when you bundle your spending. The cap is clear, the rhythm is monthly, and knowing exactly what to expect removes the guesswork that can sap already-depleted reserves.
OCBC 365 Credit Card
The OCBC 365 Credit Card gives a flat 3% cashback on all local and online groceries, with an S$800 minimum spend unlocking up to S$80 monthly. If you shop at a mix of supermarkets—FairPrice, Cold Storage, Sheng Siong—this card covers them all equally, simplifying your rewards. Address: OCBC Centre, 65 Chulia Street, Singapore 049513. Hours: Mon–Fri 9:30 AM–4:30 PM, Sat 9:30 AM–12 NN, Sun closed. Phone: 1800 363 3333. OCBC 365 Credit Card.
Great for those who bounce between different chains and want one card that works everywhere.
This round-up is editorial. Suggestions are welcome – tell us what you offer and where.
When your supermarket loyalties shift from week to week—perhaps FairPrice is closer, but Cold Storage has the better produce this time—a card that refuses to play favourites can be its own kind of relief. No need to remember which place earns what. The flat rate is modest but honest, and when your body is asking you to take the path of least resistance, simplicity is a form of care.
Maybank Family & Friends Card
With up to 8% cashback on groceries, the Maybank Family & Friends Card works well for big supermarket runs, capped at S$150 monthly. You can customise your cashback categories, so if groceries and household essentials dominate your bill, you can optimise for that. It also offers higher rebates on Malaysian and Indonesian currencies, handy for grocery runs across the Causeway. Address: 2 Battery Road, Singapore 049907. Hours: Mon–Fri 10 AM–6:30 PM, Sat, Sun & PH closed. Phone: 1800 629 2265. Maybank Family & Friends Card.
If your grocery bill is substantial and you occasionally shop in JB, this card stretches your dollar further.
If you’re looking to pair grocery rewards with hotel discounts for a staycation, check out our guide on Singapore’s Credit Cards for Hotel Deals & Discounts. For cards that also cover online shopping, see Credit Cards for Groceries and Online Shopping in Singapore.
About the figures on this page. Rates, bonuses and qualifying spends were checked against the issuers’ own sites on 5 August 2026. Singapore banks revise these frequently — several cut their headline savings rates more than once in 2026 alone — so treat every number here as correct on that date rather than a standing promise, and confirm on the issuer’s page before you apply or move money.
How to choose
Your choice boils down to where you shop most often and what rewards you actually use. If Cold Storage and Giant are your mainstays, the DBS yuu Visa Card’s 18% rebates are hard to beat. Online grocery shoppers who dream of travel should lean toward the Citi Rewards Card for its miles. Cashback fans have several paths—POSB Everyday Card for no-min-spend simplicity at Sheng Siong, Citi Cash Back Card for a higher rate if you can consistently hit S$800, and OCBC 365 for a flat rate across all supermarkets. The Maybank Family & Friends Card becomes compelling when your grocery bill is large enough to max out that S$150 monthly cap. Minimum spend is a key filter: if your monthly grocery spend is under S$600, cards with no minimum like POSB Everyday (at selected merchants) may suit you better. Most cards waive annual fees for the first year—confirm with the bank before applying. Also think about whether you want miles or cashback. Miles cards like the Citi Rewards and UOB Lady’s Card reward you with travel, but you need to monitor caps and expiry dates. Cashback cards give you money back directly—less planning needed, and some like POSB Everyday let your rebates sit as long as you like. If your grocery spend varies wildly month to month, a card without a high minimum spend shields you from missing out on rewards when you spend less. Finally, check whether your go-to supermarket is covered. Some cards favour specific chains; others are more general. Matching your habits to the right card is the difference between collecting a few dollars and funding your next trip.
| Card | Grocery Reward | Min. Spend | Monthly Cap | Best For |
|---|---|---|---|---|
| DBS yuu Visa Card | Up to 18% rebates + 5% uncapped | S$600 | None for 5% | Cold Storage, Giant |
| Citi Rewards Card | 4 miles per S$1 on online groceries | None stated | S$1,000 | RedMart, Amazon Fresh |
| UOB Lady’s Card | Up to 4 miles per S$1 in Family category | Check with the business | S$1,000 | Choose your own category |
| POSB Everyday Card | 5% cash rebates | None at selected merchants | Check with the business | Sheng Siong, RedMart |
| Citi Cash Back Card | 6% cashback | S$800 | S$80 | FairPrice, others |
| OCBC 365 Credit Card | 3% cashback | S$800 | S$80 | All supermarkets |
| Maybank Family & Friends Card | Up to 8% cashback | Check with the business | S$150 | Supermarkets, online |
Summary
From cash rebates to air miles, these cards turn grocery runs into something worth more than just a full fridge. Whether you’re loyal to a single chain or mix it up, there’s a card here that matches your rhythm and rewards your spending.
Disclaimer: All information provided here has been compiled from publicly available sources. While we have made every effort to ensure accuracy, we do not guarantee that the information is complete or error-free. We disclaim any liability for inaccuracies or omissions. If you find any errors or have concerns about the content, please let us know so we can address them promptly. Details can change; confirm with the business directly.
Read next
Frequently asked questions
Filling a household’s pantry is a substantial task, and this card acknowledges the scale of that effort with a generous ceiling. You set the categories once and let them run, which suits a season of life when mental bandwidth is precious. The higher rebate on ringgit quietly rewards the cross-border grocery runs that can feel like a small adventure rather than another errand.
Which credit card gives the highest cashback on groceries in Singapore?
The DBS yuu Visa Card offers up to 18% cash rebates at yuu merchants like Cold Storage and Giant, with a S$600 monthly spend. For general supermarkets, the Maybank Family & Friends Card provides up to 8% cashback, capped at S$150 monthly.
Do these cards have annual fees?
Annual fees vary by card; many banks waive the first year’s fee. Contact the bank directly for current fee structures and waiver conditions.
Can I earn miles on grocery shopping with these cards?
Yes. The Citi Rewards Card earns 4 miles per S$1 on online grocery deliveries, while the UOB Lady’s Card can earn up to 4 miles per S$1 in the Family category.
Are online grocery purchases included in these rewards?
Most cards cover online groceries—Citi Rewards Card, POSB Everyday Card, and OCBC 365 Credit Card all include online supermarket spending. Check individual terms for merchant eligibility.
What is the minimum spend requirement to earn grocery rewards?
It varies: DBS yuu Visa Card requires S$600, Citi Cash Back Card and OCBC 365 need S$800, while POSB Everyday Card has no minimum at selected merchants. Others may not state a minimum but apply monthly caps.
Are there any cards with no cap on grocery cashback?
The DBS yuu Visa Card offers uncapped 5% cash rebates on all yuu transactions, though the higher 18% tier is subject to a monthly spend. POSB Everyday Card’s rebates do not expire, but a cap may apply; check with the bank.
