If you are a driver in Singapore, you know that petrol costs can add up quickly. That’s why finding a credit card that offers fuel savings and rewards can be a game-changer. One card that you may want to consider is the DBS Esso Card.
The DBS Esso Card is a credit card that is designed for drivers who frequently fill up at Esso petrol stations. With this card, you can enjoy up to 21.6% fuel savings and earn Smiles Points on all your card spend. In this article, we will provide an overview of the DBS Esso Card, its exclusive benefits and features, and a comparative analysis with other fuel cards to help you decide if this card is right for you.
Key Takeaways:
- The DBS Esso Card offers up to 21.6% fuel savings and Smiles Points on all your card spend.
- This card is designed for drivers who frequently fill up at Esso petrol stations.
- Understanding the financial benefits and application and usage tips can help you make the most of this card.
Overview of DBS Esso Card
If you are a frequent driver in Singapore, the DBS Esso Card is one of the best petrol credit cards to consider. This credit card offers significant fuel savings and rewards points that can be redeemed for fuel and other items.
With the DBS Esso Card, you can save up to 21.6% on fuel purchases at Esso service stations in Singapore. This is achieved through a combination of discounts and Smiles points earned on fuel purchases. You can earn 1 Smiles point for every litre of Synergy fuel purchased at any Esso station. With 300 and 750 Smiles points, you can redeem S$10 and S$30 worth of Synergy fuel, respectively.
Apart from fuel savings, the DBS Esso Card also offers other benefits such as wireless payment and an annual fee waiver for the first year. However, it is important to note that the annual fee of S$192.60 is not waived beyond the first year.
The DBS Esso Card also has a low rewards rate for general spend, which is approximately 0.3%-0.4%. Therefore, it is recommended to use this credit card mainly for fuel purchases at Esso service stations to maximize the fuel savings and rewards points.
Overall, the DBS Esso Card is a great credit card to consider if you are looking to save on fuel purchases in Singapore. With its high fuel savings and Smiles points rewards program, you can turn everything you buy into free fuel!
Exclusive Benefits and Features
When it comes to petrol credit cards, the DBS Esso Card is hard to beat. Here are some of the exclusive benefits and features that make it stand out from the competition.
Smiles Points and Rewards Programme
The DBS Esso Card rewards you with Smiles Points for every dollar you spend on retail purchases. These points can be redeemed for free fuel at Esso stations islandwide. In addition, you can earn extra Smiles Points by signing up for the Esso Smiles Driver Rewards Programme. This programme offers a range of benefits, such as discounts on car washes and oil changes.
Instant Fuel Discounts and Promotions
One of the biggest advantages of the DBS Esso Card is its instant fuel discount. You can save up to 18% on petrol purchases at Esso stations islandwide. There are also regular promotions that offer additional discounts, such as $7 off with a minimum nett fuel spend of $180 in a month. These discounts can add up quickly and help you save a significant amount of money on your petrol expenses.
Annual Fee Waiver and Cash Rebates
The DBS Esso Card comes with an annual fee of $192.60, but this fee is waived for the first year. In addition, you can earn cash rebates on your petrol purchases. For example, you can get up to $120 in fuel savings when you apply for the DBS Esso Card today. There are also other promotions that offer cash rebates, such as spending a certain amount on your card within a specified period.
Overall, the DBS Esso Card is an excellent choice for anyone looking to save money on their petrol expenses. With its Smiles Points and Rewards Programme, instant fuel discounts, and annual fee waiver, it offers a range of exclusive benefits and features that make it hard to beat.
Comparative Analysis with Other Fuel Cards
OCBC 365 vs DBS Esso Card
The DBS Esso Card and the OCBC 365 Card are two popular fuel credit cards in Singapore. The DBS Esso Card offers up to 21.2% fuel savings at Esso, while the OCBC 365 Card offers up to 26.8% fuel savings at various petrol stations.
However, the DBS Esso Card has a higher instant fuel discount of 18%, compared to the OCBC 365 Card’s instant fuel discount of up to 16%. The DBS Esso Card also offers additional savings depending on seasonal promotions.
On the other hand, the OCBC 365 Card offers cashback on dining, groceries, and online shopping, making it a more versatile card. If you frequently use your credit card for these categories in addition to fuel, the OCBC 365 Card may be a better choice for you.
Citi Cash Back Card and Others
The Citi Cash Back Card and other cashback credit cards also offer fuel redemption options. However, they typically offer lower fuel savings compared to fuel-specific credit cards like the DBS Esso Card and the OCBC 365 Card.
If you are looking for a credit card that offers fuel savings as well as cashback on other categories, the Citi Cash Back Card may be a good option for you. It offers up to 8% cashback on dining, groceries, and petrol (including Caltex and Shell), with a minimum spend of $888 per statement month.
Overall, when choosing a fuel credit card, consider your spending habits and priorities. If you frequently purchase petrol at Esso and want a card that offers the highest fuel savings, the DBS Esso Card may be the best choice for you. If you want a more versatile card that offers fuel savings as well as cashback on other categories, the OCBC 365 Card or the Citi Cash Back Card may be better options.
Understanding the Financial Benefits
If you are a frequent driver in Singapore, you may be interested in the DBS Esso Card. This credit card offers a range of financial benefits, including fuel savings and credit card perks. In this section, we will explore these benefits in more detail.
Calculating Fuel Savings
One of the main benefits of the DBS Esso Card is the fuel savings it offers. With this card, you can save up to 21.2% on petrol purchases at Esso stations. This includes a 17% discount on petrol and a 4.2% discount in the form of Smiles savings.