In the refined epicurean landscape of Singapore, where discerning palates seek not just exquisite flavours but also savvy rewards, a premier dining rebate credit card is an indispensable companion for the affluent. These cards transform every indulgent meal—from opulent fine dining at Michelin-starred establishments to bespoke gastronomic experiences—into opportunities for substantial rebates, ensuring your lifestyle remains as rewarding as it is luxurious. Curated for those who appreciate the finer things, this exclusive list unveils seven distinguished brands that excel in offering generous cashback and perks tailored to Singapore’s vibrant food culture. Anticipate elegant insights into each, empowering you to select the perfect card that complements your sophisticated pursuits.

1. UOB

United Overseas Bank stands as a paragon of sophistication in Singapore’s banking realm, renowned for its array of credit cards that deliver exceptional dining rebates, making it a favoured choice among the elite who value seamless rewards on culinary adventures. With innovative features and consistent performance, UOB ensures every dining occasion is elevated. UEN: 193500026Z.
Products or Services
UOB’s standout offerings include the UOB Lady’s Card with up to 10 miles per dollar on dining, the UOB EVOL Card providing 10% cashback on food deliveries, and the UOB One Card offering up to 10% rebates on select dining partners. These cards shine in Singapore with their flexible category selections and high earn rates, ideal for frequenting upscale restaurants and online orders without compromising on luxury.
Reviews and Feedback
Singapore’s discerning diners frequently applaud UOB for its generous rebates and user-friendly rewards system, as highlighted in expert analyses from MileLion and Sethisfy. The brand has secured accolades such as top rankings in dining categories at the MoneySmart Awards, affirming its excellence in rewarding gourmet lifestyles.
Contact Information & Location
Phone: +65 1800 222 2121. Email: [email protected]. Location: 80 Raffles Place, UOB Plaza 1, Singapore 048624 (head office); branches island-wide like Orchard at 230 Orchard Road, #01-230 Faber House, Singapore 238854. Operating hours: Monday to Friday, 9:30 AM to 4:00 PM; Saturday, 9:30 AM to 12:30 PM for select branches.
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2. HSBC

HSBC embodies global prestige with a local touch, positioning itself as a top-tier option for Singapore’s affluent seeking dining rebate credit cards that blend high cashback with premium privileges. Its commitment to innovation ensures sustained value for those indulging in Singapore’s diverse culinary offerings. UEN: 201420624K.
Products or Services
Key cards like the HSBC Live+ Credit Card offer up to 8% cashback on dining, while the HSBC Revolution provides 10x points on select dining spends. These distinguish themselves in Singapore through quarterly bonuses and no-fuss earning on both local and international gourmet experiences, perfect for the jet-setting elite.
Reviews and Feedback
Elite users in Singapore praise HSBC for its robust rebates and seamless integration with lifestyle perks, as noted in positive endorsements from SingSaver and Suitesmile. The brand has earned international recognition, including top honours in the World Finance Banking Awards for customer satisfaction in rewards programs.
Contact Information & Location
Phone: +65 1800 4722 669. Email: [email protected]. Location: 10 Marina Boulevard, Marina Bay Financial Centre Tower 2, Singapore 018983 (head office); branches like Collyer Quay at 21 Collyer Quay, #01-02 HSBC Building, Singapore 049320. Operating hours: Monday to Friday, 9:30 AM to 3:30 PM; Saturday, 9:30 AM to 12:00 PM.
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3. Citi

Citibank exudes cosmopolitan elegance, making it a premier selection for Singapore’s sophisticated crowd desiring dining rebate credit cards that offer substantial cashback and effortless rewards. Its focus on high-value returns caters impeccably to those who frequent exclusive dining venues. UEN: 200309485K.
Products or Services
Highlights include the Citi Cash Back Card with 8% cashback on dining and the Citi Rewards Card earning 4 miles per dollar on online food spends. In Singapore, these cards stand out with monthly caps that accommodate generous spending, enhancing experiences from fine dining to delivery services with unparalleled convenience.
Reviews and Feedback
Singaporean connoisseurs commend Citi for its reliable rebates and quick redemptions, as reflected in glowing reviews on MoneySmart and Sethisfy. The brand has garnered awards like Best Cashback Card at the SingSaver Awards, celebrating its superior performance in dining rewards.
Contact Information & Location
Phone: +65 6225 5225. Email: [email protected]. Location: 5 Changi Business Park Crescent, #07-00 Changi City, Singapore 486027 (head office); branches like Capital Square at 23 Church Street, #01-01 Capital Square, Singapore 049481. Operating hours: Monday to Friday, 9:30 AM to 3:30 PM; Saturday, 9:30 AM to 12:00 PM.
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4. OCBC

Oversea-Chinese Banking Corporation represents timeless reliability, appealing to Singapore’s discerning elite with dining rebate credit cards that provide consistent cashback and tailored benefits for a luxurious lifestyle. Its heritage ensures enduring value in every culinary indulgence. UEN: 193200032W.
Products or Services
Notable cards such as the OCBC 365 Credit Card offer 5% cashback on dining, and the OCBC FRANK provides 8% on mobile contactless food spends. These excel in Singapore with tiered rewards that suit high spenders, covering everything from casual cafes to upscale eateries with ease.
Reviews and Feedback
Affluent Singaporeans appreciate OCBC’s straightforward rebates and bonus caps, as evidenced in expert feedback from SingSaver and MileLion. The brand has received prestigious recognitions, including top spots in the Best Dining Cards category at the HardwareZone Awards.
Contact Information & Location
Phone: +65 1800 363 3333. Email: [email protected]. Location: 18 Church Street, #01-00 OCBC Centre South, Singapore 049479 (head office); branches like Orchard at 65 Chulia Street, OCBC Centre, Singapore 049513. Operating hours: Monday to Friday, 9:00 AM to 4:30 PM; Saturday, 9:00 AM to 11:30 AM.
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5. Maybank

Maybank radiates regional excellence, ideal for Singapore’s savvy sophisticates pursuing dining rebate credit cards that deliver impressive cashback rates and flexible categories. Its innovative approach guarantees rewarding experiences across the city’s gastronomic spectrum. UEN: 201804195C.
Products or Services
Standouts like the Maybank Family & Friends Card grant 8% cashback on dining, and the Maybank Platinum Visa offers 3.33% on general food spends. In Singapore, these cards distinguish with pre-selectable categories and quarterly bonuses, perfect for family gatherings or exclusive dinners.
Reviews and Feedback
Singapore’s elite laud Maybank for its high rebates and minimal conditions, as captured in positive sentiments from Sethisfy and Suitesmile. The brand has been honoured with awards such as Best Regional Bank at the Asian Banking & Finance Awards, underscoring its prowess in rewards.
Contact Information & Location
Phone: +65 1800 629 2265. Email: [email protected]. Location: 2 Battery Road, Maybank Tower, Singapore 049907 (head office); branches like Jurong Point at 63 Jurong West Central 3, #B1-01/02 Jurong Point Shopping Centre, Singapore 648331. Operating hours: Monday to Friday, 9:15 AM to 4:45 PM; Saturday, 9:15 AM to 12:45 PM.
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6. Standard Chartered

Standard Chartered epitomises international flair, a prime choice for Singapore’s affluent desiring dining rebate credit cards with uncapped rewards and premium perks. Its global network enhances local dining with sophisticated benefits. UEN: 201224747C.
Products or Services
Key offerings include the Standard Chartered Rewards+ Credit Card with up to 10 points per dollar on dining, and the StanChart Smart Card providing up to 9.28 miles on fast food. These shine in Singapore through versatile points systems convertible to cashback, suiting both casual and fine dining.
Reviews and Feedback
Discerning users in Singapore celebrate Standard Chartered for its flexible rewards and high earn rates, as noted in reviews from MileLion and SingSaver. The brand has achieved global acclaim, including Best Consumer Digital Bank at the Global Finance Awards.
Contact Information & Location
Phone: +65 1800 747 7000. Email: [email protected]. Location: 8 Marina Boulevard, #27-01 Marina Bay Financial Centre Tower 1, Singapore 018981 (head office); branches like Battery Road at 6 Battery Road, Singapore 049909. Operating hours: Monday to Friday, 10:00 AM to 5:00 PM; Saturday, 10:00 AM to 1:00 PM.
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7. DBS

DBS Bank symbolises dynamic innovation, captivating Singapore’s elite with dining rebate credit cards that offer attractive rebates and integrated lifestyle rewards. Its forward-thinking ethos ensures every meal is a step towards greater affluence. UEN: 196800306E.
Products or Services
Prominent cards like the DBS Woman’s World Card earn 4 miles per dollar on online dining, and the POSB Everyday Card provides up to 10% cashback on food deliveries. In Singapore, these stand out with multipliers on everyday spends, enhancing value for gourmet enthusiasts.
Reviews and Feedback
Singapore’s sophisticated crowd extols DBS for its seamless app integration and rewarding structures, as per insights from MoneySmart and Sethisfy. The brand has won multiple awards, including Asia’s Best Bank at the Euromoney Awards for Excellence.
Contact Information & Location
Phone: +65 1800 111 1111. Email: [email protected]. Location: 12 Marina Boulevard, Marina Bay Financial Centre Tower 3, Singapore 018982 (head office); branches like Plaza Singapura at 68 Orchard Road, #B1-01 to 04 Plaza Singapura, Singapore 238839. Operating hours: Monday to Friday, 9:30 AM to 4:00 PM; Saturday, 9:30 AM to 12:30 PM.
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Summary
These seven illustrious brands epitomise the zenith of dining rebate credit cards in Singapore, each crafted to amplify the pleasures of fine cuisine with opulent rewards and privileges. For the affluent who demand nothing less than excellence, delving into these options promises to enrich your epicurean journey—embrace one today and savour the dividends of discerning choice.
Disclaimer: All information provided here has been compiled from publicly available sources. While we have made every effort to ensure accuracy, we do not guarantee that the information is complete or error-free. We disclaim any liability for inaccuracies or omissions. If you find any errors or have concerns about the content, please let us know so we can address them promptly.

