Introduction
If you are considering applying for a DBS credit card in Singapore, you may be wondering what the eligibility requirements are. Different credit cards may have different eligibility criteria, so it’s important to understand what they are before you apply. In this article, we’ll provide an overview of DBS credit card eligibility in Singapore, as well as some tips on how to apply and manage your credit card.
Understanding DBS Credit Card Eligibility in Singapore
To be eligible for a DBS credit card in Singapore, you must be at least 21 years old and have a minimum gross annual income of S$30,000 if you are a Singaporean or S$45,000 if you are a foreigner. Some credit cards may have higher income requirements, so it’s important to check the specific eligibility criteria for the card you’re interested in. Additionally, you must have a good credit history and be able to demonstrate that you can manage credit responsibly.
Types of DBS Credit Cards
DBS offers a range of credit cards to suit different needs and lifestyles. Whether you’re looking for a card that offers cashback, rewards points, or travel perks, there is likely a DBS credit card that will meet your needs. Some of the most popular DBS credit cards include the DBS Live Fresh Card, the DBS Altitude Card, and the DBS Woman’s World Card. When choosing a card, it’s important to consider the features and benefits that are most important to you, as well as the eligibility requirements and fees associated with the card.
Key Takeaways
- To be eligible for a DBS credit card in Singapore, you must be at least 21 years old and have a minimum gross annual income of S$30,000 if you are a Singaporean or S$45,000 if you are a foreigner.
- DBS offers a range of credit cards with different features and benefits, so it’s important to choose a card that meets your needs and eligibility criteria.
- When applying for a credit card, be sure to provide accurate and complete information and manage your credit responsibly to maintain a good credit history.
Understanding DBS Credit Card Eligibility in Singapore
If you’re looking to apply for a DBS credit card in Singapore, it’s important to understand the eligibility criteria and the required documents. Here’s what you need to know.
Eligibility Criteria
To apply for a DBS credit card, you must be between 21 and 70 years old. Additionally, you must meet the following criteria:
- For Singaporeans: Minimum gross annual income of S$30,000
- For foreigners: Minimum gross annual income of S$45,000
If you’re a student, you may still be eligible for a DBS credit card. The DBS Cards – Application Checklist states that students between 21 and 27 years old who are studying at an eligible local tertiary institution can apply for a credit card without a minimum income requirement.
If you’re a foreigner working in Singapore, you must hold a valid work pass, such as an Employment Pass, S Pass, Personalised Employment Pass, Tech.Pass, or International Organisation Pass.
Required Documents
When applying for a DBS credit card, you’ll need to provide the following documents:
- NRIC (front and back)
- Computerised payslip (for employed applicants)
- Income Tax Notice of Assessment (for self-employed applicants)
- Student Matriculation Card (front and back, if applicable)
It’s important to note that these documents may vary depending on your specific situation. For example, if you’re a foreigner, you may need to provide additional documents such as your passport and work permit.
In summary, to apply for a DBS credit card in Singapore, you must meet certain eligibility criteria and provide the necessary documents. By understanding these requirements, you can increase your chances of being approved for a DBS credit card and enjoying its benefits.
Types of DBS Credit Cards
If you’re looking for a credit card in Singapore, DBS has a variety of options to choose from. Each card is designed to cater to different lifestyles and needs. Here are some of the DBS credit cards you can consider:
DBS Live Fresh Cards
The DBS Live Fresh Card is perfect for young adults who enjoy an active lifestyle. This card offers 5% cashback on online and contactless purchases, as well as discounts on dining, entertainment, and travel. You can also earn up to 3X rewards points when you use this card.
DBS Altitude Cards
If you’re a frequent traveller, the DBS Altitude Card is a great choice. This card offers air miles rewards for every dollar spent, as well as discounts on travel-related expenses such as hotel bookings and car rentals. You can choose between the DBS Altitude Visa or the DBS Altitude American Express Card.
DBS Woman’s Cards
DBS has two credit cards designed specifically for women – the DBS Woman’s Card and the DBS Woman’s World Card. These cards offer cashback and rewards points for spending on fashion, beauty, and wellness. The Woman’s World Card also provides additional perks such as complimentary