Introduction
Are you in need of financial flexibility? Do you want to access emergency funds at any time? If yes, then Citibank Ready Credit Singapore may be the solution for you. Citibank Ready Credit is a flexible line of credit that allows you to get up to 4 times or up to 8 times your monthly income, provided your annual income is S$120,000 and above (subjected to bank approval).
Understanding Citi Ready Credit
Citibank Ready Credit is a personal line of credit that provides you with the financial flexibility to access funds when you need them. With Citibank Ready Credit, you can access emergency funds anytime. It is a revolving credit facility that allows you to borrow money up to your credit limit, and you only pay interest on the amount you use. You can use Citibank Ready Credit to pay for large purchases, pay off high-interest debts, or to cover unexpected expenses.
Applying for Citibank Ready Credit is easy, and you can do it online using Singpass/call 6363 6666 or visit any Citibank branches in Singapore. Once your application is approved, your credit limit will be made available to you, and you can start using Citibank Ready Credit right away.
Key Takeaways
- Citibank Ready Credit Singapore is a flexible line of credit that provides you with financial flexibility to access funds when you need them.
- With Citibank Ready Credit, you only pay interest on the amount you use.
- Applying for Citibank Ready Credit is easy and can be done online or at any Citibank branch in Singapore.
Understanding Citi Ready Credit
If you’re looking for a flexible line of credit in Singapore, Citi Ready Credit might be the solution you need. With this credit line, you can access emergency funds anytime, which can be very useful when unexpected expenses arise.
Features and Benefits
Citi Ready Credit offers a range of features and benefits to its customers. Here are some of the most important ones:
- Maximum Credit Limit: Depending on the bank’s approval, you can get up to 4 times or up to 8 times your monthly income. This means that if your monthly income is $5,000, you can get up to $20,000 or up to $40,000 in credit.
- Flexible Line of Credit: You can use the credit line as you see fit, whether it’s for paying off bills, making large purchases, or covering unexpected expenses.
- Daily Interest: Citi Ready Credit charges daily interest, which means that you only pay interest on the amount you use and for the duration you use it.
- Convenient Repayments: You can repay your credit line in convenient instalments, which can make it easier to manage your finances.
Eligibility Criteria for Singaporeans, PRs, and Foreigners
To be eligible for Citi Ready Credit, you need to fulfil the following criteria:
- Age: You must be 21 years old or above.
- Minimum Annual Income: Singaporeans and Permanent Residents need to have a minimum annual income of $30,000, while foreigners need to have a minimum annual income of $42,000.
- Required Documentation: You will need to provide your NRIC or passport copy, as well as proof of income.
Overall, Citi Ready Credit can be a great option for those who need a flexible line of credit in Singapore. With its high credit limit and convenient repayments, it can help you manage your finances more effectively.
Applying for Citi Ready Credit
If you’re looking for a flexible and convenient way to access credit, Citi Ready Credit might be the perfect solution for you. Here’s a quick guide to help you apply for Citi Ready Credit in Singapore.
Online Application Process
Applying for Citi Ready Credit is easy with Citibank Online. You can complete your application in just a few simple steps and receive approval in as little as 15 minutes. Here’s how to get started:
- Log in to Citibank Online and select “Apply for Citi Ready Credit” from the menu.
- Follow the instructions to enter your personal and financial details.
- Review and confirm your application.
- Submit your application and wait for approval.
Required Documents
To apply for Citi Ready Credit, you’ll need to provide a few documents to verify your income and identity. Here’s what you’ll need:
Salaried Employees
- A copy of your NRIC/passport
- Latest original computerized pay slip
- Tax Notice of Assessment or last 12 months CPF statement
Self-Employed
- A copy of your NRIC/passport
- Latest 2 years’ Income Tax Notice of Assessment
- Latest 3 months’ bank statements
Once you’ve submitted your application and provided the necessary documents, you’ll receive a decision on your application within minutes. With Citi Ready Credit, you’ll have access to flexible credit whenever you need it, so you can take control of your finances and achieve your goals.
Citi Ready Credit Card Features
If you’re looking for a credit card that offers flexibility and convenience, the Citibank Ready Credit Card is the one for you. With this card, you can enjoy a wide range of features that make your life easier. Here are some of the key features of the Citibank Ready Credit Card:
Contactless Payment Options
The Citibank Ready Credit Card offers contactless payment options that allow you to make payments quickly and easily. You can use your card to make payments at merchants that accept contactless payments. Additionally, you can use your Citi Mobile app to make payments with your phone. You can also use Apple Pay or Samsung Pay to make payments with your phone.
Citi Quick Cash and Instalments
The Citibank Ready Credit Card offers Citi Quick Cash and Instalments, which allow you to get cash or make purchases with your credit line. With Citi Quick Cash, you can get cash from your Citibank Ready Credit account or your Citi Credit Card. You can also use Citi Quick Cash to make purchases at merchants that accept Citibank Ready Credit. With Instalments, you can split your purchases into monthly instalments, making it easier to manage your finances.
The Citibank Ready Credit Card is a great option for those who want a credit card that offers flexibility and convenience. With features like contactless payments, Citi Quick Cash, and Instalments, you can enjoy the convenience of having a credit line that works for you. So why wait? Apply for the Citibank Ready Credit Card today and start enjoying the benefits!
