Quick answer: If you’re after a new credit card, the promotions running right now can net you a stack of miles, cashback or even a new iPad. Citibank and HSBC are strong for frequent travellers, while UOB and Standard Chartered dole out generous cashback and sign-on gifts. DBS, OCBC and Amex each have something special for high spenders and families. We break down the current offers so you know exactly what you’ll get.
Between the school runs and the weekend birthday parties, hunting down the right card promotion can feel like one more thing on the list. These picks are for parents who want to make the spend count – whether it’s turning grocery runs into miles for a year-end trip or making the daily dinner booking feel just a little more worth it. The moves here are straightforward, repeatable, and designed to slot into the life you are actually living.
Want to compare across the whole category? That is what Best Credit Cards in Singapore is for — 33 guides in total.
Honestly, a lot of us apply for a card just for the free miles – no shame in that. And if you’re already spending on groceries, petrol and weekend stays, you might as well let the bank say thank you properly. While you’re here, our guide on Ways To Earn Airline Miles With Credit Cards in Singapore can help you double up.
Citibank
Citibank’s promotions are built for people who live out of a suitcase and want miles that never expire. The Citi PremierMiles Card hands new cardholders up to 30,000 bonus miles and a S$100 Trip.com gift card when you spend S$800 – solid if you’re eyeing a getaway. For something heavier, the Citi Prestige Card dishes out 57,000 bonus miles (65,000 if you’re a Citigold client) with S$2,000 spend, plus complimentary airport lounges and hotel stays. There’s even a bundling play: pair with the Citi Wealth First Account and you can get up to S$500 cash alongside high-interest earnings of up to 7.51% on deposits.
Who this suits: Frequent flyers who want their miles to last, and anyone who likes a tidy cash top-up when they park savings with the bank.
📍 Asia Square Tower 1, 8 Marina View, #21-00, Singapore 018960
📞 +65 6224 5757
🕗 Weekdays 9.30am–6pm; some branches open Saturday mornings
🔗 www.citibank.com.sg
No hard expiry breathes down your neck while you quietly accumulate for a future escape. The welcome miles arrive quickly with that first stretch of spend, which maps neatly onto a big-ticket household purchase you have been putting off. Park the lounge access in your back pocket for the next family trip; it keeps the pre-flight hour calm when the little ones need a snack and some aircon.
DBS Bank
DBS keeps things sharp for the high earner who wants miles fast. The DBS Altitude Card is the one to beat: 38,000 bonus miles with a S$800 spend (or 28,000 if you waive the fee) and up to 10 miles per dollar on travel bookings. Honestly, that’s damn shiok if you’re already booking flights. Pair it with the DBS Insignia and you’re looking at bespoke concierge service and unlimited lounge access – the kind of treatment that makes 5am airport runs feel a little less sian.
Who this suits: Professionals who travel for work and want every dollar spent on air tickets and hotels to count hard.
📍 Head office: 12 Marina Boulevard, Marina Bay Financial Centre Tower 3, Singapore 018982 (branches islandwide)
📞 1800 111 1111
🕗 Weekdays 9am–4.30pm, some branches open evenings and weekends
🔗 www.dbs.com.sg
Suited to the planner who already has a holiday in the crosshairs and wants to maximise the booking. The mile-earning pace on travel transactions is standout, so this is your cue to route the flights through here. If you ever find yourself at the airport with a child mid-meltdown, the lounge access becomes less a luxury and more a quiet sanity-saver before you board.
HSBC
HSBC goes big on travel for the global-minded Singaporean. The HSBC TravelOne Card gives 33,600 bonus miles when you hit S$1,000 spend, and you can transfer those miles instantly to over 20 airline partners with no fee – steady, no waiting around. For those who really want to level up, the HSBC Premier Mastercard offers a staggering 106,200 bonus miles on S$5,000 spend, plus unlimited Priority Pass lounge visits and limo transfers. You’re basically paying for a card that hands you a first-class experience on a plate.
Who this suits: Jet-setters who won’t blink at a S$5,000 minimum spend and want lounge access and limo rides as standard.
📍 Branches across Singapore – use their branch locator online
📞 +65 6227 8889
🕗 Weekdays 9.30am–4pm, selected branches Saturday until 1pm
🔗 www.hsbc.com.sg
This round-up is editorial. Suggestions are welcome – tell us what you offer and where.
Instant transfers to a wide spread of airlines let the globally-minded household pounce on a redemption seat the moment it appears – no agonising wait while a deal vanishes. The welcome offer on the higher tier is substantial, the sort of bump that can cover a long-haul lap infant ticket or two, leaving only the fun parts of the trip to budget for.
UOB
UOB knows how to make sign-ups feel like a treat. Spend S$500 with the UOB PRVI Miles Card and you’ll bag an Apple 11-inch iPad (worth S$499) or S$70 cash, on top of earning up to 8 miles per dollar on travel bookings. That’s a die-die-must-try kind of deal if you were already thinking of getting a tablet. If it’s status you’re after, the UOB Visa Infinite Metal Card comes with 80,000 bonus miles for S$4,000 spend, exclusive golf privileges and concierge service. Meanwhile, the UOB One Card strings along up to 10% cashback on daily spends like Grab rides and gourmet groceries – perfect for the everyday luxuries.
Who this suits: Folks who love a tangible gift or high cashback on things they already buy weekly, and those who want a metal card that makes a quiet statement.
📍 80 Raffles Place, UOB Plaza, Singapore 048624
📞 1800 222 2121
🕗 Weekdays 9.30am–4pm, Saturdays until 12.30pm
🔗 www.uob.com.sg
If you’re curious how e-wallets can stretch your credit card further, read about E-Wallets for Credit Card Money Transfers in Singapore.
This sign-up feels like a practical treat, delivering a gadget the whole family can use for road-trip movies or quiet-time drawing apps. The spend threshold is gentle enough to hit during a month when the kids’ enrichment fees or a new appliance fall due. For those curious about metal cards and the heft they signal, the premium tier here makes the daily tap feel substantial.
Standard Chartered
Standard Chartered’s promotions feel like a straightforward upgrade on your daily wallet. The Journey Card hands you up to 30,000 miles plus S$180 cash with S$800 spend, and you’ll earn 3 miles per dollar on online groceries and travel – that’s a lot of miles just from stocking the fridge. If cashback is more your rhythm, the Simply Cash Card gives S$350 cash via PayNow and 2% unlimited cashback with no hoops to jump through. For the high rollers, the Visa Infinite Card unlocks 50,000 bonus miles for S$2,000 spend and priority banking perks.
Who this suits: People who want a clean, no-fuss cashback card or an easy way to stack miles on groceries and online shopping.
📍 Marina Bay Financial Centre, Tower 1, 8 Marina Blvd, #01-01, Singapore 018981
📞 +65 6747 7000
🕗 Weekdays 9am–4pm
🔗 www.sc.com/sg
A solid pick for the household where the weekly online grocery haul is non-negotiable and you want to see every dollar working harder. The cash component on sign-up is baked right in, so it feels like a little top-up to the month’s budget. No complicated categories to track – just watch the cashback build across the usual errands, steady and reliable.
OCBC
OCBC makes everyday spending feel like a rebate programme that actually works for families. The OCBC 365 Card churns out up to 6% cashback on fuel and 5% on dining – hit S$1,600 in monthly spend and you unlock S$160 cashback, which covers a nice meal out. For those eyeing the premium tier, the VOYAGE Card offers unlimited miles and lounge access with sign-up bonuses built for high spenders, tying neatly into the bank’s wealth management services. If you’re keen specifically on OCBC, we have a whole roundup of OCBC Credit Cards in Singapore that goes deeper.
Who this suits: Households that fill up the tank regularly and dine out often, plus investors who want their card and portfolio under one roof.
📍 Branches islandwide – head office at 63 Chulia Street, OCBC Centre East, Singapore 049514
📞 +65 6363 3333
🕗 Weekdays 9am–4.30pm, Saturdays until 11.30am
🔗 www.ocbc.com
Built for the family car and the Saturday dinner run, this card rewards you on fuel and dining – two line items that can really add up by month’s end. The cashback unlock is a satisfying milestone to hit, effectively covering a nice zi char meal for the whole brood. The premium option is there if your calendar fills with work trips and you want a seamless lounge experience on the go.
American Express
American Express brings a different kind of swagger – one that leans heavily on hotel perks and elite status. The KrisFlyer Ascend Card gives 15,800 bonus miles with S$1,000 spend, plus Hilton stays and Silver status thrown in. The big gun is the Platinum Charge Card: 50,000 Membership Rewards points (convertible to miles) for S$8,000 spend, S$200 lifestyle credits and global lounge access that covers you practically everywhere. For the business crowd, the HighFlyer Card packs 43,000 points.
Who this suits: Road warriors and hotel loyalists who don’t mind a higher minimum spend because the perks – lounge access, room upgrades, credits – more than pay for the fee.
📍 1 Marina Boulevard, #22-00, One Marina Boulevard, Singapore 018989
📞 +65 6396 6000
🕗 Weekdays 9am–5pm, digital support 24/7
🔗 www.americanexpress.com/en-sg
This round-up is editorial. Suggestions are welcome – tell us what you offer and where.
For a broader comparison, our write-up on Credit Card Offers in Singapore for 2025 breaks things down by spending type – good to bookmark if you’re still weighing things up.
How to choose
Start by looking at where your money already goes. If you travel often and book flights and hotels yourself, a miles card like the DBS Altitude or Citi PremierMiles makes sense because the earn rates on travel spend are high and the sign‑up miles jump‑start your next redemption. If you’re more of a day‑to‑day spender – groceries, petrol, dining out – a cashback card like the UOB One Card or OCBC 365 Card will put money back in your pocket without needing to track miles expiry dates.
Check the minimum spend required to unlock the sign‑up gift. Some cards ask only S$500–S$800 over a few months, which is manageable, while others need S$4,000 or more. Be honest about whether you’ll hit that without overspending – otherwise the welcome offer stays out of reach.
Income requirements matter. Most of these cards need an annual income of S$30,000 to S$80,000, with the super‑premium ones (like the UOB Visa Infinite Metal or HSBC Premier Mastercard) requiring higher figures or assets held with the bank. Grab the bank’s eligibility page before applying.
Price‑wise, annual fees for these cards can range from about S$190 to over S$1,000, though first‑year fee waivers are common and some banks automatically waive the fee if you meet spending thresholds. Always ask if a waiver is available; a five‑minute call can save you a couple of hundred dollars.
Comparison table
| Bank | Standout promotion | Key reward | Minimum spend | Worth noting |
|---|---|---|---|---|
| Citibank | PremierMiles Card | Up to 30,000 bonus miles + S$100 Trip.com gift card | S$800 | Miles never expire; additional cash with Wealth First Account |
| DBS Bank | Altitude Card | 38,000 bonus miles | S$800 | Up to 10 miles per S$1 on travel bookings; Insignia adds concierge |
| HSBC | Premier Mastercard | 106,200 bonus miles | S$5,000 | Unlimited Priority Pass lounge visits, limo transfers |
| UOB | PRVI Miles Card | Apple iPad (worth S$499) or S$70 cash | S$500 | Also 8 miles per dollar on travel; One Card for 10% cashback |
| Standard Chartered | Simply Cash Card | S$350 cash via PayNow | No minimum spend detailed | 2% unlimited cashback; Journey Card gives miles + cash |
| OCBC | 365 Card | Up to 6% cashback on fuel, 5% on dining | S$1,600 monthly | S$160 cashback unlocked; VOYAGE Card for unlimited miles |
| American Express | Platinum Charge Card | 50,000 MR points, S$200 lifestyle credits | S$8,000 | Global lounge access; Ascend Card for Hilton stays and Silver status |
Summary
Whether you’re chasing miles for that next big trip or just want a reliable cashback card that beefs up your bank balance, the current promotions cover a lot of ground. Citibank and HSBC shine for travel, UOB and Standard Chartered make signing up feel like its own reward, and DBS, OCBC and Amex give high spenders serious reasons to consolidate their spending. Pick the one that fits your real‑life numbers, and the perks will follow.
Disclaimer: All information provided here has been compiled from publicly available sources. While we have made every effort to ensure accuracy, we do not guarantee that the information is complete or error-free. We disclaim any liability for inaccuracies or omissions. If you find any errors or have concerns about the content, please let us know so we can address them promptly.
Frequently asked questions
This suits the parent who already has a favourite hotel chain and treats elite status as part of the holiday game plan. The welcome miles arrive alongside stays that feel like a quiet upgrade for the whole family. The charge card tier opens up global lounge networks and lifestyle credits, which you can deploy to soften the edges of a long-haul journey or a staycation splurge.
What’s the best credit card promotion for miles right now?
If you want a big lump of miles upfront, HSBC Premier Mastercard offers 106,200 bonus miles with S$5,000 spend, while DBS Altitude gives 38,000 miles for just S$800 spend – both are strong choices.
Which card gives the most cashback?
The UOB One Card can return up to 10% cashback on Grab and groceries, and OCBC 365 Card offers up to 6% on fuel and 5% on dining with a S$1,600 monthly spend.
Are there promotions that work well for travel?
Yes, the Citi PremierMiles Card and HSBC TravelOne Card both offer bonus miles and travel perks like lounge access, making them ideal for frequent flyers.
Do these promotions require a minimum income?
They all have income requirements (typically S$30,000–S$80,000), so check each bank’s website – the source article didn’t list exact thresholds.
Can I apply for multiple credit cards at once?
Singapore banks don’t forbid multiple applications, but having too many hard inquiries might affect your credit score briefly, so pace yourself.
What’s the difference between miles and cashback cards?
Miles cards convert spending into airline miles for free flights, while cashback cards give you a percentage back in cash or credits – choose based on whether you travel often or prefer savings.
