In Singapore’s dynamic financial landscape, money market funds offer affluent investors a sophisticated avenue for preserving capital while generating stable returns amid fluctuating interest rates. These instruments, focusing on high-quality, short-term debt securities, provide liquidity and low risk, making them ideal for parking excess cash without forgoing yield. This curated list highlights seven premier providers, selected for their robust performance, innovative offerings, and alignment with the preferences of high-net-worth individuals seeking seamless integration into diversified portfolios. Expect detailed insights into each provider’s strengths, services, and accessibility.
1. Fullerton Fund Management
Fullerton Fund Management stands as a pillar of excellence in Singapore’s asset management scene, renowned for its focus on liquidity and capital preservation through meticulously curated money market solutions. As a subsidiary of Temasek Holdings, it manages one of the largest funds in the category, appealing to investors who prioritise scale and stability (UEN: 200312672W).
Products or Services
The flagship Fullerton SGD Cash Fund invests in short-term investment-grade SGD deposits and government-related bills, delivering a competitive 5-day rolling average yield of around 2.50% with no minimum investment required. Its standout features include a low management fee of 0.16% p.a. and an impressive fund size exceeding SGD 9.5 billion, ensuring superior diversification and resilience in volatile markets.
Reviews and Feedback
Fullerton has garnered prestigious recognitions, including Best Fund House at The Edge Singapore Best Funds Awards 2025 and Best Retail Asset Management Company at the Asia Asset Management Best of the Best Awards 2024, underscoring its commitment to delivering optimal outcomes.
Contact Information & Location
- Phone Number: +65 6808 4688
- Address: 3 Fraser Street, #09-28, DUO Tower, Singapore 189352
Website
2. Lion Global Investors
Lion Global Investors, a homegrown powerhouse under OCBC Bank, excels in providing diversified money market options that balance yield and liquidity for sophisticated portfolios. Its funds are frequently utilised by leading platforms, reflecting trust in its expertise for affluent clients navigating Singapore’s economic cycles (UEN: 198601745D).
Products or Services
Key offerings include the LionGlobal SGD Money Market Fund, with a weighted yield to maturity of 2.50% and management fees as low as 0.10% p.a., and the LionGlobal SGD Enhanced Liquidity Fund, yielding 2.50% while investing in high-quality debt instruments. These stand out for their AA- asset quality, short durations under 0.4 years, and flexibility with minimum investments starting at SGD 100, ideal for seamless cash management.
Reviews and Feedback
The firm has secured accolades such as Best Institutional House and Best ETF Manager at the Asia Asset Management Best of the Best Awards, alongside wins at The Edge-Lipper Singapore Fund Awards for equity and fixed income categories, highlighting its consistent outperformance.
Contact Information & Location
- Phone Number: +65 6417 6800
- Email: [email protected]
- Address: 65 Chulia Street #18-01, OCBC Centre, Singapore 049513
Website
3. Phillip Capital Management
Phillip Capital Management distinguishes itself with agile, high-liquidity money market solutions tailored for discerning investors within Singapore’s competitive financial hub. As part of the PhillipCapital Group, it emphasises principal preservation and accessible returns, making it a favoured choice for those integrating funds into broader wealth strategies (UEN: 199905233W).
Products or Services
The Phillip Money Market Fund targets a 30-day annualised return of 2.28%, investing in short-term, high-quality instruments with a low weighted duration of 0.12 years and management fees of 0.45% p.a. It shines with a minimum investment of SGD 100 and A-rated asset quality, offering quick access and stability for affluent cash allocations.
Reviews and Feedback
PhillipCapital has been honoured with awards like Best Retail Broker and Top SGX-ST Member for ETFs and Leveraged Products, reflecting the group’s broader excellence in financial services and client-centric innovation.
Contact Information & Location
- Phone Number: +65 6533 6001
- Email: [email protected]
- Address: 250 North Bridge Road #06-00, Raffles City Tower, Singapore 179101
- Operating Hours: Mon – Fri: 9.00am to 6.00pm
Website
4. UOB Asset Management
UOB Asset Management, backed by one of Singapore’s leading banks, delivers premium money market funds that prioritise top-tier asset quality and reliable yields for high-calibre investors. Its regional prowess ensures seamless solutions for those with international exposure (UEN: 198600120Z).
Products or Services
The United SGD Money Market Fund provides a weighted yield to maturity of 1.83%, with AAA-rated assets, a short duration of 0.11 years, and management fees from 0.15% p.a. It excels in liquidity and capital preservation, with minimum investments at SGD 1,000, catering to affluent needs for secure, short-term placements.
Reviews and Feedback
With over 380 regional awards, including Best Regional Asset Manager and multiple wins at the Asia Asset Management Best of the Best Awards 2025, UOBAM is celebrated for its innovative strategies and consistent delivery of risk-adjusted returns.
Contact Information & Location
- Phone Number: +65 6532 7988
- Email: [email protected]
- Address: 80 Raffles Place #03-00, UOB Plaza 2, Singapore 048624
- Operating Hours: 8am to 8pm daily
Website
5. Maybank Asset Management Singapore
Maybank Asset Management Singapore offers elite money market funds with superior yields, appealing to affluent investors seeking enhanced liquidity without compromising on quality. Its global backing ensures robust options within Singapore’s sophisticated market (UEN: 200812589K).
Products or Services
The Maybank Money Market Fund Class A (Acc) boasts a leading weighted yield to maturity of 2.78%, investing in deposits, instruments, and debt securities with AA-rated quality and a duration of 0.43 years. With management fees at 0.30% p.a. and a minimum of SGD 1,000, it stands out for capital preservation and competitive returns in a high-interest environment.
Reviews and Feedback
Recognised with awards like Best Asian Bond Fund (10 Years) at the Asia Asset Management Best of the Best Awards 2025 and multiple wins at the LSEG Lipper Fund Awards, Maybank exemplifies excellence in fixed income and asset management.
Contact Information & Location
- Phone Number: +65 6231 5094
- Address: 50 North Canal Road, Singapore 059304
Website
Maybank Asset Management Singapore
6. Endowus
Endowus redefines money market access through its digital platform, empowering affluent Singaporeans with low-cost, tech-driven solutions for optimised cash yields. As a MAS-licensed advisor, it integrates seamlessly with CPF, SRS, and cash, ideal for holistic wealth planning (UEN: 201708816N).
Products or Services
The Cash Smart series includes Secure (1.6%-1.8% p.a. net), Enhanced (2.5%-2.7%), and Ultra (2.6%-2.8%), investing in premier MMFs like Fullerton and LionGlobal. These distinguish themselves with fees under 0.43% p.a., no lock-ins, and SRS compatibility, providing flexibility and higher yields through smart allocation.
Reviews and Feedback
Endowus has earned accolades such as Business Innovation at the Robb Report Singapore Gala 2025, Financial Inclusion Award, and Best Digital Wealth Management at the Asia Asset Management Best of the Best Awards 2024, praising its innovative approach to inclusive investing.
Contact Information & Location
- Phone Number: +65 3138 9167
- Email: [email protected]
- Address: 158 Cecil Street #08-01, Singapore 069545
- Operating Hours: Monday to Friday, 9am to 6pm
Website
7. StashAway
StashAway elevates money market investing with its intelligent robo-advisory platform, offering affluent users customised, high-yield options for effortless portfolio enhancement. Licensed by MAS, it focuses on transparency and performance for modern wealth builders in Singapore (UEN: 201624878Z).
Products or Services
Simple (2.35% p.a. net) and Simple Plus (2.7%) portfolios invest in LionGlobal MMFs, with fees around 0.36% p.a. and no minimums. They excel in stability, volatility management, and SRS integration, providing affluent investors with predictable returns and unlimited withdrawals.
Reviews and Feedback
StashAway has been awarded Fintech Startup of the Year at The Asset Triple A Awards, Best Wealth Tech Solution at the Asian Private Banker Technology Awards 2023, and recognition as a World Economic Forum Technology Pioneer, affirming its leadership in digital wealth management.
Contact Information & Location
- Phone Number: +65 6958 1052
- Email: [email protected]
- Address: Online-only service accessible to Singaporeans
- Operating Hours: Monday to Sunday, 9:00 AM to 6:00 PM SGT
Website
Summary
These seven providers represent the pinnacle of money market fund excellence in Singapore, blending high yields, low risks, and innovative access to suit the refined tastes of affluent investors. Whether through traditional fund managers like Fullerton or digital innovators like Endowus, exploring these options can elevate your cash strategy, ensuring liquidity and growth in an ever-evolving market.
Disclaimer: All information provided here has been compiled from publicly available sources. While we have made every effort to ensure accuracy, we do not guarantee that the information is complete or error-free. We disclaim any liability for inaccuracies or omissions. If you find any errors or have concerns about the content, please let us know so we can address them promptly.
