If you’re looking for a way to earn cashback on your daily expenses in Singapore, the OCBC 365 debit card is a great option to consider. With this debit card, you can earn up to 6% cashback on dining, online shopping, groceries, and petrol. Plus, you can enjoy discounts and promotions at over 1,000 merchants across Singapore.
To apply for an OCBC 365 debit card, you’ll need to be a Singaporean citizen, permanent resident, or foreigner with a valid work permit. You’ll also need to have a minimum income of $30,000 per year if you’re a Singaporean or permanent resident, or $45,000 per year if you’re a foreigner. Once you’ve met these requirements, you can apply for the card online or at an OCBC branch.
With the OCBC 365 debit card, you can save money on your everyday expenses and enjoy exclusive perks and discounts. Keep reading to learn more about the key features of this card and how to apply for it, as well as tips for maximising your savings and understanding the fees and charges associated with the card.
Key Takeaways
- The OCBC 365 debit card offers up to 6% cashback on dining, online shopping, groceries, and petrol, as well as discounts and promotions at over 1,000 merchants across Singapore.
- To apply for the card, you’ll need to be a Singaporean citizen, permanent resident, or foreigner with a valid work permit, and have a minimum income of $30,000 per year (Singaporean/PR) or $45,000 per year (foreigner).
- Maximise your savings with the OCBC 365 debit card by understanding the key features, fees and charges, and additional perks and partnerships available to you.
Key Features of OCBC 365 Debit Card
If you are looking for a debit card that offers cashback and rewards, the OCBC 365 Debit Card might be the perfect fit for you. Here are some of the key features of this card:
Cashback and Rewards
The OCBC 365 Debit Card offers up to 6% cashback on your daily spending, including online transactions. You can earn cashback on a wide range of categories, including dining, groceries, petrol, and more. With this card, you can also enjoy exclusive discounts and promotions at over 1,000 merchants in Singapore.
Digital Banking Advantages
The OCBC 365 Debit Card comes with a range of digital banking advantages. You can easily manage your card and transactions through the OCBC mobile banking app. You can also enjoy the convenience of contactless payments with this card. Additionally, you can link your card to your OCBC digital banking account to enjoy even more benefits.
Travel Benefits
If you love to travel, the OCBC 365 Debit Card has got you covered. You can enjoy exclusive travel deals and discounts with this card, including discounts on flights, hotels, and travel insurance. With this card, you can also enjoy free travel insurance coverage of up to $500,000 when you charge your travel expenses to your card.
Overall, the OCBC 365 Debit Card is a great choice if you are looking for a debit card that offers cashback, rewards, and a range of digital banking and travel benefits.
How to Apply for Your OCBC 365 Debit Card
If you’re looking for a debit card that offers cashback on your daily expenses, the OCBC 365 Debit Card might be just what you need. Here’s how you can apply for your very own OCBC 365 Debit Card.
Eligibility Criteria
Before you apply for the OCBC 365 Debit Card, make sure you meet the eligibility criteria. The eligibility criteria for the OCBC 365 Debit Card are as follows:
- You must be a Singaporean, Singapore PR, or foreigner residing in Singapore.
- You must be at least 16 years old.
- You must have an OCBC deposit account.
- You must have an annual income of at least $30,000 if you’re a Singaporean or Singapore PR, and $45,000 if you’re a foreigner.
Application Process
Once you’ve confirmed that you meet the eligibility criteria, you can proceed to apply for the OCBC 365 Debit Card. Here’s how you can do it:
- Log in to your OCBC online banking account.
- Click on “Apply for Cards” and select “Debit Cards”.
- Choose the OCBC 365 Debit Card as your preferred card.
- Fill in your personal details and submit your application.
If you prefer to apply for the OCBC 365 Debit Card in person, you can visit any OCBC branch and submit your application there. Don’t forget to bring along your NRIC or passport for verification purposes.
Once your application has been approved, you can collect your OCBC 365 Debit Card from any OCBC branch. You can also activate your card via the OCBC Mobile Banking app or at any OCBC ATM.
With the OCBC 365 Debit Card, you can enjoy cashback on your daily expenses such as dining, groceries, and petrol. So why wait? Apply for your OCBC 365 Debit Card today and start enjoying the benefits!
Maximising Your Savings and Investments
If you’re looking to maximise your savings and investments, the OCBC 365 Debit Card is an excellent option. With its cashback rewards on everyday spending, you can earn up to 6% cashback on dining, online shopping, groceries, and petrol.
Strategic Spending for Maximum Cashback
To get the most out of your OCBC 365 Debit Card, it’s important to strategically plan your spending. For example, you can earn up to 6% cashback on dining when you spend at least $800 per month on your card. This means that you should make sure to use your card for all your dining expenses, such as eating out or ordering in.
Similarly, you can earn up to 3% cashback on online shopping when you spend at least $800 per month on your card. This includes purchases made on popular online marketplaces like Lazada, Shopee, and Qoo10.
When it comes to groceries, you can earn up to 3% cashback when you spend at least $800 per month on your card. This includes purchases made at major supermarkets like NTUC FairPrice, Cold Storage, and Giant.
Finally, you can earn up to 23.9% fuel savings at Caltex and Esso petrol stations when you spend at least $800 per month on your card. This includes a base 5% discount, 18% discount for petrol purchases, and 0.2% LinkPoints.
Linking to OCBC Accounts for Extra Benefits
By linking your OCBC 365 Debit Card to your OCBC accounts, you can enjoy even more benefits. For example, if you have an OCBC 360 Account, you