Choosing the best licensed money lender in One-North, Singapore can be a crucial decision. With many options available, it can be challenging to find the right one that suits your needs. This article will help you identify the top money lenders in One-North who are reliable and trustworthy.
Finding a reputable money lender can make a big difference in getting the financial support you need swiftly and securely. Whether you’re looking for personal loans, business funding, or other financial solutions, knowing which lenders are licensed and well-reviewed ensures you make an informed choice.
1) BEST LICENSED MONEYLENDER PTE LTD: Best Licensed Money Lender
When you visit BEST LICENSED MONEYLENDER PTE LTD, you immediately feel at ease. The staff are friendly and ready to help you with your financial needs. The approval process is swift, making it a great choice if you need money quickly.
Their offerings include various types of loans, such as personal, business, payday, and renovation loans. You can find a loan that suits your needs with their flexible terms and conditions. The focus on customer satisfaction is evident in their personalised service.
You will appreciate the clear and transparent loan terms. No hidden fees or sudden surprises. Just honest and straightforward dealings. With their 24/7 helpdesk, you can get assistance anytime, making the process even more convenient.
Rating: 5.0 (619 reviews)
Location: 13 North Bridge Rd, #01-3984, Singapore 190013
Contact: +65 6224 2224
Website: https://bestlicensedmoneylender.com.sg/
2) Lending Bee Yishun Branch | Licensed Moneylender Singapore Yishun | Cash Loan Singapore | Personal Loan
When you visit Lending Bee Yishun Branch, you’ll find a welcoming environment where the staff are ready to assist with your financial needs. The branch is easy to locate and has a team that’s both professional and friendly.
The process of getting a loan here is quick and straightforward. Whether you’re applying for a personal loan or a cash loan, their mobile app makes it convenient. You can submit an application in just a few minutes and get approval within an hour.
With competitive rates and no hidden fees, Lending Bee ensures you know exactly what you’re getting into. Their transparent approach builds trust, making you feel confident in your financial decisions.
Rating: 5.0 (1500 reviews)
Location: Yishun Central 1, #01-233, BLK 925, Singapore 760925
Contact: +65 6235 8327
Website: https://www.lendingbee.com.sg/
3) 1AP Capital Pte Ltd – Top Licensed Moneylender Singapore Tanjong Pagar | Fast Personal Loans
When you visit 1AP Capital in Tanjong Pagar, you can expect top-notch service and quick loan approvals. Their process is streamlined, making it easy for you to complete an application online. The team is dedicated to getting you your money fast, often within 25 minutes after your form submission.
One of the standout features is their transparent loan plans with no hidden fees. You can easily calculate your loan repayments and tailor them to your financial needs. The loan officers are helpful and knowledgeable, ensuring that the entire process is smooth from start to finish.
1AP Capital also offers flexible repayment options. Whether you prefer weekly, biweekly, or monthly payments, they work with you to find the best plan. This flexibility makes managing your finances easier and takes away the stress of large monthly payments.
Their reputation is built on fairness, transparency, and excellent customer service. This makes 1AP Capital a reliable choice when you need quick and secure financial assistance.
Rating: 4.9 (576 reviews)
Location: 10 Anson Rd, #01-38A, International Plaza, Singapore 079903
Contact: +65 6533 5335
Website: https://www.1apcapital.com.sg/
4) Quick Credit | Licensed Moneylender Jurong | Best Personal Loan
If you find yourself in Jurong and in need of a personal loan, Quick Credit is a great option. The office is easy to get to, right in the IMM Building, making it convenient for those in the area. They offer a straightforward loan application process, which can be completed both online and in person.
You simply need to provide basic documents like your NRIC, latest income proof and for foreigners, proof of address. Their team reviews your application quickly and efficiently, assessing your loan eligibility. The staff are friendly and make sure you understand the loan terms before finalizing anything.
Quick Credit is known for its fast, reliable service. You can borrow up to six times your monthly income if your annual income is $20,000 or more. They even allow you to pay off your loan early without any penalties. Their transparent process and helpful staff make the borrowing experience smooth and hassle-free.
Rating: 5 (2000 reviews)
Location: 2 Jurong East Street 21, #04-01A, Singapore 609601
Contact: +65 6899 6188
Website: https://www.quickcredit.com.sg/
5) 365 Credit Solutions: Best Licensed Money Lender Singapore Orchard Far East Plaza | Personal Loan Singapore | Foreigner Loan
When you step into 365 Credit Solutions at Far East Plaza, you’ll notice the friendly and professional atmosphere. The staff are always ready to assist you with a smile, ensuring your experience is smooth and hassle-free. Their warm welcome immediately puts you at ease.
365 Credit Solutions offers competitive interest rates, adhering to Singapore’s regulations. With a maximum monthly interest rate of 4%, you can trust that you’re getting a fair deal. They provide both personal and foreigner loans, ensuring everyone finds the financial help they need.
Their clear and straightforward fees are another highlight. They charge reasonable fees for late payments and only on the due amount. This transparent approach helps in building trust and confidence among borrowers. Knowing exactly what to expect reduces any stress or confusion.
If you’re in Orchard, looking for a reliable licensed money lender, 365 Credit Solutions is a great choice. Their excellent services and customer-centric approach make the loan process easy and stress-free. Whether you need a personal loan or a foreigner loan, they have the right solutions for you.
Rating: 5 (707 reviews)
Location: 14 Scotts Rd, #03-63, Far East Plaza, Singapore 228213
Contact: +65 6222 5500
Website: https://www.365credit.com.sg/
6) R2D Credit Singapore | Licensed Yishun Money Lender | 24-Hour Loan Application
R2D Credit in Yishun stands out as a reliable money lender with a personal touch. When you step into their office, you’re welcomed by a team that listens to your needs. They don’t just offer loans; they provide you with flexible repayment plans. You can adjust payment dates to fit your financial schedule.
Their 24-hour loan application service makes it incredibly convenient. Whether you use a phone, tablet, or laptop, you can apply anytime. The online forms are simple, and the approval process is quick. Even if you have a bad credit history, R2D Credit offers a fair chance with fast approval.
What’s also great is their location. It’s just a minute’s walk from Yishun MRT, making it very accessible. If you need urgent cash, this place provides a hassle-free solution. Their team, including friendly staff members like Shirley and Jacob, ensures you have a smooth experience.
Rating: 5.0 (3500 reviews)
Location: Blk 744 Yishun Street 72, #01-185 Singapore 760744
Contact: +65 6635 1596
Website: http://r2dcredit.com/
7) 1 Fullerton Credit: Licensed Money Lender Singapore Telok Ayer Chinatown | Personal Loan Singapore | Foreigner Loan
When you step into 1 Fullerton Credit, you immediately feel the welcoming atmosphere. Located conveniently in Telok Ayer, this lender has earned a reputation for professionalism and efficiency. The staff are friendly and helpful, ensuring you understand every detail of your loan options.
Applying for a loan here is straightforward. You can apply online or call them to schedule an in-person consultation. The process is designed to be quick, and you can get your money on the same day once the agreement is signed.
1 Fullerton Credit offers various loans such as personal, foreigner, business, monthly, and payday loans. They have flexible repayment options and competitive interest rates, making it easier for you to manage your finances.
Their transparency and commitment to customer satisfaction are evident from the numerous positive reviews. Many clients praise their professional and client-oriented approach. It’s clear that they strive to make borrowing as stress-free as possible.
Rating: 5.0 (686 reviews)
Location: 110A Telok Ayer St, Singapore 068579
Contact: +65 6588 1886
Website: https://1fullertoncredit.com.sg/
8) Dio Credit | Ang Mo Kio Best Licensed Moneylender | Quick Loan Singapore
When you walk into Dio Credit at Ang Mo Kio, you’re greeted by a warm and professional team. The atmosphere feels welcoming, making the process of getting a loan less daunting. The team takes time to understand your needs and offers personalised loan solutions that match your requirements.
Their loan approval rate is impressive, with many loans approved in just 15 minutes for new customers and even quicker for returning ones. You’ll find their interest rates reasonable, ranging from 0% to 3.92% per month, and there are no hidden fees. This transparency helps build trust, ensuring you know exactly what to expect.
Dio Credit is fully licensed and complies with all regulations, providing a sense of security. Whether you’re a local or a foreigner, as long as you’re at least 18 years old and have proof of income, you can apply for a loan here. The customer service, especially from staff like Venecia, is consistently praised for being patient and helpful.
The location is easily accessible, close to the Ang Mo Kio MRT, making it convenient for those nearby. The company’s decade-long presence in the industry adds to its credibility, ensuring you are dealing with experienced professionals.
Rating: 5 (1600 reviews)
Location: Blk 702 Ang Mo Kio Ave 8, Ang Mo Kio Central #01-2507B, Singapore 560702
Contact: +65 6250 1000
Website: http://www.diocredit.com.sg/
9) A1 Credit: Best Licensed Money Lender Singapore | Urgent Personal Loan Singapore Chinatown | Foreigner Loan | Fast Cash Loan
You’ll be impressed by how quick and easy it is to get a loan from A1 Credit. They pride themselves on hassle-free processes and friendly service, making them an excellent choice if you need urgent financial help. Many customers have praised their prompt services and straightforward application procedures.
A1 Credit ensures you get your cash within 60 minutes once your loan is approved. They have a range of loan options, whether you’re a local or a foreigner seeking financial assistance. You can apply online or visit their office in Chinatown.
They offer competitive interest rates and flexible payment plans tailored to your needs. Safety and confidentiality are guaranteed, so you can have peace of mind when dealing with A1 Credit. Their professional team is committed to helping you through financial challenges with ease.
Rating: 4.9 (812 reviews)
Location: 2 Havelock Rd, #02-08, Havelock Ii, Singapore 059763
Contact: +65 6336 0833
Website: http://www.a1credit.sg/
10) On Line Credit Bedok Moneylender | Personal Loan Singapore | Online Credit
Visiting On Line Credit in Bedok feels refreshing. The staff welcomes you with warm smiles and immediately makes you feel comfortable. They listen to your needs, ensuring they understand your financial situation well. They strive to help you find the best loan product for your needs, making the entire process smooth and hassle-free.
Professionalism is evident in every interaction. The team clearly explains all the terms and conditions, leaving no room for misunderstandings. Their transparency stands out, with all fees and rates clearly laid out. Knowing there are no hidden charges gives you peace of mind.
The loan approval process is impressively quick. You can expect to get your loan approved within an hour, which is incredibly convenient if you need funds urgently. Their fast and efficient service proves that they value your time and needs.
You’ll appreciate how secure the whole transaction feels. On Line Credit places high importance on protecting your personal data, ensuring every bit of your information stays confidential.
Rating: 5 (888 reviews)
Location: 210 New Upper Changi Road #01-731, Bedok Town Centre, Bedok Central, Singapore 460210
Contact: +65 6445 9166
Website: http://www.onlinecredit.com.sg/
Why Consider a Licensed Money Lender In One-North?
Choosing a licensed money lender in One-North can make a big difference for you. Licensed money lenders must follow strict guidelines set by the Registry of Moneylenders. This means they meet high standards for credibility and reliability.
Benefits include:
Transparency: Licensed lenders in One-North provide clear terms and conditions. You’ll know exactly what you’re getting into with no hidden surprises.
Fair Interest Rates: They offer competitive interest rates that are often lower than those of unlicensed lenders. This helps you manage your repayments better.
Flexible Repayment Plans: You can find repayment plans that fit your needs. Many licensed lenders allow you to pay in instalments, making it easier to manage your budget.
Customer Protection:
No Harassment: Licensed money lenders are bound by law not to harass or threaten you. This ensures a safer and more comfortable borrowing experience.
Legally Binding Contracts: Your loan agreement is legally binding and protects your rights. This adds an additional layer of security for you.
One-North is a growing hub with many reputable lenders. Whether you’re looking for personal loans or business funding, you can find a licensed money lender to suit your needs.
By considering a licensed money lender in One-North, you are choosing a safer and more reliable option. These lenders are regulated to ensure they operate fairly and transparently, giving you peace of mind.
Finding a Reputable Licensed Money Lender
When looking for a reputable licensed money lender in One-North, there are a few key steps you can take to ensure you find the best option for your needs.
First, check the Ministry of Law’s website. They have a list of all licensed money lenders in Singapore. This ensures you are dealing with a legitimate lender.
Next, read online reviews. Customer feedback can give you a good idea of the lender’s reputation.
Consider the services offered. Some lenders provide personal loans, while others may specialise in business funding.
Visit the lender’s physical office if you can. This helps verify their existence and credibility.
Here are a few tips to keep in mind:
- Verify the license: Ensure the lender holds a valid license.
- Check the interest rates: Compare rates to find a fair deal.
- Understand the repayment terms: Make sure the terms are clear and manageable.
By following these steps, you can confidently find a reputable licensed money lender in One-North. Paying attention to these details will help you secure the funding you need with peace of mind.
Important Considerations Before Borrowing
When thinking about borrowing from a licensed money lender in One-North, Singapore, it’s good to consider the following:
First, Check the Lender’s Licence. Make sure the money lender is licensed by the Ministry of Law in Singapore. This ensures that they follow the regulations and that you can borrow safely.
Evaluate Your Financial Need. Understand exactly how much you need to borrow and why. Borrowing more than necessary can lead to repayment issues down the line.
Compare Interest Rates. Different lenders offer different interest rates. Look for the ones with the most competitive rates to save on borrowing costs. Don’t be afraid to shop around a bit before making a decision.
Review the Loan Terms. Carefully read the terms of the loan contract. Ensure you grasp the repayment schedule, late fees, and any other terms. For example, know how soon you need to start paying it back.
Repayment Plan. Have a solid repayment plan. This will help you avoid missing payments and keep your finances on track. Calculate how much you can afford to pay each month.
Seek Recommendations. Ask friends or family who have borrowed from money lenders for their experiences. Personal recommendations can provide better insights than online reviews alone.
Check For Additional Fees. Some lenders may have processing or administrative fees. Make sure you understand all potential costs before committing.
Look at Reviews and Reputation. Research the reputation of the money lender. Look for reviews online to get a sense of others’ experiences.
By keeping these points in mind, you can borrow wisely and avoid potential pitfalls.
Frequently Asked Questions
Understand key information about choosing and working with licensed money lenders in One-North, Singapore. Learn how to select the best lender, eligibility requirements for foreigners, and safe borrowing practices.
What are the most favourable reviews for licensed money lenders in One-North Singapore?
Many customers have positive experiences with licensed money lenders in One-North. Lenders such as BEST LICENSED MONEYLENDER PTE LTD and Lending Bee Yishun Branch are often praised for their professional service and quick loan processing times. 1AP Capital Pte Ltd is also recommended for its fast personal loans.
What should I consider when selecting a licensed money lender in Singapore?
When choosing a money lender, look for those with good client reviews. Check their licensing status and interest rates. It’s wise to compare different lenders. Consider those like Quick Credit and 365 Credit Solutions, which have strong reputations for customer satisfaction and fair practices.
Can foreigners obtain a loan from a licensed money lender in Singapore, and what are the requirements?
Yes, foreigners can obtain loans from licensed money lenders in Singapore. You generally need a valid employment pass, proof of residence, and income documents. Lenders like 365 Credit Solutions offer specific loan options for foreigners.
What’s the maximum amount I can borrow from a money lender based on my income?
The maximum amount you can borrow depends on your income level. Licensed money lenders typically follow guidelines that allow borrowing up to six times your monthly income if it exceeds SGD 20,000 annually. For incomes below this, the limit may be lower.
How can I safely borrow money from a licensed money lender?
To borrow safely, ensure the lender is licensed. Meet the lender at their approved business location to verify details. Do not sign any blank documents and read all terms carefully. Lenders mentioned such as BEST LICENSED MONEYLENDER PTE LTD follow strict guidelines for safe borrowing.
What options are available for individuals with poor credit seeking loans from licensed money lenders?
Individuals with poor credit can still find loan options. Some lenders specialise in high-risk loans and might offer personal loans with more flexible requirements. Both Quick Credit and Lending Bee Yishun Branch might cater to clients with less-than-perfect credit by providing customised loan solutions.
Disclaimer: The information in this article is based on online resources from Singapore and serves as a guide. To ensure you have the most up-to-date information, we recommend verifying details with relevant Singaporean authorities or organizations. If you notice discrepancies, please inform us so we can update the information.