If you’re looking for a credit card that offers great rewards and benefits, the DBS Woman’s World Card is worth considering. This credit card is designed specifically for women but is available to men as well. It offers a range of benefits, including an attractive 10X points program for online spend, annual fee waiver, Agoda staycation deals, and other promotions.
With the DBS Woman’s World Card, you can earn up to 4 miles per S$1 on your purchase. Members earn 1 DBS Point for every S$5 spent in Singapore Dollars and 3 DBS Points for every S$5 spent in FCY. One DBS Point is worth 2 airline miles, so that’s an equivalent earn rate of 0.4 mpd for local spending and 1.2 mpd for FCY spending. The card is perfect for those who love to shop online, with 10X points for every S$1 spent online, capped at S$2,000 per month.
If you’re interested in applying for the DBS Woman’s World Card, keep reading to find out more about the card’s key benefits, fees and charges, eligibility requirements, and application process. We’ll also share tips on how to maximize your card usage and answer some frequently asked questions.
Comprehensive Guide to DBS Woman’s World Card
If you’re a woman in Singapore looking for a credit card that caters to your lifestyle and spending habits, the DBS Woman’s World Card might be just what you need. This credit card offers a range of benefits and rewards that are tailored specifically to women, making it an excellent choice for those who want to earn miles and discounts while enjoying perks like shopping and dining vouchers.
With the DBS Woman’s World Card, you can earn up to 10X DBS Points (4 miles per S$1) on your online and overseas purchases, and up to 3X DBS Points (1.2 miles per S$1) on your other spending. You’ll also earn 1 DBS Point for every S$5 spent in Singapore Dollars, which is equivalent to an earn rate of 0.4 mpd for local spending.
One of the best things about the DBS Woman’s World Card is that you can use your DBS Points to redeem air miles, shopping and dining vouchers, movie discounts, and more. This means that you can enjoy a range of benefits and rewards that are tailored specifically to your lifestyle and interests.
The DBS Woman’s World Card also comes with a range of other benefits, including travel insurance coverage of up to S$1 million, 24/7 concierge service, and access to exclusive events and promotions.
When it comes to fees and charges, the DBS Woman’s World Card has an annual fee of S$192.60, which is waived for the first year. The supplementary annual fee is S$96.30, and the interest-free period is 25 days. The annual interest rate is 26.80%, and the late payment fee is S$100. The minimum monthly repayment is 3% or S$50, whichever is higher.
Overall, the DBS Woman’s World Card is an excellent choice for women in Singapore who want to earn rewards and benefits that are tailored specifically to their lifestyle and spending habits. With its range of benefits and rewards, this credit card is sure to help you make the most of your spending while enjoying a range of perks and privileges.
Key Benefits and Rewards
If you’re looking for a credit card that rewards you for your lifestyle choices, the DBS Woman’s World Card is a great option. Here are some of the key benefits and rewards you can expect:
Earning DBS Points and Miles
With the DBS Woman’s World Card, you can earn up to 10X DBS Points (4 miles per S$1) on your online and overseas purchases. DBS Points will be awarded for every S$5 spent. You can accumulate your DBS Points to redeem air miles, shopping and dining vouchers, movie discounts and more. One DBS Point is worth 2 KrisFlyer miles, so you can easily redeem your points for flights and other travel perks.
Exclusive Online Shopping Perks
If you love online shopping, you’ll be happy to know that the DBS Woman’s World Card offers exclusive online shopping perks. You can earn up to 10X DBS Points (4 miles per S$1) on your online purchases, making it easy to rack up points quickly. You can also enjoy discounts and promotions from popular online retailers, including beauty and fashion brands.
Dining and Fashion Advantages
The DBS Woman’s World Card also offers dining and fashion advantages. You can enjoy discounts and promotions at popular restaurants and cafes, as well as fashion retailers and beauty stores. Whether you’re looking for a new outfit or a delicious meal, the DBS Woman’s World Card has you covered.
Overall, the DBS Woman’s World Card is a great choice for anyone looking for a credit card that rewards them for their lifestyle choices. With exclusive online shopping perks, dining and fashion advantages, and the ability to earn DBS Points and KrisFlyer miles, this card is a great way to get more out of your spending.
Understanding Fees and Charges
If you are considering the DBS Woman’s World Card, it’s important to understand the fees and charges associated with the card. In this section, we’ll break down the annual fees, interest rates, and other charges you can expect.
Annual Fee Insights
The annual fee for the DBS Woman’s World Card is S$194.40 for the principal cardholder, and S$97.20 for each supplementary card. However, the annual fee is waived for the first year, and subsequent years’ annual fees can be waived when you spend at least S$25,000 a year.
It’s important to note that all fees shown are inclusive of GST. Additionally, if you decide to cancel your card, you will not be refunded any annual fees that have already been charged.
Interest and Other Charges
The interest rate for the DBS Woman’s World Card is 26.8% EIR. Interest is charged on a daily basis from the date of withdrawal until receipt of full payment. The minimum payment is 3% of the outstanding balance or S$50, whichever is higher. Late payment charges of S$100 may apply if you have an outstanding balance of S$200 or more.
If you withdraw cash using your DBS Woman’s World Card, there is an 8% cash advance fee with a minimum charge of S$15. Additionally, there is a finance charge of 28.5% p.a. on the amount withdrawn, which is subject to compounding if the charges are not repaid in full. Interest adjustment may also apply.
It’s important to keep these fees and charges in mind when using your DBS Woman’s World Card to avoid any unexpected costs. By understanding these fees and charges, you can make informed decisions about how to use your card and manage your finances effectively.
Eligibility and Application Process
If you’re looking for a credit card that rewards you for your online spending, the DBS Woman’s World Card may be the perfect fit for you. Here’s what you need to know about the eligibility and application process.
Income and Credit Requirements
To apply for the DBS Woman’s World Card, you need to have an annual income of at least S$80,000. This requirement is the same for both men and women. Additionally, you need to have a good credit score to be approved for the card.
If you don’t meet the income requirement, you may still be eligible for the DBS Woman’s Card, which has a lower income requirement of S$30,000 per annum for Singaporeans and PRs and S$45,000 per annum for foreigners.
Applying for Your World Card
If you meet the income and credit requirements, applying for your DBS Woman’s World Card is a straightforward process. You can apply online or in person at a DBS branch. Here’s what you’ll need to do:
- Fill out the application form with your personal and income information.
- Submit the required documents, which may include your NRIC or passport, proof of income, and proof of address.
- Wait for DBS to review your application and approve your card.
Once you’re approved, you’ll receive your DBS Woman’s World Card in the mail. You can also apply for supplementary cards for your family members, with an annual fee of S$25 per card.
Overall, the DBS Woman’s World Card is a great option for those who want to earn rewards on their online spending. With a high earn rate and a straightforward application process, it’s definitely worth considering.
Maximising Card Usage
As a DBS Woman’s World Card holder, there are several ways to maximise your card usage for maximum rewards. Here are some tips to help you make the most of your card:
Strategic Spend for Maximum Rewards
To earn the most rewards, it is important to strategically spend your money. For example, you can earn 5X DBS Points (2 miles per S$1) on online purchases with the DBS Woman’s World Card, so consider using your card for online transactions. Additionally, you can earn 3 DBS Points for every S$5 spent in FCY, making it a great card to use for overseas spend.
Another way to maximise your rewards is to take advantage of eligible promotions. For instance, you can earn up to S$150 cashback when you apply for the DBS Woman’s World Card online and spend a minimum of S$1,500 within the first 60 days of card approval. Keep an eye out for other promotions and promo codes to make the most of your card.
Utilising Exclusive Promotions
As a DBS Woman’s World Card holder, you’ll have access to exclusive promotions and deals, such as Agoda staycation deals and other promotions. Be sure to check the DBS website regularly for the latest deals and offers.
To ensure that your spend is eligible for rewards, it’s important to meet the card’s eligibility criteria, which includes a minimum income of S$80,000 per year. Once you meet these requirements, you can start earning rewards on your eligible spend.
In conclusion, the DBS Woman’s World Card is a great option for those looking to earn rewards on their spend. By strategically spending your money and taking advantage of eligible promotions, you can maximise your rewards and get the most out of your card.
Frequently Asked Questions
What fabulous perks come with the DBS Woman’s World Card?
The DBS Woman’s World Card is designed to offer you an array of incredible benefits. You can earn up to 10X DBS Points (or 4 miles) per S$5 spent on online purchases, 3X DBS Points (or 1.2 miles) per S$5 spent on overseas purchases, and 1X DBS Point (or 0.4 miles) per S$5 spent on other purchases. Additionally, you can enjoy complimentary e-Commerce Protection on online purchases.
How can one qualify for the DBS Woman’s World Card?
To qualify for the DBS Woman’s World Card, you must have a minimum annual income of S$80,000. You must be a Singapore citizen or permanent resident, or hold a valid employment pass or work permit. You must also be at least 21 years old.
Are there any exhilarating promotions currently available for the DBS Woman’s World Card?
Yes, there are! DBS frequently offers exciting promotions for the DBS Woman’s World Card, such as cashback offers and bonus rewards points. Be sure to check the DBS website or contact customer service to stay up-to-date on the latest promotions.
What are the terms and conditions that apply to the DBS Woman’s World Card?
Some of the key terms and conditions that apply to the DBS Woman’s World Card include a minimum spend requirement of S$2,000 per statement cycle to earn the full 10X DBS Points, a monthly cap of S$1,500 on online purchases for 4 miles per S$1 earning, and a 3.25% foreign currency transaction fee for overseas purchases. Be sure to read the full terms and conditions on the DBS website before applying for the card.
How does the DBS Woman’s World Card compare to the DBS Altitude Card in terms of rewards and benefits?
The DBS Woman’s World Card and the DBS Altitude Card both offer great rewards and benefits, but they cater to different needs. The DBS Woman’s World Card is designed for women who enjoy shopping and travelling, while the DBS Altitude Card is designed for frequent travellers who want to earn miles quickly. The DBS Altitude Card also offers more travel-related perks, such as lounge access and travel insurance.
Could you enlighten me on the expiry period for the DBS Woman’s World Mastercard points?
Yes, of course! DBS Woman’s World Mastercard points expire after one year from the date they are earned. Be sure to redeem your points before they expire to make the most of your rewards.