If you’re looking for a credit card that rewards you for your online and contactless spending, the Spree Cashback Card from Standard Chartered might be the perfect fit. With cashback rewards of up to 3% on online spending and 2% on contactless payments, this card is designed to help you make the most of your money. In this article, we’ll take a closer look at the Spree Cashback Card and review its key features, eligibility criteria, and application process.
The Spree Cashback Card is a popular choice among Singaporean consumers because of its generous cashback rewards and flexible redemption options. In addition to earning cashback on your online and contactless spending, you can also enjoy discounts and privileges at selected merchants and dining establishments. Whether you’re a frequent online shopper or a savvy contactless spender, the Spree Cashback Card is a great way to stretch your dollar further.
So, if you’re ready to start earning cashback on your spending, let’s dive into our review of the Spree Cashback Card and see if it’s the right choice for you.
Key Features of the Spree Cashback Card
If you’re looking for a credit card that offers great cashback rewards without any minimum spending requirement, the Spree Cashback Card from Standard Chartered is definitely worth considering. Here are some of the key features of this card that make it stand out:
Unlimited Cashback Potential
One of the best things about the Spree Cashback Card is that there’s no cap on the amount of cashback you can earn. This means that the more you spend, the more you can earn in cashback rewards. With 3% cashback on all online spend in foreign currency and vPost spend, 2% cashback on all online spend in local currency, contactless and mobile payments, and 1% cashback on all other retail spend, you can earn cashback rewards on virtually every purchase you make.
No Minimum Spend Requirement
Unlike some other cashback credit cards that require you to spend a certain amount of money before you can start earning cashback rewards, the Spree Cashback Card has no minimum spending requirement. This means that you can earn cashback rewards on every purchase you make, no matter how small.
With the Spree Cashback Card, you can enjoy great cashback rewards on all your purchases, without any minimum spending requirement. So whether you’re shopping online or in-store, you can earn cashback rewards on every purchase you make.
Eligibility and Application Process
If you’re interested in applying for the Standard Chartered Spree Credit Card, there are a few eligibility criteria you must meet. Here’s what you need to know:
Income Requirement
To be eligible for the Standard Chartered Spree Credit Card, you must be between the ages of 21 and 65 years old. Additionally, you must meet the minimum annual income requirements. For Singapore citizens and PRs, the minimum annual income requirement is S$30,000. For foreigners, the minimum annual income requirement is S$60,000.
Required Documents
When you apply for the Standard Chartered Spree Credit Card, you will need to provide the following documents:
- A copy of your NRIC (for Singapore citizens and PRs) or passport (for foreigners)
- Proof of income, such as your latest computerised payslip or your latest income tax notice of assessment
Once you have gathered these documents, you can apply for the Standard Chartered Spree Credit Card online or in person at a Standard Chartered branch.
Overall, the Standard Chartered Spree Credit Card is a great option for those looking to earn cashback on their online and retail spending. With its straightforward eligibility criteria and easy application process, it’s definitely worth considering if you’re in the market for a new credit card.
Benefits for Online and Contactless Payments
If you’re someone who frequently makes online transactions, the Standard Chartered Spree Card is an excellent option for you. With this card, you can earn up to 3% cashback on all online spends in foreign currency and vPost spends. Additionally, you can earn 2% cashback on all online spends in local currency, contactless and mobile payments.
Maximising Online Transactions
The Standard Chartered Spree Card is ideal for those who love shopping online. You can earn 2% cashback on all online spends in local currency, contactless and mobile payments. This means that you can earn cashback on your online shopping from popular websites such as Amazon, Google, and more.
Moreover, the Spree Card allows you to earn 3% cashback on all online spends in foreign currency and vPost spends. This feature is beneficial for those who frequently shop from international websites. With the Spree Card, you can save more while shopping online.
Foreign Currency Advantages
The Standard Chartered Spree Card provides you with the opportunity to earn cashback on foreign currency transactions. You can earn 3% cashback on all online spends in foreign currency and vPost spends. However, it’s important to note that foreign currency transactions will incur admin and transaction fees. So, you’re essentially breaking even.
Overall, the Standard Chartered Spree Card is an excellent option for those who frequently make online transactions and contactless payments. With its various cashback benefits, you can save more while spending.
Additional Perks and Partnerships
As mentioned earlier, the Standard Chartered Spree Credit Card provides a wide range of benefits and cashback rewards. In addition to the cashback rewards, the card also offers some additional perks and partnerships that make it a great choice for those who love to shop online and offline.
SingPost and SmartPac Deals
One of the most significant perks of the Standard Chartered Spree Credit Card is the partnership with SingPost and SmartPac. With this partnership, you can enjoy exclusive deals an