If you’re looking for a credit card that offers great rewards without an annual fee, the HSBC Revolution Card is one to consider. This card is known for its generous rewards program, which offers up to 10X reward points on online and contactless spending. What’s more, the annual fee for the HSBC Revolution Card was removed on August 1, 2020, making it an even more attractive option for Singaporeans looking to save money.
Of course, as with any credit card, it’s important to understand the details of the HSBC Revolution Card’s rewards program and annual fee policies before applying. In this article, we’ll take a closer look at the HSBC Revolution Card’s features and benefits, including how to earn and redeem rewards, the annual fee and waiver details, and additional perks and offers. We’ll also cover eligibility requirements and the application process, so you can make an informed decision about whether the HSBC Revolution Card is right for you.
Key Takeaways
- The HSBC Revolution Card offers up to 10X reward points on online and contactless spending, with no annual fee.
- To qualify for the annual fee waiver, you must spend a minimum of $12,500 annually on your HSBC Revolution Card.
- In addition to its rewards program, the HSBC Revolution Card offers a range of other perks and benefits, including travel insurance, dining discounts, and more.
HSBC Revolution Card Overview
If you’re looking for a rewards credit card that offers a range of benefits without an annual fee, the HSBC Revolution Card might be the perfect fit for you. This card is designed to help you earn rewards on your daily purchases, without having to worry about any additional costs.
Key Features and Benefits
The HSBC Revolution Card offers a range of features and benefits that make it an attractive option for anyone looking for a credit card in Singapore. Some of the key features of this card include:
- No annual fee: With the HSBC Revolution Card, you won’t have to worry about paying any annual fees, which can help you save money in the long run.
- 10X rewards points: This card offers 10X rewards points on online and contactless spending, as well as dining and entertainment purchases. This means you can earn up to 4 miles or 2.5% cashback for every dollar you spend.
- Flexible rewards redemption: You can redeem your rewards points for a range of options, including air miles, cashback, vouchers and products. This gives you the flexibility to choose the rewards that work best for you.
Understanding the Rewards System
The rewards system for the HSBC Revolution Card is designed to be flexible and easy to use. You can earn 10X rewards points on online and contactless spending, as well as dining and entertainment purchases. This means you can earn rewards points quickly and easily, without having to worry about any complicated redemption processes.
Once you’ve earned enough rewards points, you can redeem them for a range of options, including air miles, cashback, vouchers and products. This gives you the flexibility to choose the rewards that work best for you, and to use your rewards points in a way that makes sense for your lifestyle.
Overall, the HSBC Revolution Card is a great option for anyone looking for a rewards credit card in Singapore. With its range of features and benefits, as well as its flexible rewards system, this card is designed to help you get the most out of your daily purchases.
Earning and Redeeming Rewards
As a HSBC Revolution Cardholder, you can earn Reward points or miles for every eligible transaction you make. The card provides 10X Reward points or 4 miles for every dollar spent on your HSBC Revolution Credit Card for online and contactless payments.
Maximising Reward Points
To maximise your Reward points, use your HSBC Revolution Card for online purchases, contactless payments, shopping, dining, groceries, travel, transport, and food delivery. By doing so, you can earn up to 10X Reward points or 4 miles for every dollar spent.
Redemption Options
The HSBC Revolution Card offers an attractive online rewards redemption catalogue, where you can redeem your Reward points for a variety of products and services. You can redeem your Reward points for cash rebates, air miles, shopping vouchers, and more.
You can also use your Reward points to offset your credit card bill, which is a great way to save money. If you have accumulated a significant number of Reward points, you can even redeem them for a free flight or hotel stay.
In conclusion, the HSBC Revolution Card is an excellent credit card for those who want to earn Reward points or miles for their eligible transactions. By using your card for online purchases, contactless payments, shopping, dining, groceries, travel, transport, and food delivery, you can maximise your Reward points and redeem them for a variety of products and services. With no annual fee and attractive rewards, the HSBC Revolution Card is definitely worth considering.
Annual Fee and Waiver Details
If you’re considering the HSBC Revolution Credit Card, one of the most important things to know is the annual fee and how to get it waived. Here are the details:
Annual Fee Structure
The HSBC Revolution Credit Card has a principal card annual fee of $150. However, the good news is that this fee is waived for the first 2 years from the date the card is issued. Additionally, there is no annual fee for supplementary cards.
Waiver Conditions and Eligibility
To qualify for the annual fee waiver for subsequent years, you must meet the minimum annual spend requirement of $12,500 on your respective credit card account. This spend must be made within the 12-month period from the date of the card’s issuan