If you’re looking for a credit card that rewards you for your daily expenses, the Citibank Cashback Mastercard Singapore might be the perfect fit for you. With this card, you can earn cashback on your groceries, dining, and fuel purchases, as well as on all other spending.
To be eligible for the Citibank Cashback Mastercard Singapore, you’ll need to be at least 21 years old and have an annual income of at least $30,000. You can apply for the card online, and if approved, you’ll receive a credit limit based on your income and creditworthiness.
Once you have the Citibank Cashback Mastercard Singapore, you can start earning cashback rewards on your purchases. The card offers up to 8% cashback on groceries, 6% on dining, and up to 20.88% on fuel savings. You can also earn cashback on all other spending, with no minimum spend required.
Key Takeaways
- The Citibank Cashback Mastercard Singapore rewards you for your daily expenses, including groceries, dining, and fuel purchases.
- To be eligible for the card, you must be at least 21 years old and have an annual income of at least $30,000.
- With the Citibank Cashback Mastercard Singapore, you can earn up to 8% cashback on groceries, 6% on dining, and up to 20.88% on fuel savings.
Citi Cashback Mastercard Overview
If you’re looking for a cashback credit card in Singapore, the Citi Cashback Mastercard is definitely worth considering. With its straightforward rewards system and a host of other benefits, this card is a great option for those looking to earn cashback on their day-to-day spending.
Key Features
One of the standout features of the Citi Cashback Mastercard is its unlimited cashback scheme. Unlike other cashback credit cards in Singapore, there’s no cap on the amount of cashback you can earn with this card. Additionally, the card offers a flat cashback rate of 1.6% on all online shopping and lifestyle categories, making it a great choice for those who do a lot of their shopping online.
The Citi Cashback Mastercard also offers cashback on dining, groceries, and petrol. You can earn up to 8% cashback on groceries and petrol, and up to 6% cashback on dining. To qualify for these cashback rates, you’ll need to spend at least $800 per month on your card.
Other benefits of the Citi Cashback Mastercard include:
- Up to 20.88% fuel savings at Esso and Shell petrol stations
- Complimentary travel insurance
- Access to Citi World Privileges, which offers discounts and special offers on dining, shopping, and more
Citi Cashback+ Mastercard vs Citi Cash Back Card
If you’re trying to decide between the Citi Cashback+ Mastercard and the Citi Cash Back Card, there are a few key differences to keep in mind.
The Citi Cashback+ Mastercard offers a higher cashback rate on online shopping and lifestyle categories, at 1.6% compared to the Citi Cash Back Card’s 0.25%. However, the Citi Cash Back Card offers a higher cashback rate on dining, at 8% compared to the Citi Cashback+ Mastercard’s 6%.
Overall, both cards offer great cashback rates and a range of other benefits. Which one you choose will depend on your spending habits and priorities.
Eligibility and Application
If you’re looking for a credit card that offers cashback on your everyday expenses, the Citi Cash Back+ Mastercard® could be the perfect card for you. Here’s what you need to know about eligibility and application.
Eligibility Criteria
To be eligible for the Citi Cash Back+ Mastercard®, you must be at least 21 years old and earn a minimum annual income of $30,000 (for Singaporeans and PRs) or $42,000 (for foreigners). Additionally, you must be a Singapore Citizen, Permanent Resident (PR), or foreigner with a valid Singapore Employment Pass.
Required Documents
When applying for the Citi Cash Back+ Mastercard®, you will need to provide the following documents:
- For Singapore Citizens and PRs: Your NRIC (front and back) or passport (for non-Singaporean PRs)
- For foreigners: Your passport and employment pass (with at least 6 months’ validity)
You can apply for the Citi Cash Back+ Mastercard® online or by visiting a Citibank branch. When applying online, you will need to provide your personal and employment details, as well as upload copies of your required documents.
Overall, the Citi Cash Back+ Mastercard® is a great option for those looking to earn cashback on their everyday expenses. As long as you meet the eligibility criteria and have the required documents, applying for the card is a straightforward process.
Earning Cashback Rewards
Are you looking for a credit card that rewards you for your everyday spending? The Citibank Cash Back+ Mastercard Singapore might be the perfect fit for you. With this card, you can earn cashback rewards on your dining, groceries, petrol, and more.
Cashback Rates
The Citibank Cash Back+ Mastercard Singapore offers a cashback rate of up to 1.6% on all your spending. This includes a base cashback rate of 1%, plus an additional 0.6% cashback if you spend at least $800 in a statement month.
Bonus Cash Back
If you are a Citibank Cash Back+ Mastercard holder, you can earn an additional 0.4% bonus cashback on your spending. This bonus cashback is only available to Mastercard holders, so if you have a Visa card, you may apply for a Citibank Cash Back+ Mastercard to take advantage of this offer.
Selected Categories
The Citibank Cash Back+ Mastercard Singapore offers cashback rewards on a wide range of categories. Some of the selected categories include dining, groceries, petrol, and more. You can earn cashback rewards on your spending at any merchant that accepts Mastercard.
To qualify for the cashback rewards, you need to spend a minimum of $800 in a statement month. The following transactions are excluded from the computation of the minimum spend:
- Cash advances
- Balance transfers
- Annual fees
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