If you’re looking for a credit card that offers great savings on your daily expenses, the Citibank SMRT Card in Singapore might be the perfect choice for you. This Visa card provides a range of benefits, including up to 5% cashback on your daily spends and online purchases. Additionally, it doubles up as an EZ-Link card, making it convenient for public transport rides.
One of the key features of the Citi SMRT Card is its low minimum spend requirement of just S$500 to earn maximum cashback. This makes it an ideal choice for those who want to enjoy maximum savings without having to spend too much. You can also redeem your points for cash rebates or rewards, giving you more flexibility in how you use your rewards.
Overall, the Citi SMRT Card is a great option for those looking to save on their daily expenses. With its range of benefits and low minimum spend requirement, it’s a credit card that can help you maximise your savings. Whether you’re using it for groceries, dining out, or public transport, you’ll be able to earn cashback and rewards that can help you save even more money in the long run.
Key Takeaways
- The Citibank SMRT Card offers up to 5% cashback on your daily spends and online purchases with a low minimum spend requirement of just S$500.
- You can redeem your points for cash rebates or rewards, giving you more flexibility in how you use your rewards.
- The card doubles up as an EZ-Link card, making it convenient for public transport rides.
Key Features of the Citi SMRT Card
If you’re looking for a credit card that can help you save money on your daily expenses, the Citi SMRT Card is a great option to consider. Here are some of its key features:
Attractive Rebates on Daily Expenses
One of the most attractive features of the Citi SMRT Card is its generous rebate programme. You can earn up to 5% cash rebate on your daily expenses, including groceries, public transport, taxi rides, and online purchases. The rebates are credited in the form of SMRT$ which can be used to offset your next purchase at SMRT stations, selected Guardian and Watsons stores, and more.
Seamless SimplyGo Integration
The Citi SMRT Card is also seamlessly integrated with SimplyGo, Singapore’s contactless payment system for public transport. You can use your card to pay for your bus and train rides without the need for top-ups or fare calculations. Plus, you can enjoy 5% savings on your SimplyGo transactions with the Citi SMRT Card.
No Minimum Spend Requirement
Unlike other credit cards that require you to spend a minimum amount each month to qualify for rebates, the Citi SMRT Card has no minimum spend requirement. However, do note that rebates are capped at 600 SMRT$ per year.
In addition to these key features, the Citi SMRT Card also offers other benefits such as EZ-Link functionality and discounts at selected grocery stores. With its attractive rebates and seamless integration with SimplyGo, the Citi SMRT Card is a great choice for anyone looking to save money on their daily expenses.
Understanding SMRT$ and Rewards
If you are a Citibank SMRT Card holder, you can earn SMRT$ on your everyday purchases and redeem them for vouchers, cashback, or other rewards.
Earning and Accumulating SMRT$
By using your Citibank SMRT Card, you can earn up to 5% SMRT$ on your daily expenses, including groceries, online purchases, and public transport rides. You can also earn 0.3% SMRT$ on all other retail spends.
For example, if you spend $100 on groceries, you can earn 5 SMRT$, which is equivalent to $5. If you spend $200 on public transport rides, you can earn 10 SMRT$, which is equivalent to $10.
You can accumulate your SMRT$ and use them to redeem rewards such as shopping vouchers, cashback, or other deals.
Redeeming SMRT$ for Vouchers and More
You can redeem your SMRT$ for a variety of rewards such as shopping vouchers, cashback, or other deals. You can redeem your SMRT$ for vouchers from popular merchants such as NTUC FairPrice, Cold Storage, and more.
For example, you can redeem 1,500 SMRT$ for a $10 shopping voucher from NTUC FairPrice. You can also redeem your SMRT$ for cashback on your Citibank SMRT Card statement.
To redeem your SMRT$, you can log in to your Citibank Online account and select the rewards you want. You can also redeem your SMRT$ at any Citibank branch or by calling the Citibank hotline.
In conclusion, the Citibank SMRT Card offers you the opportunity to earn SMRT$ on your everyday purchases and redeem them for vouchers, cashback, or other rewards. With a range of benefits such as travel insurance and purchase protection, the Citibank SMRT Card is an excellent choice for those looking to save on their daily expenses.
Eligibility and Application Process
If you’re looking for a credit card that can help you save money on your daily expenses, then the Citi SMRT Card might be the perfect choice for you. Here’s what you need to know about the eligibility and application process.
Who Can Apply for the Citi SMRT Card?
To apply for the Citi SMRT Card, you must be at least 21 years old and have a minimum annual income of $30,000. If you’re a foreigner, you must have a valid work permit and a minimum annual income of $42,000.
Required Documents for Application
When applying for the Citi SMRT Card, you’ll need to provide the following documents:
- NRIC or Passport
- Bank Statements
- CPF Statement
- Tax Notice of Assessment or Income Tax Notice of Assessment (for self-employed individuals)
- Work Permit (for foreigners)
Make sure to have these documents ready when you apply for the card to ensure a smooth and hassle-free application process.
Overall, the Citi SMRT Card is a great option for anyone looking to save money on their daily expenses. With its generous cashback rewards and easy-to-meet eligibility requirements, it’s definitely worth considering if you’re in the market for a new credit card.
