If you’re a frequent traveller, you know the value of airline miles. They can help you save money on flights, upgrades, and other travel expenses. One of the best ways to earn airline miles is by using a credit card. In Singapore, there are many credit cards that offer miles as a reward for spending. In this article, we’ll explore the best ways to earn airline miles with a credit card in Singapore.
First, we’ll unveil the best credit cards for earning miles in Singapore. We’ll compare the different cards and their rewards programs, so you can choose the one that’s right for you. Then, we’ll dive into how you can maximise your mile earnings on everyday spend. We’ll share tips and tricks for earning more miles on your daily expenses, so you can accumulate miles faster.
Finally, we’ll discuss strategic bonus miles and welcome offers, exclusive cardholder privileges and benefits, and understanding the fine print. By the end of this article, you’ll have a comprehensive understanding of how to earn airline miles with a credit card in Singapore and how to make the most of your rewards.
Key Takeaways
- Choose the best credit card for earning miles in Singapore based on your spending habits and travel goals.
- Maximise your mile earnings on everyday spend by using your credit card strategically and taking advantage of bonus categories.
- Be aware of the fine print and understand the terms and conditions of your credit card rewards program to avoid missing out on valuable rewards.
Unveiling the Best Credit Cards for Earning Miles in Singapore
If you’re looking for the best way to earn airline miles with a credit card in Singapore, you’re in luck. There are several credit cards available that are designed to help you earn miles quickly and easily. In this section, we’ll dive into the KrisFlyer programme and take a glance at the top miles credit cards available in Singapore.
Dive Into the KrisFlyer Programme
Before we dive into the best credit cards for earning miles in Singapore, let’s first take a look at the KrisFlyer programme. KrisFlyer is the frequent flyer programme of Singapore Airlines, and it allows you to earn miles when you fly with Singapore Airlines or any of its partner airlines. You can also earn miles by using your credit card for everyday purchases.
To get the most out of the KrisFlyer programme, it’s important to choose a credit card that offers a high miles earn rate. Some of the best credit cards for earning KrisFlyer miles include the KrisFlyer UOB Credit Card, American Express Singapore Airlines KrisFlyer Credit Card, and Citibank’s Citi PremierMiles Card.
A Glance at Top Miles Credit Cards
If you’re looking for a credit card that can help you earn miles quickly, you can’t go wrong with the DBS Altitude Card. This card offers a high miles earn rate on all spending, including overseas spending. The Standard Chartered Journey Credit Card is another great option, offering up to 2.5 miles per $1 spent on dining and travel.
For those who want a credit card that offers a high miles earn rate on petrol, the Maybank Horizon Card is a great choice. This card offers up to 3.2 miles per $1 spent on petrol, making it one of the best options for frequent drivers.
If you’re looking for a credit card that offers a high miles earn rate on everyday spending, the HSBC Revolution Card is a great option. This card offers up to 2 miles per $1 spent on dining, entertainment, and online purchases.
Finally, for those who want a credit card that offers a high miles earn rate on all spending, the UOB PRVI Miles American Express Card is a great choice. This card offers up to 1.4 miles per $1 spent on all spending, making it a great all-around option.
In conclusion, there are several credit cards available in Singapore that can help you earn airline miles quickly and easily. By choosing the right credit card for your needs, you can earn miles faster and get closer to your dream trip.
Maximising Mile Earnings on Everyday Spend
If you’re looking to maximise your airline miles earnings with your credit card in Singapore, you’ll want to make sure you’re using it for your everyday spend. Here are some ways you can earn more miles on your local and overseas spend, online shopping and bill payments, and dining, transport, and petrol perks.
Local and Overseas Spend Rewards
When it comes to local and overseas spend, you’ll want to look for credit cards that offer high earn rates. For example, the American Express KrisFlyer Cards offer an earn rate of 1.1 KrisFlyer Miles per $1 spent, which is higher than most other cards. You can also consider cards that offer bonus miles for certain categories, such as the Citi PremierMiles Card which offers 1.2 miles per $1 spent on dining, petrol, and travel bookings.
Online Shopping and Bill Payments
Online shopping and bill payments are great opportunities to earn more miles. Look for credit cards that offer bonus miles for online spend, such as the UOB PRVI Miles Card which offers 4 miles per $1 spent on online shopping and food delivery. You can also consider using your credit card to pay your bills, such as your utilities and phone bills, to earn more miles.
Dining, Transport, and Petrol Perks
Dining, transport, and petrol are other categories where you can earn more miles. Look for credit cards that offer bonus miles for these categories, such as the OCBC 365 Credit Card which offers 6% cashback on dining and 3% cashback on petrol. You can also consider using your credit card to pay for your transport, such as your bus and train rides, to earn more miles.
In summary, to maximise your airline miles earnings with your credit card in Singapore, you’ll want to use it for your everyday spend. Look for credit cards that offer high earn rates and bonus miles for certain categories, such as local and overseas spend, online shopping and bill payments, and dining, transport, and petrol perks. By doing so, you’ll be able to earn more miles and get closer to your travel goals.
Strategic Bonus Miles and Welcome Offers
If you want to earn a significant amount of airline miles, leveraging sign-up bonuses and welcome offers can be a great strategy. These offers can give you a large number of bonus miles or points just for signing up for a new credit card and meeting the minimum spend requirement.
Leveraging Sign-Up Bonuses
When you sign up for a new credit card, you can often earn bonus miles or points as a welcome offer. For example, the UOB PRVI Miles Card currently offers a welcome bonus of up to 50,000 miles when you sign up and spend a minimum of S$9,000 within the first 3 months. Similarly, the Citi PremierMiles Card offers a welcome bonus of up to 45,000 miles when you sign up and spend a minimum of S$9,000 within the first 3 months.
To make the most of these sign-up bonuses, it’s important to choose a credit card that aligns with your spending habits and travel goals. Look for a card that offers bonus miles or points for the types of purchases you make most often, such as dining, online shopping, or travel.
Meeting Minimum Spend Requirements
To earn the sign-up bonus, you’ll need to meet the minimum spend requirement within a certain period of time. This can be a challenge, especially if you don’t typically spend a lot on your credit card.
One way to meet the minimum spend requirement is to use your credit card for everyday purchases like groceries, gas, and bills. You can also consider making larger purchases, such as booking a flight or hotel stay, to help reach the minimum spend requirement.
It’s important to remember that you should only spend what you can afford to pay back in full each month. Otherwise, you’ll end up paying interest on your balance and potentially negating the benefits of the sign-up bonus.
Overall, sign-up bonuses and welcome offers can be a great way to earn a significant amount of bonus miles or points. Just make sure to choose a credit card that aligns with your spending habits and travel goals, and be mindful of the minimum spend requirement.
Exclusive Cardholder Privileges and Benefits
As a frequent traveller, you want to make the most of your credit card to earn airline miles and enjoy exclusive cardholder privileges and benefits. Here are some of the top perks you can enjoy with the best credit cards for airline miles in Singapore.
Airport Lounge Access and Travel Perks
Many credit cards come with complimentary airport lounge access, which can be a lifesaver during long layovers or delays. With Priority Pass, for example, you can access over 1,200 airport lounges worldwide. Some of the best credit cards for airline miles in Singapore that offer this benefit include the Citi PremierMiles Card, the DBS Altitude Card, and the UOB PRVI Miles Card.
In addition to airport lounge access, you can also enjoy other travel perks such as travel insurance coverage, free airport transfers, and discounts on car rentals and hotels. For example, the Citi PremierMiles Card offers up to $1 million in travel accident insurance and up to $500 for flight delays or cancellations.
Annual Fee Waivers and Cashback Offers
While some credit cards charge hefty annual fees, many of the best credit cards for airline miles in Singapore offer annual fee waivers or cashback offers. For example, the OCBC 90°N Card offers a waiver of the annual fee for the first year and up to $100 cashback when you spend a minimum of $1,000 in the first month.
Some credit cards also offer cashback on general spending, which can help offset the cost of the annual fee. For example, the HSBC Revolution Credit Card offers 1.5% cashback on all purchases, while the Maybank Horizon Card offers up to 3.2 air miles per dollar spent on dining, petrol, and taxi rides.
In conclusion, the best credit cards for airline miles in Singapore offer a range of exclusive cardholder privileges and benefits, from airport lounge access and travel perks to annual fee waivers and cashback offers. By choosing the right credit card and using it wisely, you can earn airline miles faster and enjoy a more comfortable and rewarding travel experience.
Understanding the Fine Print
When it comes to earning airline miles with credit cards, it’s important to understand the fine print. This means taking the time to read the terms and conditions carefully, as well as being aware of any hidden fees and charges that may apply.
Decoding Terms and Conditions
One of the most important things to keep in mind when using a credit card to earn airline miles is that terms and conditions apply. This means that there may be certain restrictions or requirements that you need to meet in order to earn miles, such as minimum spending requirements or limitations on certain types of purchases.
To ensure that you’re getting the most out of your credit card, it’s important to read the terms and conditions carefully. This will help you to understand exactly what you need to do in order to earn miles, as well as any limitations or restrictions that may apply.
Avoiding Hidden Fees and Charges
Another important thing to keep in mind when using a credit card to earn airline miles is that there may be hidden fees and charges that you need to be aware of. For example, some credit cards may charge an admin fee or a service fee for using the card to earn miles.
To avoid these fees, it’s important to read the fine print carefully and to choose a credit card that doesn’t charge any hidden fees or charges. You should also be aware of any taxes that may apply, as these can add up quickly and reduce the value of your miles.
By understanding the fine print and being aware of any hidden fees and charges, you can ensure that you’re getting the most out of your credit card and earning as many airline miles as possible. So take the time to read the terms and conditions carefully, and choose a credit card that offers the best value for your money.
Frequently Asked Questions
What’s the most thrilling credit card for racking up KrisFlyer miles?
If you’re a fan of Singapore Airlines and want to earn KrisFlyer miles, the American Express Singapore Airlines KrisFlyer Credit Card is the most exciting option. You can earn up to 3.1 KrisFlyer miles per $1 spent on eligible purchases with Singapore Airlines, SilkAir, and KrisShop. Plus, you’ll receive a welcome bonus of 5,000 KrisFlyer miles when you spend $5,000 within the first three months of card membership.
Which card should I snag for the highest air mile earnings in Singapore?
The Citi PremierMiles Card is a great choice for earning air miles in Singapore. You can earn 1.2 miles per $1 spent locally and 2 miles per $1 spent overseas. Plus, there are no minimum spend requirements and your miles never expire.
How can I quickly accumulate miles on my credit card purchases?
One way to quickly accumulate miles is to take advantage of sign-up bonuses and promotions. Many credit cards offer welcome bonuses when you meet certain spending requirements within the first few months of card membership. Additionally, some cards offer bonus miles for specific categories, such as dining or travel.
What are the top cards for earning miles on everyday spending?
The HSBC Revolution Credit Card and the Maybank Horizon Visa Signature Card are two great options for earning miles on everyday spending. With the HSBC Revolution Credit Card, you can earn 1.2 miles per $1 spent on local dining and entertainment, online purchases, and contactless payments. The Maybank Horizon Visa Signature Card offers 3.2 air miles per $1 spent on dining, petrol, and taxi rides in Singapore, as well as 2 air miles per $1 spent on travel bookings.
Is there a secret to earning air miles faster with my credit card?
One secret to earning air miles faster is to use your credit card for all of your purchases, including bills and subscriptions. Additionally, you can maximize your rewards by using a credit card that offers bonus miles for specific categories, such as dining or travel. Finally, be sure to take advantage of sign-up bonuses and promotions.
Which credit card partnerships offer the best rewards for frequent flyers?
Several credit card partnerships offer great rewards for frequent flyers. For example, the American Express Singapore Airlines KrisFlyer Credit Card offers bonus miles for purchases with Singapore Airlines and SilkAir. The Citi PremierMiles Card offers bonus miles for purchases with over 60 airlines and hotel partners, including Cathay Pacific, Emirates, and Marriott.