365 credit card rebate is a great way to earn cashback on your everyday spending in Singapore. This card is offered by OCBC and comes with a range of benefits and rewards. If you’re looking for a credit card that can help you save money while you spend, then the 365 credit card rebate is definitely worth considering.
One of the main benefits of the 365 credit card rebate is the cashback that you can earn. With this card, you can earn up to 6% cashback on your spending, depending on the category. For example, you can earn cashback on dining, groceries, petrol, and more. This makes it a great card for those who want to save money on their everyday expenses.
If you’re interested in getting the most out of your 365 credit card rebate, there are a few things you can do to maximise your cashback. For example, you can make sure that you’re using the card for all of your eligible spending, and you can also take advantage of any exclusive perks and partnerships that are available. Overall, the 365 credit card rebate is a great option for anyone who wants to save money while they spend in Singapore.
Key Takeaways
- The 365 credit card rebate is a great way to earn cashback on your everyday spending in Singapore.
- With this card, you can earn up to 6% cashback on your spending, depending on the category.
- To maximise your cashback, make sure you’re using the card for all of your eligible spending and take advantage of any exclusive perks and partnerships available.
Understanding 365 Credit Card Rebate in Singapore
Are you looking for a credit card that offers great cashback rewards on your everyday spending? Look no further than the OCBC 365 Credit Card! This card is designed to help you save money on your daily expenses, from dining out to grocery shopping and more. Here’s what you need to know about the 365 Credit Card rebate in Singapore.
OCBC 365 Credit Card Overview
The OCBC 365 Credit Card is a cashback credit card that rewards you for your everyday spending. With this card, you can earn up to 6% cashback on dining, 3% cashback on groceries, public transport, ride-hailing, pharmacy, streaming, and EV charging, and 5% cashback on petrol. Plus, you can enjoy up to 22.92% fuel savings at Caltex (18% instant discount + 6% cashback on all fuel spend).
Eligibility Requirements and Annual Fees
To be eligible for the OCBC 365 Credit Card, you must be a Singapore citizen or permanent resident and be at least 21 years old. You must also have a minimum annual income of $30,000 for Singaporeans and permanent residents, or $45,000 for foreigners.
The annual fee for the OCBC 365 Credit Card is $192.60, but it is waived for the first two years. To continue enjoying the annual fee waiver, you need to spend at least $10,000 per year on your card.
In conclusion, the OCBC 365 Credit Card is a great option for those looking to earn cashback on their everyday spending. With its generous rewards and annual fee waiver, it’s a card that can help you save money while enjoying the things you love.
Maximising Your Cashback
If you’re using the OCBC 365 Credit Card, you’re already on the right track to maximising your cashback. But there are a few things you can do to make sure you’re getting the most out of your card.
Cashback Categories and Rates
The OCBC 365 Credit Card offers cashback in a variety of categories, including dining, groceries, petrol, and more. Make sure you’re taking advantage of all the categories by planning your spending accordingly.
Here are the cashback rates for each category:
| Category | Cashback Rate |
|---|---|
| Dining | 6% |
| Grocery | 3% |
| Petrol | Up to 22.92% |
| Telco Bills | 3% |
| Utilities Bills | 3% |
| Online Travel | 3% |
| Online Shopping | 3% |
| Others | 0.3% |
Monthly Cashback and Spending Caps
To qualify for cashback, you need to spend a minimum of $800 per month with your OCBC 365 Credit Card. If you spend $1600 or more, you can earn up to $160 cashback per month.
Keep in mind that there is a cashback cap of $80 per month for spending less than $1600. So if you’re spending less than $1600, make sure you’re not exceeding the cap.
Strategic Spending for Maximum Rebates
To maximise your cashback, plan your spending strategically. For example, if you know you’ll be spending a lot on groceries this month, use your OCBC 365 Credit Card to get 3% cashback.
You can also combine your spending with other promotions to get even more savings. For example, if you’re planning a road trip, use your OCBC 365 Credit Card to get up to 22.92% cashback on petrol at Caltex.
By using your OCBC 365 Credit Card strategically, you can maximise your cashback and get the most out of your card.
Exclusive Perks and Partnerships
If you’re looking for a credit card that offers exclusive perks and partnerships, then the OCBC 365 Credit Card is the perfect choice for you. This card is packed with benefits that allow you to get more out of your everyday spending. Here are some of the exclusive perks and partnerships that come with the OCBC 365 Credit Card:
Fuel Savings with Esso and Caltex
With the OCBC 365 Credit Card, you can enjoy fuel savings of up to 22.92% at Esso and Caltex. This includes an instant discount of 18% and an additional 6% cashback on all fuel spend. This means that you can save more on your fuel expenses and use the extra cash for other important things.
Dining and Online Food Delivery Rewards
If you’re a foodie, then you’ll love the dining and online food delivery rewards that come with the OCBC 365 Credit Card. You can enjoy 6% cashback on all local, overseas, and online food delivery spend. This means that you can indulge in your favourite cuisines and still save money.
Retail and Online Shopping Benefits
The OCBC 365 Credit Card also offers retail and online shopping benefits that allow you to get more out of your favourite brands. You can enjoy up to 3% cashback on all retail spend and up to 6% cashback on all online spend. This means that you can shop to your heart’s content and still save money.
With the OCBC 365 Credit Card, you can also enjoy exclusive promotions and discounts from your favourite merchants and retailers. This means that you can get more value for your money and enjoy the perks of being an OCBC 365 Credit Cardholder.
In conclusion, the OCBC 365 Credit Card is an excellent choice if you’re looking for a credit card that offers exclusive perks and partnerships. With fuel savings, dining rewards, and retail benefits, this card is perfect for those who want to get more out of their everyday spending.
Additional Benefits of OCBC 365 Card
The OCBC 365 card is a great credit card that offers a lot of benefits for everyday spending, including dining, groceries, and petrol. But did you know that there are additional benefits that come with this card? In this section, we will explore some of the advantages that make this card stand out.
Travel and Overseas Spending Advantages
One of the benefits of the OCBC 365 card is that it offers great perks for travel and overseas spending. If you’re someone who loves to travel, this card is perfect for you. You can enjoy up to 3% cashback on all your overseas spending, including foreign currency spend. This means that you can save a lot of money on your travel expenses, whether it’s for flights, hotels, or activities.
Moreover, if you’re someone who loves to dine overseas, you can enjoy up to 6% cashback on your dining expenses. This includes both local and overseas dining, so you can enjoy your meals while saving money.
OCBC 360 Account Linking Benefits
Another great benefit of the OCBC 365 card is that it can be linked to the OCBC 360 account. This means that you can earn additional interest rates on your savings when you link your card to your account. You can earn up to 1.2% p.a. bonus interest on your account balance when you fulfill certain criteria, such as credit card spend, salary crediting, and bill payments.
This is a great way to maximize your savings and earn more money on your account balance. So, if you’re looking for a credit card that offers great benefits for everyday spending and savings, the OCBC 365 card is definitely worth considering.
In conclusion, the OCBC 365 card is a great credit card that offers a lot of benefits for everyday spending, including dining, groceries, and petrol. Additionally, with its travel and overseas spending advantages and OCBC 360 account linking benefits, it is a great choice for those who want to save money and maximize their savings.
Understanding Terms and Conditions
If you are considering applying for the OCBC 365 Credit Card, it is important to understand the terms and conditions of the card to maximize your cashback benefits. In this section, we will discuss the cashback exclusions and limitations, and the annual fee waiver conditions.
Cashback Exclusions and Limitations
While the OCBC 365 Credit Card offers generous cashback benefits, there are a few exclusions and limitations to keep in mind. For example, cashback is not applicable for payments made to educational institutions, government institutions, and insurance providers. Additionally, cashback is capped at $80 per calendar month for all other spending categories except for petrol, which has a higher cap of $120 per calendar month.
Annual Fee Waiver Conditions
The OCBC 365 Credit Card has an annual fee of $192.60, but it can be waived if you meet certain conditions. To qualify for the annual fee waiver, you must spend at least $10,000 in a year on your OCBC 365 Credit Card. This spending can be on any category, including excluded categories that do not earn cashback. Additionally, the annual fee is waived for the first two years for new cardholders.
Overall, understanding the terms and conditions of the OCBC 365 Credit Card is crucial to maximizing your cashback benefits and avoiding unnecessary fees. Keep in mind the exclusions and limitations for cashback, and make sure to meet the annual fee waiver conditions to save money.
Frequently Asked Questions
How can you qualify for cash rebates with the OCBC 365 Credit Card?
To qualify for cash rebates with the OCBC 365 Credit Card, you must be a Singaporean or Permanent Resident aged 21 years and above. Additionally, you must have a minimum income of $30,000 per annum or $45,000 per annum for foreigners. Once you have met these requirements, you can apply for the card via the OCBC website or at any OCBC branch.
What are the exciting benefits of using the OCBC 365 Credit Card?
The OCBC 365 Credit Card offers a range of exciting benefits that make it an excellent choice for everyday spending. You can earn up to 6% cashback on fuel spend at all petrol service stations locally and overseas, 5% cashback on dining and food delivery, 3% cashback on groceries, land transport, online travel, recurring telco and electricity bills, and 0.3% cashback on everything else. Additionally, you can enjoy exclusive discounts and promotions at selected merchants.
Could you detail the terms and conditions for the OCBC 365 Credit Card’s rebate programme?
To qualify for cash rebates, you must spend a minimum of $800 per month on eligible transactions. The cashback is capped at $80 per month for spending between $800 and $1,599, and $160 per month for spending $1,600 and above. The cashback will be credited to your account in the following month.
What’s the buzz about the minimum spend requirement for the OCBC 365 Credit Card?
The minimum spend requirement for the OCBC 365 Credit Card is a topic of discussion among customers. While some find it reasonable, others feel that it is too high. However, it is important to note that the minimum spend requirement is in place to ensure that customers use the card regularly and benefit from the cash rebates.
What is the thrilling maximum cash rebate one can earn with the OCBC 365 Credit Card?
The maximum cash rebate one can earn with the OCBC 365 Credit Card is $160 per month. This is achievable by spending $1,600 or more per month on eligible transactions. The cash rebate is a great way to save money on everyday expenses and earn rewards for your spending.
How much does one cheerfully pay for the annual fee of the OCBC 365 Credit Card?
The annual fee for the OCBC 365 Credit Card is $192.60. However, the fee is waived for the first two years, and subsequently waived with a minimum spend of $10,000 per year. This makes the card an affordable and attractive option for those looking to earn cash rebates on their everyday spending.