If you’re looking for a credit card that offers you the best of both worlds – savings and convenience – then the Citibank SMRT Card might be the perfect fit for you. This credit card is designed to help you save money on your daily expenses while providing you with an easy and seamless way to commute. With a range of benefits and features, the Citibank SMRT Card is a popular choice for Singaporeans who want to maximise their savings and enjoy everyday convenience.
One of the key benefits of the Citibank SMRT Card is the 5% savings you can enjoy on your daily spend. This includes your SimplyGo transactions, making it an excellent choice for commuters who want to save money on their daily commute. Additionally, the card doubles up as an EZ-Link card, making it even more convenient for those who use public transport regularly.
With the Citibank SMRT Card, you can also earn and redeem SMRT$ on your everyday spend, including groceries, health and beauty products, and dining vouchers at selected restaurants. This makes it an excellent choice for those who want to maximise their savings and earn rewards at the same time. Overall, the Citibank SMRT Card is a great choice for anyone who wants to save money and enjoy everyday convenience.
Key Takeaways
- The Citibank SMRT Card offers 5% savings on your daily spend, including SimplyGo transactions.
- You can earn and redeem SMRT$ on your everyday spend, including groceries, health and beauty products, and dining vouchers at selected restaurants.
- The Citibank SMRT Card doubles up as an EZ-Link card, making it even more convenient for commuters.
Exploring the Citi SMRT Card
If you’re looking for a credit card that offers cashback rewards on your daily expenses, then the Citi SMRT Card might be the perfect fit for you. Here’s what you need to know about this card.
Key Features
The Citi SMRT Card offers up to 5% savings on your daily spend, including groceries, dining, online shopping, and public transport. It also doubles up as an EZ-Link card, making it convenient for your daily commute. You can earn SMRT$ for every dollar spent, which can be redeemed for cash rebates or rewards.
In addition to cashback rewards, the Citi SMRT Card comes with a range of benefits, including travel insurance, purchase protection, and exclusive deals and discounts.
Applying for the Card
To apply for the Citi SMRT Card, you’ll need to be at least 21 years old and have a minimum annual income of $30,000. You’ll also need to provide your NRIC or work permit, tax notice of assessment, and bank statements or CPF statement as proof of income. If you’re self-employed, you’ll need to provide your income tax notice of assessment.
The application process is simple and can be done online or in-person at a Citibank branch. Once your application is approved, you’ll receive your Citi SMRT Card within 7-10 working days.
Eligibility and Required Documents
Here’s a quick overview of the eligibility criteria and required documents for the Citi SMRT Card:
- Minimum age: 21 years old
- Minimum annual income: $30,000
- Required documents: NRIC or work permit, tax notice of assessment, and bank statements or CPF statement (proof of income)
Overall, the Citi SMRT Card is a great option for those looking to save on their daily expenses and enjoy additional benefits. Apply today and start earning cashback rewards on your everyday spend.
Maximising Savings with SMRT$
If you are looking for a credit card that can help you save money on your daily expenses, the Citibank SMRT Card may be the perfect choice for you. With this card, you can earn SMRT$ on your qualifying retail spend and redeem them for shopping vouchers, cash rebates, and more. Here’s how you can maximise your savings with SMRT$.
Earning SMRT$
With the Citibank SMRT Card, you can earn up to 5% savings on your daily expenses, including groceries, fast food, movies, coffee, and public transport rides. To earn SMRT$, you need to spend at least $500 per month on your card. Here’s how you can earn SMRT$:
- Groceries: You can earn up to 5% savings on your grocery purchases at selected grocery stores. You can earn 2.7% + 2% (for transactions above $50) + 0.3% (if monthly card spend is at least $500).
- Fast Food, Movies & Coffee: You can earn up to 5% savings on your fast food, movies, and coffee purchases. You can earn 4.7% + 0.3% (if monthly card spend is at least $500).
- Public Transport Rides: You can earn up to 5% savings on your public transport rides. You can earn 2.7% + 2% (for transactions above $50) + 0.3% (if monthly card spend is at least $500).
Redeeming Rewards
Once you have earned enough SMRT$, you can redeem them for shopping vouchers, cash rebates, and more. Here’s how you can redeem your SMRT$:
- Shopping Vouchers: You can redeem your SMRT$ for shopping vouchers at selected merchants, including Giant, Cold Storage, and more. The vouchers are available in denominations of $10 and $50.
- Cash Rebates: You can redeem your SMRT$ for cash rebates on your credit card statement. The cash rebates are available in denominations of $10 and $50.
- Other Rewards: You can also redeem your SMRT$ for other rewards, such as air miles,