Introduction
If you’re a driver in Singapore, you know that petrol prices can be high. However, using a credit card to pay for petrol can help you save money and earn rewards. With so many petrol credit cards available, it can be challenging to choose the best one for you. In this article, we’ll explore the best credit cards for petrol in Singapore and help you find the one that’s right for you.
Choosing the Best Petrol Credit Card in Singapore
When choosing a petrol credit card in Singapore, you want to consider a few factors. First, look at the petrol stations you frequent and see which cards offer the best discounts or cashback for those stations. Next, consider the annual fee and whether it’s worth paying for the benefits the card offers. Finally, look at the other perks the card offers, such as dining or shopping discounts, that you can take advantage of to maximise your savings.
Top Petrol Stations and Associated Credit Cards
Different petrol stations offer different credit cards, and each card has its benefits. For example, the DBS Esso Card offers up to 21.6% fuel savings at Esso stations, while the OCBC 365 Card offers 23% fuel savings at Caltex stations. Other top petrol credit cards in Singapore include the UOB One Card, Citibank Cash Back Card, and POSB Everyday Card. By choosing the right card for the petrol station you frequent, you can maximise your savings and earn rewards.
Key Takeaways
- Choosing the best petrol credit card in Singapore requires considering factors such as petrol stations frequented, annual fees, and card perks.
- Different petrol stations offer different credit cards, and each card has its benefits.
- Maximising fuel savings and card benefits is possible by choosing the right card for the petrol station you frequent.
Choosing the Best Petrol Credit Card in Singapore
If you are a car owner in Singapore, you know that petrol prices can be a significant expense. However, with the right petrol credit card, you can save a considerable amount of money on your fuel expenses. Here are some factors to consider when choosing the best petrol credit card in Singapore.
Cashback or Rewards
One of the most important factors to consider when choosing a petrol credit card is whether it offers cashback or rewards. Some cards offer cashback, which gives you a percentage of your petrol expenses back as cash. Other cards offer rewards points that can be redeemed for petrol or other rewards. Consider your spending habits and choose the card that offers the best cashback or rewards program for you.
Loyalty Programs
Some petrol credit cards offer loyalty programs that give you additional discounts or rewards for using their card at specific petrol stations. For example, some cards offer extra discounts at Shell or Esso petrol stations. If you frequently use a particular petrol station, consider a card that offers a loyalty program for that station.
Annual Fees
Petrol credit cards may have annual fees, so it’s important to consider the cost of the card when choosing one. Some cards waive the annual fee for the first year, while others offer a fee waiver if you meet a minimum spending requirement. Consider your budget and choose a card that offers the best value for the annual fee.
Cash Rebate
Some petrol credit cards offer cash rebates on other expenses, such as groceries or dining. If you’re looking for a card that offers more than just petrol discounts, consider a card that offers cash rebates on other expenses.
Comparison
To choose the best petrol credit card in Singapore, it’s important to compare the different options available. Look at the discounts, rewards, and fees for each card and choose the one that offers the best value for your spending habits.
By choosing the right petrol credit card in Singapore, you can save a significant amount of money on your fuel expenses. Consider your spending habits and choose the card that offers the best cashback or rewards program, loyalty program, and annual fee for you.
Top Petrol Stations and Associated Credit Cards
If you are a frequent driver in Singapore, you must be aware of the high fuel prices. However, with the right credit card, you can save a significant amount on petrol purchases. Here are some of the top petrol stations and their associated credit cards to help you save money on fuel.
Caltex and DBS Esso Card
If you frequently visit Caltex petrol stations, then the DBS Esso Card is an excellent choice for you. You can save up to 22.92% on petrol purchases at Caltex stations with this card. Additionally, you can enjoy a cashback of up to 5% on all your other purchases.
Esso and Esso Smiles
Esso is one of the most popular petrol stations in Singapore, and the Esso Smiles loyalty program offers excellent fuel savings. However, if you want to save even more, you can use the Esso credit card. With this card, you can save up to 21.6% on petrol purchases at Esso stations. Moreover, you can earn Smiles points for every dollar spent on fuel, which can be redeemed for discounts on fuel and other purchases.
Shell and Shell Escape Card
The Shell Escape Card is an excellent choice if you frequently visit Shell petrol stations. With this card, you can save up to 21.15% on petrol purchases at S