Are you looking for a credit card that rewards you for your everyday spending? Look no further than the OCBC Titanium Rewards Card. With this card, you can earn up to 4 miles per dollar spent on online and offline shopping, both locally and overseas. Plus, you can enjoy additional perks like discounts at participating merchants and exclusive access to airport lounges.
If you’re interested in earning rewards with the OCBC Titanium Rewards Card, it’s important to understand how the program works. You’ll earn 4 miles per dollar spent on eligible transactions, up to a maximum of 10,000 bonus miles per calendar month. These miles can be redeemed for a variety of rewards, including flights, hotel stays, and gift vouchers. Plus, you can earn bonus miles when you sign up for the card or refer a friend.
So what are you waiting for? Start earning rewards with the OCBC Titanium Rewards Card today. With its generous rewards program and exclusive perks, it’s the perfect card for anyone who loves to shop and travel.
Key Takeaways
- The OCBC Titanium Rewards Card offers up to 4 miles per dollar spent on eligible transactions, both locally and overseas.
- Cardholders can earn bonus miles when signing up for the card or referring a friend.
- Miles can be redeemed for a variety of rewards, including flights, hotel stays, and gift vouchers.
OCBC Titanium Rewards Card Overview
If you’re looking for a credit card that rewards you for your shopping, the OCBC Titanium Rewards Card might be just what you need. Here’s what you need to know about this rewards card.
Key Features and Benefits
The OCBC Titanium Rewards Card is designed to reward you for your shopping, whether you’re shopping online or in-store. Here are some of the key features and benefits of this card:
- Earn 5 OCBC$ for every S$5 spent in Singapore Dollars
- Earn 5 OCBC$ for every S$5 spent in foreign currency
- 1 OCBC$ is worth 0.4 airline miles
- Enjoy 10 times the usual OCBC$ for every S$1 spent at selected merchants
- Get up to 120,000 bonus OCBC$ a year
With the OCBC Titanium Rewards Card, you can earn OCBC$ for every dollar you spend, which you can then redeem for cash rebates, air miles, vouchers, products or experiences. You can also enjoy exclusive discounts and privileges at selected merchants.
Eligibility and Annual Fee
To be eligible for the OCBC Titanium Rewards Card, you must be a Singaporean or Permanent Resident aged 21 years and above, and have a minimum annual income of S$30,000. The annual fee for the card is S$192.60, but it is waived for the first two years if you meet the minimum spend requirement.
Overall, the OCBC Titanium Rewards Card is a great option for those who love to shop, whether it’s online or in-store. With its generous rewards program and exclusive discounts and privileges, this card can help you save money and earn rewards on your shopping.
Earning Rewards
If you are looking to earn miles quickly, the OCBC Titanium Rewards Card can help you do just that. Here are some tips to help you maximise your mile accumulation.
Understanding MPD and OCBC$
MPD stands for miles per dollar, which is the number of miles you earn for every dollar spent. OCBC$ is the rewards currency used by the OCBC Titanium Rewards Card. One OCBC$ is worth 0.4 miles, which means that the earn rate for the OCBC Titanium Rewards Card is 0.4 mpd for both local and foreign currency spending.
Maximising Mile Accumulation
To maximise your mile accumulation, you should aim to spend in blocks of S$5. For every S$5 spent in Singapore Dollars, you can earn 5 OCBC$. Similarly, for every S$5 spent in foreign currency, you can earn 5 OCBC$. However, do note that all transactions in foreign currency will attract an FCY fee of 3.25%.
Bonus OCBC$ Categories
OCBC Titanium Rewards Card offers bonus OCBC$ categories, which allow you to earn more rewards for spending in specific categories. For example, from now till 31 March 2024, the OCBC Rewards Card is offering an upsized 6 mpd on TANGS and SHEIN. This is capped at S$1,000 per calendar month.
To summarise, if you want to maximise your mile accumulation with the OCBC Titanium Rewards Card, you should aim to spend in blocks of S$5 and take advantage of bonus OCBC$ categories. With the right strategy, you can quickly earn miles and redeem them for exciting travel rewards.
Redeeming Rewards
Once you have accumulated enough points on your OCBC Titanium Rewards Card, it’s time to redeem them for rewards. The process is easy and straightforward, and there are several options available to you.
Transfer Partners and Fees
One of the most popular ways to redeem your points is by transferring them to partner airline and hotel loyalty programmes. OCBC has nine airline and hotel partners, including KrisFlyer, Asia Miles, and Hilton Honors. The conversion rate is 25,000 OCBC$ to 10,000 KrisFlyer Miles.
It’s important to note that there is a transfer fee of $26.75 per transfer, which may be a drawback for some users. Additionally, points are only valid for two years from the date they are earned, so be sure to use them before they expire.
Vouchers and Experiences
If you prefer to use your points for non-travel-related rewards, you can choose from a variety of vouchers and experiences. OCBC offers vouchers for popular retailers like Lazada, Zalora, and Takashimaya, as well as dining vouchers for restaurants like Crystal Jade and Paradise Group.
For those who prefer experiences, there are options like spa treatments, golf lessons, and even hot air balloon rides. Keep in mind that the redemption value for vouchers and experiences may vary, so be sure to compare the value of each option before making your choice.
Overall, the OCBC Titanium Rewards Card offers a wide range of redemption options for users. Whether you prefer to transfer your points to airline and hotel loyalty programmes or redeem them for vouchers and experiences, there is something for everyone. Just be sure to keep track of your points’ validity and factor in any transfer fees before making your redemption choice.
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