If you’re looking to get the most out of your credit card expenses, OCBC Credit Card Rewards in Singapore is definitely worth exploring. With a range of credit cards on offer, you can easily find one that suits your needs and preferences. Whether you’re looking for cashback, rewards, or miles, OCBC has got you covered.
By using an OCBC credit card, you can enjoy exclusive benefits and rewards. For example, the OCBC Rewards Card lets you earn 10 OCBC$ (equivalent to a 2.78% cash rebate or 4 air miles) for every S$1 spent in certain retail categories – both online and in stores. You can then exchange your OCBC$ for cash rebates, air miles, vouchers, products, or experiences. Additionally, you can get a bonus 2% cash rebate when you purchase electronics at BEST Denki.
To maximise your rewards with every spend, it’s important to understand how the OCBC credit card rewards programme works. You can earn rewards points on your card purchases, which can then be redeemed for a variety of rewards. Depending on the card you have, you may earn more points for certain types of purchases or at specific merchants. Understanding how to redeem your rewards points is also key to getting the most out of your credit card rewards.
Key Takeaways
- OCBC Credit Card Rewards in Singapore offers a range of credit cards with benefits and rewards, including cashback, rewards, and miles.
- Maximising your rewards with every spend involves understanding how the OCBC credit card rewards programme works and how to redeem your rewards points.
- To apply for an OCBC credit card, you need to meet certain eligibility criteria and go through the application process.
Exploring OCBC Credit Card Rewards
If you’re looking for a credit card that offers great rewards in Singapore, you should definitely check out OCBC’s range of credit cards. With OCBC credit cards, you can earn OCBC$ and miles, which can be used for a variety of benefits such as cash rebates, air miles, and hotel loyalty points.
Earning OCBC$ and Miles
One of the best things about OCBC credit cards is that you can earn rewards points, called OCBC$, every time you use your card to make a purchase. These points can then be used to offset shopping costs or exchange them for new products, air miles, and hotel loyalty points.
For example, with the OCBC Rewards Card, you can earn 10x OCBC$ (equivalent to 4 air miles) per S$1 spent on eligible online and retail purchases at Apple, Shopee, H&M and more. You can also earn 10x OCBC$ (10 points or 4 Miles) for every S$1 spent on clothes, shoes, bags, department stores, kidswear, electronic gadgets, offline, locally and overseas.
If you’re looking for a credit card that offers generous rewards for everyday spending, the OCBC 365 Card is a great option. With this card, you can earn cashback simply by paying for your favourite meals, weekly grocery hauls, refuelling your car, or even a Netflix subscription.
OCBC Titanium Rewards Card Features
Another great option for earning rewards with OCBC is the Titanium Rewards Card. With this card, you can earn 5x OCBC$ (equivalent to 2 air miles) per S$1 spent on eligible transactions at select merchants, including Amazon, Lazada, Zalora, and more. You can also earn 10x OCBC$ (equivalent to 4 air miles) per S$1 spent on eligible transactions at select department stores in Singapore.
One of the unique features of the Titanium Rewards Card is that you can convert your OCBC$ to KrisFlyer miles at a rate of 1 OCBC$ to 0.4 KrisFlyer miles. This means that you can use your rewards points to book flights and other travel-related expenses through the KrisFlyer programme.
Overall, OCBC credit cards offer a great way to earn rewards in Singapore. Whether you’re looking for cashback, air miles, or other benefits, there’s an OCBC credit card that’s right for you.
Maximising Rewards with Every Spend
When it comes to credit cards, the goal is to get the most out of every dollar you spend. With an OCBC Credit Card, you can do just that. By using your card for everyday purchases, you can earn rewards that can be redeemed for cash, vouchers, products, or experiences.
Boosting Rewards on Dining and Shopping
If you enjoy dining out or shopping, you can earn more rewards with an OCBC Credit Card. With the OCBC Rewards Card, you can earn 15 OCBC$ for every S$1 spent at selected popular retailers every three months. You can also earn 10 OCBC$ for every S$1 spent in certain retail categories, both online and in stores. This is equivalent to a 2.78% cash rebate or 4 air miles.
If you prefer a card that offers rewards on dining, the OCBC 365 Credit Card may be the right choice for you. With this card, you can earn up to 6% cashback on dining, both locally and overseas. You can also earn up to 3% cashback on online shopping, groceries, and recurring bills.
Accumulating Miles on Travel and Overseas Spend
If you love to travel, you can earn miles with an OCBC Credit Card. With the OCBC Titanium Rewards Card, you can earn up to 10 OCBC$ (or 4 air miles) for every S$1 spent on clothes, shoes, bags, and department store purchases. You can also earn up to 4 OCBC$ (or 1.6 air miles) for every S$1 spent on other retail purchases.
For those who frequently travel overseas, the OCBC Voyage Card may be the right choice. With this card, you can earn 1.2 Voyage Miles for every S$1 spent locally, and 2.3 Voyage Miles for every S$1 spent overseas. You can also earn 1.6 Voyage Miles for every S$1 spent on eligible local and overseas spend.
By using your OCBC Credit Card for your everyday purchases, you can earn rewards that can be redeemed for cash, vouchers, products, or experiences. With a variety of cards to choose from, you can find the one that best suits your needs and maximises your rewards with every spend.
Understanding Reward Redemption
When it comes to credit card rewards, one of the most important aspects to understand is how to redeem your rewards points. With OCBC credit card rewards, you have a lot of flexibility and options for redeeming your points. In this section, we will cover some of the most common ways to redeem your rewards points and how to get the most out of your rewards.
Cash Rebates and Vouchers
One of the most popular ways to redeem your OCBC rewards points is for cash rebates or vouchers. With OCBC, you can exchange 3,600 OCBC$ for a S$10 cash rebate. This means that the more rewards points you earn, the more cash rebates you can get. You can also exchange your rewards points for vouchers to use at various retailers and merchants.
Conversion of Rewards to Experiences
Another great way to redeem your OCBC rewards points is by converting them into experiences. This can include things like travel, dining, and entertainment. With OCBC, you can convert your rewards points into air miles or hotel loyalty points. This allows you to get more value out of your rewards and enjoy some amazing experiences.
When it comes to redeeming your OCBC rewards points, it’s important to understand the different options available to you. By taking advantage of cash rebates, vouchers, and experiences, you can get the most out of your rewards points. Additionally, with the flexibility and loyalty points bonus offered by OCBC, you can choose the option that best suits your needs and preferences.
Eligibility and Application Process
If you are interested in applying for the OCBC Rewards Credit Card in Singapore, there are a few things you should know about the eligibility requirements and application process.
Meeting the Annual Income Requirement
To be eligible for the OCBC Rewards Credit Card, you must meet the minimum annual income requirement of S$30,000. This is a standard requirement for most credit cards in Singapore, and it ensures that you have the financial means to repay any credit card debt you may incur.
If you are a Premier Banking customer with OCBC, you may be eligible for a higher credit limit and different annual income requirements. You can contact your Premier Relationship Manager for more information on this.
Utilising MyInfo for Quick Application
OCBC offers a quick and easy online application process for their credit cards, and one way to speed up this process is by using MyInfo. MyInfo is a government-backed digital service that allows you to pre-fill your application form with your personal details, such as your NRIC number, name, and address. This can save you time and hassle, as you won’t need to manually input this information yourself.
To apply for the OCBC Rewards Credit Card using MyInfo, simply log in to your OCBC online banking account and select the “Apply for a Credit Card” option. You will then be prompted to enter your MyInfo details, and the application form will be pre-filled with your personal information. You can then review and submit your application online.
Overall, applying for the OCBC Rewards Credit Card in Singapore is a straightforward process, as long as you meet the eligibility requirements and have the necessary documentation. By using MyInfo, you can save time and make the application process even easier.
Additional Benefits and Features
As an OCBC credit cardholder in Singapore, you can enjoy a range of exclusive benefits and features that will make your shopping experience more rewarding and secure.
Exclusive Promotions and Partnerships
With an OCBC credit card, you can enjoy exclusive promotions and partnerships that offer discounts, cashback, and rewards. For example, when you use your OCBC credit card to shop at TANGS, you can enjoy up to 12% off your purchases. You can also enjoy up to 20% off when you shop at SHEIN, an online fashion retailer.
If you like to travel, you can enjoy exclusive deals at duty-free shops around the world. For example, when you use your OCBC credit card at the DFS Galleria in Singapore, you can enjoy up to 10% off your purchases.
Enhanced Security with E-commerce Protection
OCBC credit cards come with enhanced security features that protect you when you shop online. For example, you can enjoy e-commerce protection on all your online purchases, which covers you against fraudulent transactions.
With the OCBC VOYAGE card, you can also enjoy added security features such as travel insurance and emergency assistance services.
Fees and Minimum Spending
OCBC credit cards come with different fees and minimum spending requirements, depending on the type of card you have. Be sure to check the terms and conditions of your card to understand the fees and minimum spending requirements.
MCC and Rewards
OCBC credit cards offer rewards points for every dollar you spend. The rewards points can be exchanged for cash rebates, air miles, or other rewards. With the OCBC Titanium Rewards Credit Card, you can earn up to 10 times the usual OCBC$ for every dollar you spend at selected shopping MCCs/merchants, which is equivalent to 4 air miles or 2.78% cash rebate.
Bank of Singapore
OCBC credit cardholders who are also Bank of Singapore clients can enjoy additional benefits such as higher rewards points, exclusive travel privileges, and priority banking services.
In summary, an OCBC credit card in Singapore offers a range of exclusive benefits and features that can make your shopping experience more rewarding and secure. From exclusive promotions and partnerships to enhanced security features, an OCBC credit card is a must-have for anyone looking to get the most out of their shopping experience.
Frequently Asked Questions
How can I check my OCBC reward points balance?
You can check your OCBC reward points balance by logging into your OCBC online banking account. Once you have logged in, click on the “Rewards” tab, and you will be able to see your current reward points balance. Alternatively, you can also check your reward points balance on the OCBC mobile banking app.
What exciting benefits do I get with the OCBC Titanium Rewards Card?
The OCBC Titanium Rewards Card offers a wide range of exciting benefits, including 4 miles per $1 spent on eligible online and offline fashion, electronics, department store, and kids’ wear merchants in Singapore and overseas. You can also earn 4 miles per $1 spent on eligible transactions made with Apple Pay, Google Pay, and Samsung Pay. Additionally, you can enjoy exclusive discounts and privileges at over 100 participating merchants in Singapore.
How do I redeem my reward points for fabulous gifts?
You can redeem your reward points for fabulous gifts by logging into your OCBC online banking account. Once you have logged in, click on the “Rewards” tab, and you will be able to browse through the rewards catalogue. Once you have found the gift you want, simply click on “Redeem” and follow the instructions to complete the redemption process.
Which OCBC credit card offers delightful lounge access privileges?
The OCBC Voyage Card offers delightful lounge access privileges. With this card, you can enjoy unlimited access to over 1,000 airport lounges worldwide, including Priority Pass lounges, Plaza Premium lounges, and more. You can also enjoy complimentary limousine transfers to and from the airport.
What are the ways to earn reward points with my OCBC credit card?
You can earn reward points with your OCBC credit card by using it for eligible transactions. The number of reward points you earn per transaction depends on the type of card you have. For example, with the OCBC Titanium Rewards Card, you can earn 4 miles per $1 spent on eligible transactions made with Apple Pay, Google Pay, and Samsung Pay.
Can you tell me about the latest promotions available for OCBC credit card rewards?
The latest promotions available for OCBC credit card rewards vary depending on the card you have. However, you can always check the OCBC website for the latest promotions and offers. Some of the current promotions include discounts on dining, shopping, travel, and more. Make sure to check the terms and conditions of each promotion before participating.