If you are a frequent shopper, traveller, or just want to earn rewards while spending, then the DBS Woman’s World Card may be the perfect credit card for you. This credit card offers a wide range of benefits and rewards, making it a popular choice among women and men in Singapore. In this article, we will provide an overview of the DBS Woman’s World Card and its features, so you can decide if it’s the right credit card for you.
The DBS Woman’s World Card is a credit card that is specifically designed for women, but it is available to both genders. It offers a range of rewards and benefits, including 10X points for online spending, exclusive discounts on shopping, dining, and travel, and much more. The card also comes with an annual fee waiver and an attractive cashback offer. If you are a frequent traveller, you will also appreciate the card’s overseas spending rewards, which offer 3X points for every S$5 spent in foreign currency.
Overall, the DBS Woman’s World Card is a great choice for anyone looking for a credit card that offers a wide range of rewards and benefits. Whether you are a frequent shopper, traveller, or just want to earn rewards while spending, this card has something for everyone.
DBS Woman’s World Card Overview
If you’re looking for a credit card that offers great rewards and benefits, the DBS Woman’s World Card might just be the perfect fit for you. This credit card is designed for both men and women, despite its name, and comes with a range of features that make it stand out from other credit cards in Singapore.
Key Features
One of the key features of the DBS Woman’s World Card is its reward points programme. Cardholders earn 1 DBS Point for every S$5 spent in Singapore Dollars, and 3 DBS Points for every S$5 spent in foreign currency. These points can be redeemed for a range of rewards, including air miles, cashback, and more.
Additionally, the DBS Woman’s World Card offers up to 10X DBS Points (or 20 miles) per S$5 spent on online and overseas purchases, as well as up to 30% cashback on overseas deals online and in-stores. Cardholders also enjoy complimentary e-Commerce Protection for their online purchases.
Another great feature of the DBS Woman’s World Card is its annual fee waiver. The annual fee for the principal card is S$163.50, but this fee is waived for the first year. The annual fee for supplementary cards is S$81.75, and this fee is also waived for the first year.
Eligibility Criteria
To be eligible for the DBS Woman’s World Card, you must be at least 21 years old and have an annual income of S$30,000 or more if you are a Singaporean or Permanent Resident, or S$45,000 or more if you are a foreigner. If you are a Singaporean, Permanent Resident, or foreigner, you must have an annual income of S$80,000 or more to be eligible for the DBS Woman’s World Card.
In conclusion, if you’re looking for a credit card that offers great rewards and benefits, the DBS Woman’s World Card is definitely worth considering. With its attractive points programme, annual fee waiver, and range of other features, this credit card is a great choice for anyone looking to get more out of their spending.
Rewards and Benefits
As a DBS Woman’s World Cardholder, you can enjoy a plethora of rewards and benefits that cater to your lifestyle and preferences. Here are some of the perks that you can look forward to:
Rewards Points Accumulation
With the DBS Woman’s World Card, you can earn 1 DBS Point for every S$5 spent in Singapore Dollars, and 3 DBS Points for every S$5 spent in foreign currency. These DBS Points can then be redeemed for a variety of rewards, including cashback, KrisFlyer miles, Asia Miles, Qantas Points, and more.
Moreover, the DBS Woman’s World Card offers a 10X DBS Points program for online spend, making it a great option for avid online shoppers.
Exclusive Card Privileges
As a DBS Woman’s World Cardholder, you can enjoy exclusive privileges and discounts at various merchants and retailers. For instance, you can enjoy up to 50% off dining deals, spa treatments, and other lifestyle activities. Additionally, you can get up to 20% off Agoda hotel bookings and enjoy complimentary access to airport lounges worldwide.
Travel Perks
If you’re a frequent traveller, the DBS Woman’s World Card has got you covered. You can enjoy up to S$1 million travel accident insurance coverage and up to S$500,000 medical coverage when you charge your travel expenses to your card. Additionally, you can enjoy exclusive travel deals and discounts at various travel merchants, including airlines, hotels, and tour agencies.
In conclusion, the DBS Woman’s World Card is an excellent rewards and air miles credit card for ladies and men. With its attractive earn rate, 10X DBS Points program, and exclusive card privileges, you can enjoy a host of rewards and benefits that cater to your lifestyle and preferences.
Online and Overseas Spending
If you are someone who loves to shop online or frequently travels overseas, the DBS Woman’s World Card is the card for you. Let’s explore the benefits of using this card for online and overseas spending.
Online Shopping Rewards
With the DBS Woman’s World Card, you can earn up to 10X DBS Points (4 miles per S$1) on your online purchases. DBS Points will be awarded for every S$5 spent, and you can accumulate your DBS Points to redeem air miles, shopping and dining vouchers, movie discounts and more.
In addition to the rewards, you can also enjoy complimentary e-Commerce Protection on your online purchases. This protection covers you for up to S$200 per occurrence for any fraudulent or incorrect charges made on your card while shopping online.
Overseas Spend Advantages
The DBS Woman’s World Card also offers advantages for overseas spending. You can earn 3X DBS Points (1.2 miles per S$1) on your overseas purchases, which is a great way to earn rewards while travelling. You can also enjoy the convenience of using your card for transactions made overseas or through overseas-based online merchants.
It’s important to note that transactions made overseas or through overseas-based online merchants (including refunds and reversals) are subject to foreign transaction fees of up to 3.25%. This includes the bank’s administrative fees and charges imposed by the card associations (Visa/Mastercard/American Express/UnionPay).
Overall, the DBS Woman’s World Card is a great choice for those who love to shop online or frequently travel overseas. With its rewards and protection benefits, you can shop with confidence and earn rewards at the same time.
Fees and Charges
Understanding Annual Fees
The DBS Woman’s World Card comes with an annual fee of £194.40 for the principal cardholder and £97.20 for each supplementary card. However, the annual fees for the first year are waived, and subsequent years’ annual fees can be waived when you spend at least £25,000 a year.
It is important to note that the Annual Fee is charged upfront yearly on your card’s approval date. The Annual Fee amounts shown are inclusive of GST. Request for Waiver of Charges is possible, and you can refer to our table for the specific amount required to maintain the yearly membership of various Credit Cards we offer.
Transaction Charges
The DBS Woman’s World Card has a transaction fee of 8% of the amount withdrawn per transaction (minimum charge of £15). The finance charge is the prevailing interest rate of 28.5% p.a. (subject to compounding if the charges are not repaid in full) on the amount withdrawn, chargeable on a daily basis from the date of withdrawal until receipt of full payment (minimum charge of £2.50). Interest adjustment applies.
It is important to note that the interest rate is subject to change and that you should be aware of the current interest rates before making any transactions.
In addition, the DBS Woman’s World Card also offers a 0% interest instalment plan, which allows you to pay for your purchases in monthly instalments without incurring any interest charges. The instalment plan is available for up to 12 months, and you can choose to split your payments into 3, 6, or 12 monthly instalments.
In conclusion, the DBS Woman’s World Card comes with annual fees and transaction charges. However, the annual fees can be waived, and the card also offers a 0% interest instalment plan. It is important to understand the fees and charges associated with the card before making any transactions to avoid any unexpected charges.
Terms and Exclusions
When it comes to using your DBS Woman’s World Card, it’s important to understand the terms and exclusions that come with it. This section will provide you with a breakdown of what you need to know.
Spending Caps and Exclusions
It’s worth noting that there are some spending caps and exclusions that apply to your DBS Woman’s World Card. For example, there is a cap on the amount of cashback you can earn each month, which is $70. Additionally, some transactions are excluded from earning cashback, such as bill payments, betting, and dining at certain restaurants.
Eligible Transactions
To earn cashback on your DBS Woman’s World Card, you need to make eligible transactions. These include retail transactions for goods and services posted in foreign currencies (other than Singapore dollars), as well as accommodation bookings made through the World MasterCard Experience Access Program. It’s important to note that not all transactions are eligible, so it’s always a good idea to check the terms and conditions before making a purchase.
Overall, the DBS Woman’s World Card is a great choice for those looking to earn cashback on their purchases. Just be sure to keep the spending caps and exclusions in mind to make the most of your card.
Frequently Asked Questions
What fabulous benefits can one enjoy with the DBS Woman’s World Card?
The DBS Woman’s World Card is a great rewards and air miles credit card for both women and men. With this card, you can earn up to 4 miles per $1 spent on online purchases. Additionally, you can earn 1 DBS Point for every $5 spent in Singapore Dollars and 3 DBS Points for every $5 spent in foreign currencies. These DBS Points can be redeemed for air miles, cashback, Apple products, and more.
How can I maximise my rewards with the DBS Woman’s World Card promotions?
To maximise your rewards with the DBS Woman’s World Card, you can take advantage of the 10X DBS Points program for online spending. You can also enjoy Agoda staycation deals, annual fee waivers, and other promotions. Make sure to keep an eye out for exclusive promotions and offers that can help you earn more rewards.
Could you tell me if the DBS Woman’s World Card points have an expiry date?
Yes, DBS Woman’s World Card points have an expiry date of 1 year from the date they are earned. Make sure to redeem your points before they expire to avoid losing them.
What’s the minimum spend required to reap the rewards of the DBS Woman’s World Card?
There is no minimum spend required to earn rewards with the DBS Woman’s World Card. However, to earn the maximum rewards, you should aim to spend more on online purchases and foreign currencies.
Is it possible to own both the DBS Woman’s World Card and another DBS credit card simultaneously?
Yes, it is possible to own both the DBS Woman’s World Card and another DBS credit card simultaneously. However, make sure to read the terms and conditions of both cards to ensure that you are using them correctly and maximising your rewards.
How does one convert their DBS Woman’s World Card points into air miles?
You can easily convert your DBS Woman’s World Card points into air miles by logging into your DBS online banking account and selecting the “Rewards” tab. From there, you can choose to convert your points into air miles or other rewards. The conversion rate for DBS Points to air miles is 1 DBS Point to 2 air miles.
