If you’re looking for a credit card in Singapore that offers exclusive rewards and benefits, the DBS Black Card may be the perfect fit for you. This premium credit card comes with a range of financial privileges, lifestyle and travel advantages, and convenient payment solutions that can enhance your banking experience.
One of the key benefits of the DBS Black Card is that it offers seamless banking experience. You can easily manage your finances, make payments, and track your expenses through the DBS mobile app or internet banking platform. Moreover, you can enjoy up to 3.2 miles per S$1 spent on your card, making it an excellent option for frequent travellers and shopaholics.
In addition to these advantages, the DBS Black Card also offers a range of lifestyle and travel benefits, such as airport lounge access, travel insurance, and hotel discounts. Whether you’re looking to enjoy a luxurious vacation, upgrade your shopping experience, or streamline your banking needs, the DBS Black Card can offer you a range of benefits that can help you achieve your financial goals.
Key Takeaways
- The DBS Black Card offers a range of financial privileges, lifestyle and travel advantages, and convenient payment solutions.
- You can enjoy up to 3.2 miles per S$1 spent on your card, making it an excellent option for frequent travellers and shopaholics.
- The DBS Black Card also offers a range of lifestyle and travel benefits, such as airport lounge access, travel insurance, and hotel discounts.
Exclusive Rewards and Benefits
As a DBS Black Visa Cardholder, you have access to a range of exclusive rewards and benefits that make your everyday transactions even more rewarding. Here are some of the perks you can enjoy:
Unparalleled DBS Points Accumulation
Start earning rewards points from the moment you activate your DBS Black Visa Card. With every transaction you make, you earn DBS Points that can be redeemed for a variety of rewards. You earn 1 DBS Point for every $5 spent on eligible transactions, which is equivalent to 2 miles. This means that the more you spend, the more rewards points you accumulate.
Diverse Redemption Options
Redeem your DBS Points for a wide range of rewards, including shopping vouchers, travel vouchers, rebates, and more. You can also convert your DBS Points to KrisFlyer miles or Asia Miles, or use them to offset your shopping bills. The DBS Rewards Frequent Flyer Programme allows you to earn miles on your DBS Points, which you can then use to book flights and other travel-related expenses.
With the DBS Black Visa Card, you also get access to exclusive shopping promotions and cashback offers. For example, you can enjoy up to $240 cashback when you offset your purchases with DBS Points. You can also earn additional rewards when you spend with your DBS/POSB Card for extra rewards on your next trip.
In addition, the DBS Black Visa Card rewards you for your daily spend across categories including groceries, dining, health & beauty, and many more. Partner brands include Cold Storage, CS Fresh, Giant, 7-Eleven, Guardian, BreadTalk, ToastBox, Food Republic, Mandai Wildlife Reserve and many more.
Overall, the DBS Black Visa Card offers unparalleled rewards and benefits to make your everyday transactions more rewarding.
Convenient Payment Solutions
If you’re looking for a credit card that offers advanced contactless payment methods, the DBS Black Card is definitely worth considering. With Visa PayWave technology, you can simply tap your card on a contactless payment terminal to make purchases of up to $100 without the need for a signature or PIN. This makes it quick and easy to pay for your purchases, especially when you’re in a hurry.
In addition to contactless payments, the DBS Black Card also offers integration with mobile wallets such as Apple Pay, Samsung Pay and Google Pay. This means you can easily add your card to your mobile wallet and use it to make contactless purchases with your phone. This is not only convenient, but it also adds an extra layer of security to your purchases.
When it comes to local Visa contactless purchases, the DBS Black Card has you covered. You can use your card to make contactless purchases at any merchant that accepts Visa PayWave payments. This means you can use your card to pay for your groceries, meals, and other purchases without having to swipe or insert your card.
The DBS Black Card is also a great choice if you’re looking for a mobile wallet that offers contactless payment methods. You can use your card to make contactless payments with your phone at any merchant that accepts mobile wallet payments. This makes it easy to pay for your purchases without having to carry your card with you.
Overall, the DBS Black Card offers a range of convenient payment solutions that make it easy to pay for your purchases. Whether you prefer to use your card or your phone to make payments, the DBS Black Card has you covered. With advanced contactless payment methods and integration with mobile wallets, this card is a great choice for anyone who wants to make their purchases quickly and securely.
Financial Privileges
If you’re looking for a credit card that offers attractive fee structures and exclusive cardholder offers, then the DBS Black Card is the right choice for you. Here are some of the financial privileges that come with this card:
Attractive Fee Structures
The DBS Black Card offers a competitive annual fee of $192.60, which is waived for the first year. This means that you can enjoy all the benefits of the card without having to pay any fees for the first year. Additionally, the card has a 0% interest rate on balance transfers for the first 6 months, making it an excellent option if you’re looking to consolidate your debts.
Exclusive Cardholder Offers
As a DBS Black Cardholder, you’ll have access to a range of exclusive offers and promotions. For example, you can enjoy up to 50% off dining at selected restaurants, and up to 10% off hotel bookings. You’ll also receive complimentary travel insurance coverage of up to $1 million when you charge your travel expenses to your DBS Black Card.
Eligibility and Applications
To be eligible for the DBS Black Card, you must have a minimum income of $120,000 per annum. You can apply for the card online or at any DBS branch. The processing fee for the card is $100, and the annual fee is waived for the first year.
Terms and Conditions
It’s important to note that the DBS Black Card is subject to terms and conditions. You should read these carefully before applying for the card to ensure that you understand all the fees, charges, and benefits associated with it.
Foreign Currency Transaction Fee
If you use your DBS Black Card to make transactions in foreign currencies, you’ll be charged a fee of 2.8% of the transaction amount. This is a standard fee for most credit cards, so it’s important to keep this in mind when using your card overseas.
Late Payment Fee
If you fail to make your minimum payment by the due date, you’ll be charged a late payment fee of $100. It’s important to make your payments on time to avoid these fees and to maintain a good credit score.
Overall, the DBS Black Card offers a range of financial privileges that make it an excellent choice for those looking for an exclusive credit card. With attractive fee structures and exclusive cardholder offers, it’s a card that can help you save money and enjoy a range of benefits.
Lifestyle and Travel Advantages
If you are looking for a credit card that offers a suite of lifestyle privileges and rewards, the DBS Black Card is worth considering. Not only does it offer rewards for everyday purchases, but it also provides a range of lifestyle and travel benefits that can help you save money and enhance your experiences.
Shopping and Entertainment Rewards
One of the key benefits of the DBS Black Card is the shopping and entertainment rewards that it provides. You can earn 1.2 miles per S$1 spent on local Visa contactless purchases, and 0.4 miles on other purchases. This means that you can earn rewards points quickly and easily, whether you are shopping online or in-store.
In addition to rewards points, the DBS Black Card also offers a range of shopping and entertainment discounts and privileges. For example, you can enjoy up to 50% off at Golden Village cinemas, and 10% off retail purchases at Esso and SPC petrol stations. These discounts can help you save money on everyday expenses, and make it easier to enjoy your favourite activities.
Travel Perks and Partnerships
If you love to travel, the DBS Black Card is an excellent choice. It offers a range of travel perks and partnerships that can help you save money and enhance your experiences. For example, you can enjoy up to 50% off at over 50 hotels and resorts worldwide, and earn up to 3 miles per S$1 spent on travel bookings made through the DBS Travel Marketplace.
In addition to these benefits, the DBS Black Card also provides a range of travel insurance coverage, including travel accident insurance, travel inconvenience insurance, and travel medical insurance. This means that you can travel with peace of mind, knowing that you are protected against a range of unexpected events.
Overall, the DBS Black Card is an excellent choice for anyone looking for a credit card that offers a range of lifestyle and travel benefits. Whether you are looking to save money on everyday expenses, or enhance your travel experiences, the DBS Black Card has something to offer.
Seamless Banking Experience
When it comes to banking, convenience is key. The DBS Black Card offers a seamless banking experience that is tailored to your needs. From effortless application process to dedicated customer support, DBS has got you covered.
Effortless Application Process
Applying for a DBS Black Card is easy and straightforward. You can do it online through the DBS website or by visiting any of their branches. The application process is quick, and you can expect to receive your card in just a few working days.
Dedicated Customer Support
DBS understands the importance of good customer service. That’s why they have a dedicated team of customer support professionals who are available to help you with any questions or concerns you may have. You can reach them via phone, email, or online chat.
Whether you need help with activation, bill payments, or overseas transactions, the DBS customer support team is always ready to assist you. They are committed to providing you with the best possible banking experience and ensuring that all your needs are met.
In conclusion, the DBS Black Card offers a seamless banking experience that is unmatched in Singapore. With its effortless application process and dedicated customer support, you can rest assured that your banking needs are in good hands.
Frequently Asked Questions
What exclusive perks come with owning a DBS Black Card?
Owning a DBS Black Card comes with a host of exclusive perks that make it one of the most sought-after credit cards in Singapore. You get access to a range of benefits such as complimentary travel insurance, airport lounge access, and discounts on dining and shopping. With a DBS Black Card, you can also enjoy exclusive deals and discounts on travel, entertainment, and lifestyle experiences.
How can one become eligible for the prestigious DBS Black Elite Card?
To become eligible for the DBS Black Elite Card, you need to have a minimum annual income of $500,000 or a minimum of $1,000,000 in assets under management with DBS. The DBS Black Elite Card comes with a range of exclusive benefits such as 24/7 concierge service, access to exclusive events, and complimentary airport limousine transfers.
What are the standout features of the DBS Black Debit Card compared to other debit cards?
The DBS Black Debit Card is a premium debit card that comes with a range of standout features such as 5% cashback on contactless payments, unlimited access to over 200 airport lounges worldwide, and exclusive deals and discounts on dining, shopping, and travel. The DBS Black Debit Card also comes with complimentary travel insurance and purchase protection.
In what ways does the DBS Vantage Card enhance your spending experience?
The DBS Vantage Card is designed to enhance your spending experience with a range of features such as up to 3% cashback on online and overseas spending, up to 2% cashback on local spending, and up to 1.2% p.a. bonus interest on your savings account. With the DBS Vantage Card, you can also enjoy exclusive deals and discounts on dining, shopping, and travel.
How does the DBS Black Card’s rewards programme compare to that of the OCBC Black Card?
The DBS Black Card’s rewards programme is one of the best in Singapore, offering up to 3X DBS Points on local and overseas spending. You can redeem your DBS Points for a range of rewards such as air miles, shopping vouchers, and cash rebates. The OCBC Black Card’s rewards programme is also competitive, offering up to 1.6 miles per $1 spent on local and overseas spending.
Are there any unique travel benefits associated with the DBS Black Card?
Yes, the DBS Black Card comes with a range of unique travel benefits such as complimentary travel insurance, airport lounge access, and exclusive deals and discounts on travel. With the DBS Black Card, you can also enjoy up to 12% off hotel bookings and up to 10% off car rentals.