If you’re a frequent credit card user in Singapore, you’re probably aware of the many cashback options available. However, with so many different credit cards to choose from, it can be difficult to know which one is right for you. One of the most popular cashback credit cards in Singapore is the DBS Live Fresh Card, which offers up to 10% cashback on a variety of spending categories.
When it comes to cashback credit cards, the DBS Live Fresh Card is one of the most versatile options on the market. With 5% cashback on online and Visa contactless spend, as well as an additional 5% green cashback on selected eco-eateries, retailers, and transport services, you can earn cashback on a wide range of purchases. Plus, you’ll also get 0.3% cashback on all other spend, making it a great all-around credit card.
If you’re looking to maximize your cashback rewards, the DBS Live Fresh Card is definitely worth considering. By taking advantage of the exclusive benefits offered for specific spending categories, such as dining, entertainment, and travel, you can earn even more cashback on your purchases. Plus, with a range of other features and benefits, such as complimentary travel insurance and access to exclusive events and promotions, it’s easy to see why the DBS Live Fresh Card is such a popular choice among credit card users in Singapore.
Key Takeaways
- The DBS Live Fresh Card is a versatile cashback credit card that offers up to 10% cashback on a variety of spending categories.
- By taking advantage of the exclusive benefits offered for specific spending categories, you can maximize your cashback rewards.
- With a range of other features and benefits, such as complimentary travel insurance and access to exclusive events and promotions, the DBS Live Fresh Card is a popular choice among credit card users in Singapore.
DBS Credit Card Cashback Overview
If you are looking for a credit card that rewards you for your spending, DBS credit cards are worth considering. With a range of rewards credit cards to choose from, you can earn cashback on your everyday purchases.
Understanding Cashback Rewards
Cashback rewards are a great way to earn money back on your credit card spending. When you use your DBS credit card, you can earn cashback on a variety of purchases, including dining, shopping, and travel. The amount of cashback you can earn varies depending on the card you choose.
Key Features of DBS Credit Cards
DBS offers a range of credit cards with different features and benefits. Some popular options include the DBS Live Fresh Card, DBS Woman’s World Card, and DBS Altitude Visa. Here are some key features of these cards:
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DBS Live Fresh Card: Earn up to 5% cashback on online and Visa contactless spend, plus an extra 5% green cashback on selected eco-eateries, retailers, and transport services. You can also earn 0.3% cashback on all other spend.
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DBS Woman’s World Card: Earn up to 10X DBS Points (or 20 miles) per $5 spent on online purchases, and up to 3X DBS Points (or 6 miles) per $5 spent on overseas purchases. You can also enjoy exclusive perks and privileges with this card.
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DBS Altitude Visa: Earn up to 3 miles per $1 spent on online flight and hotel transactions, and up to 1.2 miles per $1 spent on all other transactions. You can also enjoy complimentary travel insurance and airport lounge access.
Overall, DBS credit cards offer a range of benefits and rewards that can help you save money on your everyday spending. Whether you are looking for cashback rewards or travel perks, there is a DBS credit card that can meet your needs.
Maximising Cashback with DBS Live Fresh Card
If you’re looking for a credit card that rewards you for your eco-friendly shopping habits, the DBS Live Fresh Card may be the perfect fit. With this card, you can earn up to 10% cashback on your purchases. Here are some tips on how to maximise your cashback rewards with the DBS Live Fresh Card.
Eco-Friendly Shopping Rewards
One of the unique features of the DBS Live Fresh Card is the Green Cashback programme. This rewards you with an additional 5% cashback when you spend at selected eco-friendly merchants. These merchants are carefully selected to promote sustainable and environmentally-friendly practices.
To maximise your Green Cashback rewards, look out for participating merchants when you shop. You can find a list of these merchants on the DBS website. Some examples of these merchants include food and beverage outlets that use biodegradable packaging, retailers that sell eco-friendly products, and transport services that use electric vehicles.
Online and Contactless Spend Bonuses
The DBS Live Fresh Card also rewards you with 5% cashback on online and Visa contactless spend. This means that you can earn cashback when you shop online or make contactless payments with your card. To qualify for this bonus, you need to spend a minimum of $600 in a calendar month.
To maximise your online and contactless spend rewards, use your DBS Live Fresh Card for all your online shopping and contactless payments. This includes purchases made on e-commerce platforms, food delivery services, and transport services that accept contactless payments.
By following these tips, you can maximise your cashback rewards with the DBS Live Fresh Card. Remember to always check the terms and conditions of the card to ensure that you are eligible for the rewards. With a little effort, you can earn cashback while supporting eco-friendly practices.
Exclusive Benefits for Specific Spending Categories
If you are looking for a credit card that rewards you for specific spending categories, then the DBS Cashback credit cards are perfect for you. Here are some of the exclusive benefits that you can enjoy for specific spending categories:
Dining and Overseas Transactions
If you are a foodie who loves to dine out or travel overseas, then the DBS Altitude Visa Signature Card is perfect for you. You can earn up to 3 miles per $1 spent on dining and overseas transactions. With this card, you can also enjoy up to 50% off at selected restaurants in Singapore.
Online Shopping Perks
If you love to shop online, then the DBS Live Fresh Card is perfect for you. You can earn up to 5% cashback on online transactions, including Taobao and Shopee. With this card, you can also enjoy up to 10% off at selected online merchants.
Additional Savings on Everyday Essentials
If you want to save on your everyday essentials, then the DBS Visa Platinum Card is perfect for you. You can earn up to 5% cashback on your grocery shopping at Sheng Siong. With this card, you can also enjoy up to 20.1% off on your telco bills and up to 21% off on fuel spending at Esso.
With these exclusive benefits, you can enjoy more savings on your specific spending categories. Apply for a DBS Cashback credit card today and start earning rewards for your spending!
Understanding the Fine Print
When it comes to credit cards, it’s important to read the fine print. The terms and conditions can be overwhelming, but taking the time to understand them can help you make the most of your credit card rewards. Here are some key things to keep in mind when it comes to understanding the fine print of your DBS cashback credit card.
Meeting Minimum Spend Requirements
One thing to keep in mind when it comes to earning cashback rewards on your DBS credit card is that you may need to meet minimum spend requirements. For example, some cards may require that you spend a minimum of S$600 per month in order to earn cashback rewards. It’s important to understand these requirements so that you can plan your spending accordingly.
Cashback Caps and Limitations
Another thing to keep in mind when it comes to cashback rewards on your DBS credit card is that there may be caps or limitations on how much you can earn. For example, some cards may have a cashback cap of S$20 per calendar month. It’s important to understand these limitations so that you can make the most of your rewards without exceeding any caps.
To make things easier, DBS has made it possible for you to view your cashback balance and track your spending through their online banking portal. By keeping an eye on your spending and your cashback rewards, you can make sure that you’re getting the most out of your DBS cashback credit card.
In conclusion, understanding the fine print of your DBS cashback credit card is essential if you want to make the most of your rewards. By familiarising yourself with the minimum spend requirements, cashback caps, and other terms and conditions, you can ensure that you’re getting the most out of your credit card.
How to Apply for Your DBS Credit Card
If you’re a young working adult looking to get your first credit card, a DBS credit card might be the perfect fit for you. With a variety of cards to choose from, each with its own set of benefits, you’re sure to find one that suits your needs.
Application Process and Eligibility
To apply for a DBS credit card, you can either log in to your DBS iBanking account or visit the DBS website. If you’re an existing DBS banking or credit card customer, logging in to your DBS iBanking account is the quickest and easiest way to apply.
Once you’ve logged in, select the credit card you’re interested in and click “Apply Now”. You’ll be asked to submit an application via Singpass MyInfo. Make sure you have your Singpass login details handy before you begin.
If you’re not an existing DBS customer, you’ll need to meet the eligibility requirements before you can apply for a credit card. These requirements include being at least 21 years old and having a minimum annual income of $30,000.
To complete your application, you’ll need to provide some personal information, such as your NRIC or passport number, as well as your employment and income details. You may also be asked to provide supporting documents, such as your latest payslip or income tax statement.
Once you’ve submitted your application, you’ll receive a confirmation email from DBS. Your application will then be processed, and you’ll be notified of the outcome within a few days.
If you’re approved for a DBS credit card, you’ll be able to enjoy a range of benefits, including cashback on your purchases, fee waivers, and more. And if you ever need to waive your credit card or cashline fees, you can do so easily by logging in to your DBS iBanking account or using the DBS chatbot.
So why wait? Apply for your DBS credit card today and start enjoying the benefits of cashback and fee waivers!
Frequently Asked Questions
How can I qualify for the £300 promotion with a DBS credit card?
To qualify for the £300 promotion with a DBS credit card, you must be a new DBS credit cardholder and apply for a DBS credit card during the promotional period. You must also spend a minimum of £2,000 within the first 60 days of card approval to be eligible for the promotion. Please note that terms and conditions apply, so be sure to read them carefully before applying.
What are the latest cashback offers available for DBS credit cards?
DBS credit cards offer a range of cashback offers, including unlimited 0.3% base cashback on all eligible spend, up to 5% cashback on Contactless and Online Spend, and up to 2.2 miles or 2.2% cashback per £1 spend. Be sure to check the DBS website for the latest cashback offers available for your DBS credit card.
How does the DBS Live Fresh Card reward me with cashback?
The DBS Live Fresh Card rewards you with cashback when you make eligible spend. You can earn unlimited 0.3% base cashback on all eligible spend, up to 5% cashback on Contactless and Online Spend, and up to 10% cashback on Online Spend when you participate in DBS promotions. Please note that terms and conditions apply, so be sure to read them carefully before participating.
What are the exclusive benefits of the DBS Platinum credit card?
The DBS Platinum credit card offers a range of exclusive benefits, including up to 10% cashback on Online Spend, up to 3 miles per £1 spent on overseas spend, and exclusive dining and travel privileges. You can also enjoy access to over 1,000 airport lounges worldwide with the Priority Pass™ programme. Be sure to check the DBS website for the latest exclusive benefits available for your DBS Platinum credit card.
In what ways can I redeem my cashback with DBS?
You can redeem your cashback with DBS in a variety of ways, including offsetting your credit card bill, converting your cashback into KrisFlyer miles, or donating your cashback to charity. Please note that terms and conditions apply, so be sure to read them carefully before redeeming your cashback.
What is the ‘green cashback’ feature offered by DBS?
The ‘green cashback’ feature offered by DBS rewards you with an extra 5% cashback on Sustainable Spend when you make eligible spend at sustainable merchants. Sustainable merchants include those that sell environmentally friendly products, use renewable energy, or have sustainable business practices. Please note that terms and conditions apply, so be sure to read them carefully before participating.