Introduction
Are you looking for a credit card that caters specifically to the needs of women? If so, you might want to consider the DBS Woman’s Card. This credit card is designed to provide women with exclusive benefits and features, making it an ideal choice for those who want to enjoy rewards and perks tailored to their lifestyle.
DBS Woman’s Card Overview
The DBS Woman’s Card is a credit card designed for women who live in Singapore. It offers a variety of benefits and features that cater specifically to the needs of women, including discounts on shopping, dining, and travel. The card also provides a range of exclusive benefits, such as complimentary travel insurance and access to airport lounges.
Exclusive Benefits and Features
One of the most significant benefits of the DBS Woman’s Card is the 10X rewards points program. This program allows you to earn 10X rewards points for every $5 spent on online purchases, making it an excellent choice for those who enjoy shopping online. Additionally, the card comes with a range of other exclusive benefits, including discounts on shopping, dining, and travel, making it a great choice for women who enjoy the finer things in life.
Key Takeaways
- The DBS Woman’s Card is a credit card designed specifically for women who live in Singapore.
- The card provides a range of exclusive benefits and features, including discounts on shopping, dining, and travel, as well as access to airport lounges and complimentary travel insurance.
- The 10X rewards points program is one of the most significant benefits of the DBS Woman’s Card, allowing you to earn 10X rewards points for every $5 spent on online purchases.
DBS Woman’s Card Overview
If you are a woman living in Singapore, the DBS Woman’s Card is a credit card that you might want to consider. This credit card is issued by DBS, a reputable financial institution in Singapore that provides a wide range of financial services to its customers.
The DBS Woman’s Card is an entry-level credit card that is ideal for women who want to earn rewards while shopping. With this credit card, you can earn DBS points for every dollar you spend, which you can then redeem for cashback, vouchers, and other rewards.
One of the key benefits of the DBS Woman’s Card is that it offers a generous earn rate of 5 DBS points (2 miles per $1) for every $5 spent on online purchases. You can also earn 1 DBS point (0.4 miles per $1) for every $5 spent on other purchases. The DBS Woman’s Card also comes with e-commerce protection for online purchases, which is a great feature for women who love to shop online.
If you are looking for a credit card that offers even more rewards, you might want to consider the DBS Woman’s World Card. This credit card offers an earn rate of up to 10 DBS points (4 miles per $1) for every $5 spent on online purchases, as well as up to 3 DBS points (1.2 miles per $1) for every $5 spent on other purchases.
Overall, the DBS Woman’s Card is a great credit card for women who want to earn rewards while shopping. With its generous earn rate and e-commerce protection, it is a great choice for women who love to shop online.
Exclusive Benefits and Features
If you are a woman who loves shopping, beauty, and travel, then the DBS Woman’s Card is the perfect credit card for you. Here are some of its exclusive benefits and features:
Rewards and DBS Points
With the DBS Woman’s Card, you can earn up to 10X DBS Points (4 mpd) on your online spend, including shopping, travel, and beauty purchases. These DBS Points can be redeemed for a range of rewards, including cashback, vouchers, and exclusive products. Plus, if you are a KrisFlyer member, you can convert your DBS Points into KrisFlyer miles and enjoy free flights and upgrades.
Shopping Perks
The DBS Woman’s Card also offers a range of shopping perks, including exclusive discounts, deals, and privileges at leading retailers and brands. You can enjoy up to 50% off on dining, shopping, and entertainment, and access to exclusive events and promotions. Plus, you can earn additional DBS Points when you shop at participating merchants.
Travel Advantages
If you love to travel, the DBS Woman’s Card has got you covered. You can enjoy exclusive travel privileges, including discounts on flights, hotels, and travel packages, and access to airport lounges and concierge services. Plus, you can earn extra DBS Points when you book your travel with the DBS Woman’s Card.
In conclusion, the DBS Woman’s Card is a great credit card for women who want to enjoy exclusive benefits and features, including rewards points, shopping perks, and travel advantages. With its range of privileges and discounts, you can save money and enjoy the things you love. So, why wait? Apply for the DBS Woman’s Card today and start enjoying the benefits.
Earning Rewards
As a DBS Woman’s Cardholder, you can earn rewards points for every dollar you spend. Here are the details of how you can earn rewards points:
Local and Overseas Spend
For every S$5 spent in Singapore Dollars, you can earn 1 DBS Point. If you make overseas purchases, you can earn 3 DBS Points for every S$5 spent. These points can be redeemed for cash credits, shopping vouchers, and more.
Online Shopping Rewards
If you love shopping online, you’ll be happy to know that you can earn rewards points for your online purchases. You can earn up to 10X DBS Points for every S$5 spent on eligible online transactions. This includes shopping on popular websites like foodpanda and Booking.com.
Dining and Lifestyle
You can also earn rewards points when you dine out or indulge in lifestyle activities. You can earn up to 10X DBS Points for every S$5 spent on eligible dining and lifestyle transactions. This includes dining at your favourite restaurants, booking spa treatments, and more.
Remember, to be eligible for rewards points, you must spend a minimum of S$500 per month on your DBS Woman’s Card. Also, make sure to keep track of your eligible spend to ensure that you receive the correct amount of rewards points.
With the DBS Woman’s Card, you can earn rewards points on all your favourite activities and purchases. So, start swiping your card and earning rewards today!
Understanding Fees and Charges
As a savvy shopper, you’re always looking for ways to save money. When it comes to credit cards, fees and charges can quickly add up, which is why it’s important to understand the costs associated with the DBS Woman’s Card. Here’s what you need to know:
Annual Fee and Waivers
The annual fee for the DBS Woman’s Card is S$163.50 for the principal card and S$81.75 for each supplementary card, inclusive of GST. However, the good news is that the first-year annual fee is waived, which means you can start enjoying the benefits of the card without any upfront costs.
In addition, you can also enjoy subsequent annual fee waivers by spending at least S$25,000 a year on your card. This is a great way to save money and make the most of your spending.
Interest Rates and Other Charges
It’s important to keep in mind that the DBS Woman’s Card is a credit card, which means that you’ll be charged interest on any outstanding balances. The interest rate for the card is 26.80% per annum, which is in line with other credit cards in Singapore.
In addition to interest charges, there are also other fees and charges associated with the card, such as late payment fees and cash advance fees. It’s important to familiarise yourself with these charges to avoid any surprises on your bill.
Overall, the DBS Woman’s Card is a great option for women who love to shop and want to earn rewards on their spending. By understanding the fees and charges associated with the card, you can make informed decisions about how to use it and save money in the process.
Eligibility and Application
If you’re a woman looking for a credit card in Singapore, the DBS Woman’s Card could be the perfect fit for you. Here’s what you need to know about eligibility and the application process.
Application Process
To apply for the DBS Woman’s Card, you can do so easily through the DBS digibank app. Simply log in, select “More,” then “Apply,” and finally “Cards.” From there, follow the instructions to complete your application. Alternatively, you can apply online through the DBS website.
Income and Age Requirements
To be eligible for the DBS Woman’s Card, you must be between the ages of 21 and 70 years old. Additionally, you must have a minimum gross annual income of S$30,000 if you’re a Singaporean or S$45,000 if you’re a foreigner.
It’s important to note that other eligibility requirements may apply, and you should review the terms and conditions before applying. Keep in mind that while the DBS Woman’s Card is designed with women in mind, it’s available to anyone who meets the eligibility requirements.
Overall, the DBS Woman’s Card is a great option if you’re looking for a credit card with benefits tailored to women. With its easy application process and income and age requirements, it’s a convenient and accessible choice for many.
Using Your Card Wisely
When it comes to using your DBS Women Card, there are a few things to keep in mind to maximize your rewards and manage your expenses. Here are some tips to help you make the most of your card.
Maximising Rewards
One of the best things about the DBS Women Card is the rewards you can earn. Depending on the type of card you have, you can earn cashback or miles on your purchases. To maximize your rewards, consider using your card for all your daily expenses, including groceries, dining out, and entertainment.
If you have a DBS Women’s World Card, you can earn up to 4 miles per $1 spent on your purchases. To earn the most miles, consider using your card for online transactions, as you can earn up to 5 DBS Points (2 miles per $1) on every $5 spent. You can also earn 1 DBS Point (0.4 miles per $1) for every $5 spent on other purchases.
To make the most of your rewards, keep an eye out for promotions and promo codes that can help you earn even more points or miles. You can also use your card with Apple Pay or Google Pay to earn more rewards.
Managing Card Expenses
While earning rewards is great, it’s also important to manage your expenses and avoid overspending. To keep track of your expenses, consider setting a budget for each category, such as groceries, dining out, and entertainment.
You can also keep an eye on your expenses by checking your card statement regularly. This will help you track your spending and identify any areas where you may need to cut back.
Another way to manage your expenses is to take advantage of the base rate offered by your card. For example, the DBS Women’s World Card offers a base rate of 0.4 miles per $1 spent on local transactions. By using your card for everyday expenses, you can earn rewards while also keeping your expenses in check.
Finally, be aware of any points expiry dates for your card. Make sure to redeem your points before they expire to avoid losing them.
By following these tips, you can make the most of your DBS Women Card while also managing your expenses responsibly.
Frequently Asked Questions
What fabulous perks come with the DBS Woman’s Card?
The DBS Woman’s Card offers a wide range of perks to its cardholders. With this card, you can enjoy exclusive discounts and privileges at various merchants, such as dining, shopping, and wellness outlets. Additionally, you can earn rewards points for every dollar you spend, which you can redeem for exciting rewards.
How does one revel in the DBS Woman’s World Card promotions?
The DBS Woman’s World Card promotions are designed to offer you the best deals and discounts on various products and services. To enjoy these promotions, you need to keep an eye on the latest offers and deals available on the DBS website or mobile app. You can also subscribe to their newsletter to get updates on the latest promotions.
Could you share insights on the DBS Woman’s Card rewards system?
The DBS Woman’s Card rewards system is simple and easy to understand. You can earn 1 reward point for every dollar you spend on your card. These reward points can be redeemed for exciting rewards, such as shopping vouchers, dining vouchers, and air miles.
What are the terms and conditions that apply to the DBS Woman’s World Card?
The terms and conditions that apply to the DBS Woman’s World Card are available on the DBS website or mobile app. These terms and conditions cover various aspects of the card, such as fees and charges, rewards program, and promotions. It is important to read and understand these terms and conditions before applying for the card.
Is there a minimum spend required to enjoy the benefits of the DBS Woman’s World Card?
Yes, there is a minimum spend required to enjoy the benefits of the DBS Woman’s World Card. The minimum spend varies depending on the promotion or offer. It is important to check the terms and conditions of each promotion or offer to know the minimum spend required.
How can I gleefully convert my DBS Woman’s Card points into miles?
You can easily convert your DBS Woman’s Card points into miles by logging in to your DBS online banking account and selecting the option to convert your points. The conversion rate varies depending on the airline partner. It is important to check the conversion rate before converting your points.