Are you looking for a credit card that rewards you for your daily transactions? The HSBC Revolution Credit Card Singapore might be the perfect fit for you. This rewards credit card allows you to earn 10X Points on dining, travel, online, and contactless Visa PayWave and Apple Pay purchases. Plus, with no annual fees, attractive online rewards redemption catalogue, and travel insurance, this card offers great value for your money.
With the HSBC Revolution Credit Card Singapore, you can earn up to 10X Reward points on online and contactless spending. This is equivalent to 4 miles or 2.5% cashback for every dollar you spend. The bonus earn rate is capped at S$1,000 spend per calendar month, but all other spend will still earn 0.4 mpd. This makes it easy to earn rewards on your daily transactions, whether you’re dining out, shopping online, or taking a Grab ride.
If you’re looking for a rewards credit card that offers great value and flexibility, the HSBC Revolution Credit Card Singapore is definitely worth considering. With its attractive rewards program, no annual fees, and travel perks and insurance, this card is perfect for anyone looking to maximise their credit card benefits.
Key Features and Benefits
If you are looking for a credit card that rewards you for your spending, the HSBC Revolution Credit Card is a great option to consider. Here are some of the key features and benefits that make this card a popular choice among Singaporeans.
Reward Points System
With the HSBC Revolution Credit Card, you can earn 10x Reward Points on dining, travel, online, and contactless Visa PayWave and Apple Pay purchases. For other spending, you earn 1x Reward Point per dollar spent. These Reward Points can be redeemed for a wide range of rewards, including shopping vouchers, air miles, and cash rebates.
Cashback Opportunities
In addition to Reward Points, the HSBC Revolution Credit Card also offers cashback opportunities. New-to-bank customers can enjoy S$150 cashback when they charge a minimum of S$1,000 to the card within the first month of approval. On top of that, you can also earn 2.5% cashback on your recurring bills when you set up a recurring payment arrangement with the card.
No Annual Fee
The HSBC Revolution Credit Card is a great option for those who want to enjoy the benefits of a rewards credit card without having to pay an annual fee. With no annual fee, you can earn Reward Points and cashback without worrying about additional costs.
Overall, the HSBC Revolution Credit Card is a great option for those who want to earn rewards and cashback on their spending without having to pay an annual fee. With 10x Reward Points on dining, travel, online, and contactless Visa PayWave and Apple Pay purchases, as well as cashback opportunities and no annual fee, this card is definitely worth considering.
Eligibility and Fees
Income Requirements
To be eligible for the HSBC Revolution Credit Card in Singapore, you must meet certain income requirements. As a Singaporean, you must have an annual income of at least $30,000, while foreigners must have an annual income of at least $40,000. If you are self-employed, you must have an annual income of at least $40,000.
Fee Structure
The HSBC Revolution Credit Card in Singapore has no annual fee, making it a great option for those looking to save money on credit card fees. However, there are other fees that you should be aware of. For instance, the overlimit fee is $40, while the late payment fee is $55. Additionally, the cash advance transaction fee is 6% of the amount withdrawn or $15, whichever is greater.
To avoid these fees, it is important to read and understand the terms and conditions of the card. You should also ensure that you make your payments on time and do not exceed your credit limit.
Overall, the HSBC Revolution Credit Card in Singapore is a great option for those looking to earn rewards on their everyday spending without having to pay an annual fee. Just make sure to meet the income requirements and understand the fee structure before applying for approval.
Using Your Card for Daily Transactions
When it comes to using your HSBC Revolution Credit Card for daily transactions, you’ll be pleased to know that it offers a range of benefits and rewards. Here are some of the ways you can make the most of your card:
Dining and Entertainment
Whether you’re dining out with friends or enjoying a night at the theatre, your HSBC Revolution Credit Card can help you earn rewards. You can earn 10X Reward points (4 mpd) for dining and entertainment transactions made online or offline. So, the next time you’re planning a night out, make sure to use your card to earn rewards.
Shopping and Online Purchases
If you’re a fan of online shopping or enjoy hitting the shops, your HSBC Revolution Credit Card can help you earn rewards. You can earn 10X Reward points (4 mpd) for online transactions made on food delivery, groceries, online shopping and travel. So, whether you’re booking a holiday or ordering your weekly groceries online, use your card to earn rewards.
Groceries and Transport
Your HSBC Revolution Credit Card can also help you earn rewards when you’re doing your weekly grocery shopping or using public transport. You can earn 10X Reward points (4 mpd) for contactless spending, through Visa PayWave, Apple Pay, and Google Pay. You can also earn 1X Reward point (0.4 mpd) for all other spending.
When it comes to using your card for transport, you can enjoy a range of benefits. For example, you can enjoy savings of up to 17% on fuel purchases when you use your HSBC Premier MasterCard or HSBC Visa Platinum Credit Card. Other HSBC Credit Cards, such as the HSBC Revolution, Advance and Infinite Credit Cards, also offer savings of up to 14%.
In conclusion, the HSBC Revolution Credit Card is a great choice for anyone looking to earn rewards on their daily transactions. With benefits for dining, entertainment, shopping, online purchases, groceries, and transport, you can earn rewards no matter what you’re spending your money on. So, make sure to use your card for all your daily transactions and start earning rewards today.
Travel Perks and Insurance
If you’re a frequent traveler, the HSBC Revolution Credit Card Singapore has some great travel perks and insurance that can make your trips more enjoyable and secure. Here are some of the benefits you can enjoy:
Travel Rewards
With the HSBC Revolution Credit Card, you can earn 10X Reward points for every $1 spent on travel bookings, dining, online shopping and contactless payments. This means that you can earn air miles quickly and redeem them for flights, hotels and other travel expenses.