Applying for a supplementary card from DBS in Singapore can be a great way to share rewards with family members or friends. With a supplementary card, you can earn points on your purchases that can be redeemed for various benefits, including cashback, vouchers, and more. However, there are some eligibility requirements and application processes that you need to be aware of before applying for a supplementary card.
To apply for a DBS Supplementary Card, you need to meet the eligibility criteria, which includes being at least 18 years old and having a DBS/POSB credit card. The application process involves completing and mailing back the application form with the required documents, such as NRIC or passport copies, depending on your residency status. It’s important to understand the fees and charges associated with the supplementary card, such as annual fees, interest rates, and late payment fees, before submitting your application.
If you’re interested in applying for a DBS Supplementary Card, this article will guide you through the eligibility and application process, as well as the benefits and fees associated with the card. You’ll also learn some online application tips and what to expect after submitting your application. With this information, you can make an informed decision about whether a DBS Supplementary Card is right for you.
Key Takeaways
- To apply for a DBS Supplementary Card, you need to meet the eligibility criteria, which includes being at least 18 years old and having a DBS/POSB credit card.
- The application process involves completing and mailing back the application form with the required documents, such as NRIC or passport copies, depending on your residency status.
- Before submitting your application, it’s important to understand the fees and charges associated with the supplementary card, such as annual fees, interest rates, and late payment fees.
Eligibility and Application Process
Understanding Eligibility Criteria
Before applying for a supplementary card with DBS Singapore, you need to understand the eligibility criteria. To be eligible for a supplementary card, you must be at least 18 years old and have a DBS/POSB credit card. Both Singaporeans and foreigners with a valid passport or NRIC can apply for a supplementary card. However, permanent residents must also provide proof of residential address.
The income requirement for a supplementary card is not specified. However, it is recommended that you have a stable income to ensure that you can meet the payment obligations.
Step-by-Step Application Guide
The application process for a supplementary card with DBS Singapore is straightforward and can be done online or via mail. Here is a step-by-step guide to help you with the application process:
- Visit the DBS Singapore website and navigate to the supplementary card application page.
- Fill in the required details, including your personal information, contact details, and credit card details.
- Provide the necessary information about the supplementary cardholder, including their name and relationship to the primary cardholder.
- Review the terms and conditions and click on the submit button.
Alternatively, you can download the PDF form, fill it in, and mail it to DBS Bank Ltd, DBS Card Services, Orchard P.O. Box 360, Singapore 912312.
Required Documents for Application
When applying for a supplementary card, you will need to provide the following documents:
- A copy of the intended supplementary cardholder’s NRIC (front and back) or their passport.
- Proof of residential address (for permanent residents).
- Supplementary Card holders have to be more than 18 years old.
Ensure that you have all the required documents before submitting your application to avoid any delays in processing your application.
With this information, you can now apply for a supplementary card with DBS Singapore with ease. Remember, having a supplementary card can help you earn rewards and share them with your loved ones.
Benefits of the DBS Supplementary Card
Getting a supplementary card for your loved ones is a great way to share the benefits of your primary credit card. With DBS Supplementary Card, you can enjoy added convenience, increased spending power, and rewards! Here are some of the benefits of the DBS Supplementary Card:
Rewards and Cash Rebates
With the DBS Supplementary Card, you can earn rewards and cash rebates on your purchases. You can earn up to 10X rewards points or 5% cashback on your dining, shopping, and entertainment expenses. These rewards can be redeemed for miles, vouchers, or cash rebates, giving you more value for your money.
Exclusive Dining and Shopping Offers
Another great benefit of the DBS Supplementary Card is the exclusive dining and shopping offers that come with it. You can enjoy up to 50% off at selected restaurants, and up to 20% off at selected retailers. These offers are available all year round, so you can save money while enjoying your favourite meals and shopping.
Overall, the DBS Supplementary Card is a great way to share the benefits of your primary credit card with your loved ones. With rewards, cash rebates, and exclusive dining and shopping offers, you and your loved ones can enjoy more value for your money.
Understanding Fees and Charges
If you’re considering applying for a DBS Supplementary Card, it’s important to understand the fees and charges associated with it. Here’s what you need to know:
Annual Fee Details
The annual fee for a DBS Supplementary Card varies depending on the type of card you choose. For example, the annual fee for a DBS Altitude American Express® Card is $160.50 per year. However, there are promotions available that can help you save money on your annual fee. For instance, you can enjoy a waived annual fee for the first year if you apply online.
Charges for Overseas Transactions
If you plan to use your DBS Supplementary Card for overseas spend, be aware that there are charges associated with these transactions. DBS charges a fee of 3.25% for transactions made in foreign currency. Additionally, American Express charges a fee of 2.5% for foreign currency transactions. Keep these fees in mind when using your card abroad.
It’s important to note that some DBS Supplementary Cards offer bonus miles or cashback for overseas spend. For example, the DBS Altitude American Express® Card offers 2 miles per $1 spent on overseas transactions. Be sure to check the terms and conditions of your card to see if you’re eligible for any rewards.
Overall, understanding the fees and charges associated with a DBS Supplementary Card is crucial to making an informed decision. Be sure to weigh the benefits against the costs before applying.
Online Application Tips
If you’re interested in applying for a supplementary card with DBS, you’ll be pleased to know that the process is quick and easy. Here are some tips to help you navigate the DBS online portal and make your application process smoother.
Navigating the DBS Online Portal
To apply for a supplementary card online, you’ll need to log in to the DBS online portal using your SingPass. Once you’re logged in, follow these steps:
- Click on the “Credit Cards” tab at the top of the page.
- Scroll down to the “Supplementary Card” section and click on “Apply Now”.
- Fill in the required fields with your personal information and click “Next”.
- Select the primary cardholder’s name from the drop-down menu and click “Next”.
- Fill in the supplementary cardholder’s information and click “Next”.
- Review your application details and click “Submit”.
It’s important to note that you can save your application form at any time by clicking on the “Save” button. This allows you to come back later and complete your application without having to start from scratch.
Saving and Printing Application Forms
Once you’ve submitted your application, you’ll receive a confirmation email from DBS. You can also save and print a copy of your application form for your records by following these steps:
- Log in to the DBS online portal using your SingPass.
- Click on the “Credit Cards” tab at the top of the page.
- Scroll down to the “Supplementary Card” section and click on “Application Status”.
- Find your application in the list and click on “View”.
- Click on the “Download PDF” button to save a copy of your application form.
It’s important to keep a copy of your application form in case you need to refer to it later. Remember, applying for a supplementary card with DBS is quick and easy, and can be done entirely online.
After Submission
Congratulations on successfully submitting your application for a supplementary card with DBS Singapore! Once you have submitted your application, you may be wondering what the next steps are. Here’s what you need to know:
Tracking Your Application Status
After submitting your application, you can track the status of your application easily through the DBS website or mobile app. Simply log in to your account and navigate to the “Credit Cards” section. You will be able to see the status of your application, whether it is pending, approved, or rejected. If you have any questions or concerns about your application status, you can also contact DBS customer service for more information.
Understanding the Processing Time
The processing time for your supplementary card application can vary depending on a number of factors, including the completeness of your application and the volume of applications being processed. Generally, you can expect to receive a response within a few business days. However, please note that during busy periods, such as holidays, processing times may be longer than usual.
To ensure that your application is processed as quickly as possible, be sure to submit all required documents, including photos and scanned copies, and carefully review all important notes and fees before submitting your application. If you have any feedback or questions about the application process, DBS customer service is always available to assist you.
Overall, the process of applying for a supplementary card with DBS Singapore is straightforward and convenient. By following the application process carefully and tracking your application status, you can enjoy the benefits of your new card in no time.
Frequently Asked Questions
What are the prerequisites for obtaining a DBS supplementary card?
To obtain a DBS Supplementary Card, you must be an existing DBS/POSB Credit Cardholder. Your Supplementary Card applicant must be 18 years of age or older to be eligible for a Supplementary Credit Card. Unlike some credit cards, DBS Supplementary Cards don’t have a minimum annual income requirement.
How can I apply for a DBS supplementary card online?
You can apply for a DBS Supplementary Card online by filling out the online application form and submitting the required documents. Your application will be processed within 7 working days upon receipt of the completed signed form and documents.
Who should I contact for queries about DBS supplementary card applications?
If you have any queries regarding your DBS Supplementary Card application, you can contact the DBS Customer Service hotline at 1800 111 1111.
What perks come with a DBS supplementary card?
With a DBS Supplementary Card, you can enjoy added convenience, increased spending power, and rewards. You can extend the suite of DBS benefits and privileges to your loved ones with DBS Supplementary Cards.
Is there a limit to the number of DBS supplementary cards I can have?
You can apply for one DBS or POSB Supplementary Credit Card per application. However, there is no limit to the number of DBS Supplementary Cards you can have.
Am I eligible to apply for a supplementary card on behalf of a mate?
Yes, you can apply for a DBS Supplementary Card on behalf of a mate. However, your mate must be an existing DBS/POSB Credit Cardholder, and you will need to submit additional documents to complete the application.
That’s it! With these frequently asked questions, you now have the necessary information to apply for a DBS Supplementary Card online and enjoy the added convenience, increased spending power, and rewards it brings.