If you’re looking for a credit card in Singapore, OCBC offers a range of options that could suit your needs. With cashback, rewards, and miles benefits, OCBC credit cards can help you save money and earn rewards while you spend. In this article, we’ll guide you through the process of applying for an OCBC credit card in Singapore, as well as provide information on eligibility, fees, and types of cards available.
To apply for an OCBC credit card in Singapore, you’ll need to meet certain eligibility requirements and provide documentation such as proof of income and identification. OCBC offers a variety of credit cards, each with its own set of benefits and fees. Depending on your spending habits and lifestyle, you may find that one card is more suitable for you than another.
Applying for an OCBC credit card is a straightforward process that can be done online or in person. Once you’ve chosen the card that’s right for you, you’ll need to fill out an application and provide the necessary documentation. In this article, we’ll walk you through the steps of applying for an OCBC credit card and help you understand the fees and charges associated with each card.
Key Takeaways
- To apply for an OCBC credit card in Singapore, you’ll need to meet eligibility requirements and provide documentation such as proof of income and identification.
- OCBC offers a variety of credit cards with different benefits and fees, so it’s important to choose the card that best suits your spending habits and lifestyle.
- Applying for an OCBC credit card is a straightforward process that can be done online or in person, and we’ll guide you through the steps to help you understand the fees and charges associated with each card.
Eligibility and Documentation
Required Documents
When applying for an OCBC credit card in Singapore, you will need to prepare and submit the following documents:
- For Singaporeans and Permanent Residents:
- NRIC (front and back) or Passport (for foreigners)
- Latest computerised payslip or latest 12 months’ CPF statement
- Income Tax Notice of Assessment or latest 2 years’ Income Tax Notice of Assessment for self-employed individuals
- For Foreigners:
- Passport
- Employment Pass or S Pass
- Latest computerised payslip or latest 12 months’ CPF statement
- Income Tax Notice of Assessment or latest 2 years’ Income Tax Notice of Assessment for self-employed individuals
Please note that additional documents may be required based on your individual circumstances.
Eligibility Criteria for Singaporeans and Foreigners
To be eligible for an OCBC credit card in Singapore, you must meet the following criteria:
- For Singaporeans and Permanent Residents:
- You must be at least 21 years old
- Your minimum annual income must be $30,000 for most credit cards
- Some credit cards may require a higher minimum annual income
- For Foreigners:
- You must be at least 21 years old
- Your minimum annual income must be $45,000 for most credit cards
- Some credit cards may require a higher minimum annual income
In addition to the above criteria, OCBC may also consider your credit history, existing debt obligations, and other factors when reviewing your credit card application.
Overall, applying for an OCBC credit card in Singapore is a straightforward process that requires you to submit the necessary documentation and meet the eligibility criteria. By doing so, you can enjoy the benefits and rewards that come with using an OCBC credit card.
Types of OCBC Credit Cards
If you’re looking for a credit card in Singapore, OCBC offers a range of options to suit your needs. Here are some of the most popular types of OCBC credit cards you can choose from:
OCBC 365 Credit Card
The OCBC 365 Credit Card is ideal for those who love to dine out and shop. With this card, you can earn cashback on dining, groceries, petrol, and online shopping. You can also enjoy discounts at selected merchants, including up to 20% off at selected restaurants. The annual fee for this card is $192.60, but it’s waived for the first two years.
OCBC Titanium Rewards Card
If you love to travel, the OCBC Titanium Rewards Card is perfect for you. With this card, you can earn rewards points on all your purchases, which you can redeem for travel vouchers, air miles, and more. You can also enjoy discounts at selected merchants, including up to 20% off at selected hotels. The annual fee for this card is $192.60, but it’s waived for the first two years.
OCBC Voyage Card
The OCBC Voyage Card is ideal for frequent travellers. With this card, you can earn rewards points on all your purchases, which you can redeem for air miles, hotel stays, and more. You can also enjoy exclusive travel benefits, such as travel insurance, airport lounge access, and more. The annual fee for this card is $488, but it’s waived for the first year.
OCBC Frank Card
The OCBC Frank Card is perfect