Finding the right money lender in Kent Ridge, Singapore, can be crucial for meeting your financial needs. Whether you’re seeking a personal loan for an unexpected expense or business funding to grow your enterprise, licensed money lenders offer a reliable solution.
Knowing where to turn ensures that you get the support you need without unnecessary complications. In this article, you’ll discover the best licensed money lenders in Kent Ridge to help you make informed decisions.
1) GS Credit Pte. Ltd. Best Licensed Moneylender in Clementi
When visiting GS Credit Pte. Ltd. in Clementi, you feel a welcoming atmosphere. The friendly staff are eager to assist and make sure you understand their loan offerings. They provide clear explanations and are always ready to answer your questions.
GS Credit offers a range of loans tailored to various needs. Whether you need a personal loan for urgent expenses or a wedding loan to cover your special day, they’ve got you covered. The process is quick and efficient.
The office is conveniently located just a short walk from Clementi MRT, making it easily accessible. The professional approach and personalised service make it a go-to place for many Singaporeans.
Rating: 4.9 (651 reviews)
Location: 449 Clementi Ave 3, #01-241B, Singapore 120449
Contact: +65 6563 0321
Website: https://www.gscredit.com.sg/
2) Quick Credit | Licensed Moneylender Jurong | Best Personal Loan
If you’re in Jurong and looking for a reliable loan service, Quick Credit is a top choice. Located conveniently, this licensed moneylender provides a variety of personal loan options to help you manage your finances. Whether you need to cover daily expenses, plan a holiday, or buy new gadgets, they have you covered.
Applying for a loan at Quick Credit is simple. If you’re a Singaporean, bring your NRIC. Foreigners must present their Work Pass and Passport. You also need your latest three months’ payslip and proof of address if you are a foreigner.
The loan process includes application, evaluation, and approval. You can start by filling out an online form or visiting their office. The team reviews your application, assesses your eligibility, and finalises the loan terms if approved. Once everything is in place, the funds are quickly disbursed.
Quick Credit takes pride in their customer service. Many clients have shared positive experiences, highlighting the fast and reliable financial solutions provided. If you have questions or want to apply, you can always reach out to them via phone or visit their office.
Rating: 5 (2000 reviews)
Location: 2 Jurong East Street 21, #04-01A, Singapore 609601
Contact: +65 6899 6188
Website: https://www.quickcredit.com.sg/
3) BEST LICENSED MONEYLENDER PTE LTD: Best Licensed Money Lender
When you visit Best Licensed Moneylender Pte Ltd, you’re greeted with a friendly atmosphere and attentive customer service. The staff are approachable and ready to answer all your questions about the loan process. They make every effort to ensure you feel comfortable and informed throughout your visit.
The loan application process is made simple and efficient. You can expect quick approval times and clear communication at every step. With their broad range of loan options, they cater to both personal and business needs. Whether you’re fixing a sudden car issue or planning for business expansion, they’ve got you covered.
You’ll appreciate the transparency in their terms and conditions. There are no hidden fees or unpleasant surprises. The representatives are diligent in ensuring you understand the repayment terms, which are made to fit your financial situation. This ease makes Best Licensed Moneylender Pte Ltd a preferred choice.
Rating: 5 (619 reviews)
Location: 13 North Bridge Rd, #01-3984, Singapore 190013
Contact: +65 6224 2224
Website: https://bestlicensedmoneylender.com.sg/
4) Best Credit | Licensed Moneylender Singapore | Best Personal Loan
You will find Best Credit at 372 Bukit Batok Street. The shop is clean and welcoming. The staff greet you with a smile and are always ready to help. The overall atmosphere makes you feel at ease when discussing your financial needs.
The process of applying for a loan is straightforward. The team explains everything clearly, making sure you understand the terms. You never feel rushed, and they take the time to answer all your questions.
You can see why they have such a high rating. Their customer service is top-notch and they seem genuinely interested in helping you. It feels like you are in good hands when dealing with Best Credit.
Rating: 5 (735 reviews)
Location: 372 Bukit Batok Street 31, #01-378, Singapore 650372
Contact: +65 6272 5538
Website: https://bestcredit.sg/
5) SGP CREDIT SINGAPORE PTE LTD | Best Jurong Money Lender | Fast Approved Personal Loan
When you need a reliable money lender, SGP CREDIT SINGAPORE PTE LTD in Jurong is a great choice. They offer quick and easy personal loans, perfect for when you need extra cash. The application process is fast, and you can get your money the same day.
SGP CREDIT is known for their excellent customer service. Many clients have praised the staff for being friendly and helpful. You can expect a straightforward experience, with details explained clearly and all your questions answered.
The location is convenient, making it easy to visit in person if you prefer. With a high rating and thousands of positive reviews, it’s clear that customers appreciate the service they receive. You can feel confident choosing SGP CREDIT for your loan needs.
Rating: 5 (4600 reviews)
Location: Blk 133 Jurong Gateway Rd, #01-295, Singapore 600133
Contact: +65 6466 1157
Website: https://www.sgpcredit.com.sg/
6) 365 Credit Solutions: Best Licensed Money Lender Singapore Orchard Far East Plaza | Personal Loan Singapore | Foreigner Loan
When you step into 365 Credit Solutions at Far East Plaza, you feel welcomed right away. The staff are friendly and professional, eager to assist with your financial needs. Their office is well-organised and easily accessible, which makes the entire process smooth and pleasant.
Their personal loan options are impressive. They provide up to 4% maximum interest rate per month. This applies whether the loan is secured or unsecured. You find this very straightforward and transparent, knowing exactly what to expect with no hidden charges.
They also extend their services to foreigners, making it a versatile option for anyone in need of financial assistance in Singapore. You appreciate their clear policies on charges, ensuring you only pay for what you owe without any surprises.
Rating: 5 (707 reviews)
Location: 14 Scotts Rd, #03-63, Far East Plaza, Singapore 228213
Contact: +65 6222 5500
Website: https://www.365credit.com.sg/
7) WINZ CREDIT PTE LTD ( Clementi Central ) – Best Money Lender in Clementi | Singapore Fast Cash Loan | Licensed Money Lender
When you step into WINZ CREDIT PTE LTD at Clementi Central, you are greeted with a sense of professionalism and friendliness. The team here are experts in their field and are always ready to help you meet your financial needs.
You can explore a variety of loan options, such as personal loans, payday loans, and business loans. Each service is tailored to make your financial journey smoother. The staff are highly knowledgeable and provide clear advice to ensure you make the best choice.
Their commitment to integrity and trust is evident in every interaction. Transparent transactions and competitive interest rates make WINZ CREDIT a reliable choice. The flexible repayment options are also a big plus, helping you manage your finances with ease.
WINZ CREDIT doesn’t just focus on loans; they offer guidance and support on managing debt and improving your financial health. The dedicated team ensures you’re not just a client but a valued member of their community.
Rating: 5 (138 reviews)
Location: 441A Clementi Ave 3, #01-04, Singapore 121441
Contact: +65 6289 6616
Website: http://winzcredit.com/
8) Oasis Credit Clementi | Personal Loan Clementi | Licensed Moneylender Singapore | Flexible Loan | Best Moneylender Clementi
When you visit Oasis Credit Clementi, you’ll find a moneylender that truly understands your needs. Located conveniently in Clementi, this company offers fast and hassle-free loan services. They pride themselves on responsible lending and transparency, ensuring no hidden fees.
Their staff are known for being friendly and efficient, making the borrowing process smooth and stress-free. The flexible repayment schemes and easy application process mean you can get your money quickly. Whether you’re looking for a personal loan or business financing, Oasis Credit has got you covered.
Many customers have praised the excellent customer service and the ease of getting loans here. You’ll feel comfortable and well-supported throughout your experience. Oasis Credit makes sure to tailor their loan services to fit your financial situation.
Rating: 4.9 (266 reviews)
Location: 442 Clementi Ave 3, #01-87, Singapore 120442
Contact: +65 6777 1121
Website: http://www.moneyloans.com.sg/
9) Dio Credit | Ang Mo Kio Best Licensed Moneylender | Quick Loan Singapore
When you step into Dio Credit in Ang Mo Kio, you immediately feel welcomed. The staff are friendly and attentive. They take the time to understand your needs before suggesting any loan options. It’s clear they value transparency, as they explain all terms upfront without any hidden charges.
The office is conveniently located near the Ang Mo Kio MRT station, making it easy to find. The process is efficient, and you can get your loan approved in as little as 15 minutes. This speed is particularly helpful if you’re in urgent need of funds.
Dio Credit offers a variety of loan solutions tailored to different needs. Whether you need a personal loan, an emergency loan, or even have a less-than-perfect credit score, they have options to help you out. Their interest rates range from 0% to 3.92% per month, giving you flexibility depending on your situation.
Their decade-long experience in the money lending industry shines through in their professional service. With a high customer satisfaction rating, you can feel confident in choosing them for your loan needs.
Rating: 5 (1600 reviews)
Location: Blk 702 Ang Mo Kio Ave 8, Ang Mo Kio Central #01-2507B, Singapore 560702
Contact: +65 6250 1000
Website: http://www.diocredit.com.sg/
10) Synergy Credit | Best Clementi Money Lender | Singapore Fast Cash Loan
When you visit Synergy Credit, you can expect quick and easy service. The staff are friendly and knowledgeable, ready to help you with any questions you might have. The process is smooth and straightforward, making it easy to get the cash you need.
Synergy Credit stands out with its flexible repayment plans. You can repay your loan over several months, which is great for managing your finances. They’re also known for their low-interest rates and high approval rates, so even if your credit history isn’t perfect, you still have a good chance of getting a loan.
Regular customers enjoy extra benefits, such as lower interest rates for early loan settlement and customised payment dates. This can help you avoid late charges and better manage your cash flow. The loan officers are dedicated to providing tailored loan schemes that suit your financial goals.
Rating: 5 (2400 reviews)
Location: Blk 447 Clementi Avenue 3, #01-201, Singapore 120447
Contact: +65 6250 0066
Website: https://www.syncredit.com/
Why Consider a Licensed Money Lender In Kent Ridge?
Choosing a licensed money lender in Kent Ridge offers you many advantages. These lenders are regulated by the Ministry of Law in Singapore. That means you can expect fair practices and transparent terms.
Legal Compliance
Licensed money lenders follow strict guidelines. Your interests are protected, and you won’t face hidden fees. This makes the borrowing process much more straightforward and safe.
Flexible Loan Options
You can find various loan options, from personal loans to business funding. You can pick a loan that suits your specific needs.
Types of Loans Offered:
- Personal Loans
- Business Loans
- Short-Term Loans
- Renovation Loans
Fair Interest Rates
Licensed money lenders charge competitive interest rates. This helps make repayments manageable. Knowing the rates upfront allows you to plan your finances better.
Convenient Repayment Terms
You can choose to repay your loan in monthly instalments. This flexibility is helpful when budgeting your monthly expenses.
Example of Repayment Plans:
| Loan Amount | Repayment Term | Monthly Instalment |
|---|---|---|
| $1,000 | 12 months | $90 |
| $5,000 | 24 months | $220 |
Fast Approval Process
The application process is often quick and straightforward. You can get your loan approved within a short period. This is particularly useful when you need funds urgently.
Customer Support
Licensed money lenders offer strong customer service. If you have questions or concerns, there are support channels available to assist you.
Finding a reliable lender in Kent Ridge can make borrowing a hassle-free experience, giving you peace of mind that your needs are met legally and efficiently.
Finding a Reputable Licensed Money Lender
When searching for a reliable licensed money lender in Kent Ridge, you should look for key factors to ensure safety and trustworthiness.
Check Licensing
Make sure the lender holds a valid licence from Singapore’s Ministry of Law. You can verify this on the Registry of Moneylenders‘ website.
Consider Reviews
Read online reviews from other borrowers. Positive feedback can indicate good customer service and fair terms.
Evaluate Reputation
Look for lenders with a strong reputation. A well-known name often means reliability.
Things to Consider:
- Interest Rates: What are the interest rates compared to other lenders?
- Loan Terms: How flexible are the repayment plans?
- Customer Service: Is the staff helpful and responsive?
Loan Types
Check if the lender offers various loan options like personal, business, or payday loans. This shows they can meet different needs.
Transparency
Ensure the lender provides clear information about fees, interest rates, and repayment terms. Transparency builds trust.
Contact Details
It’s wise to contact the lender directly. Ask questions about their services and get a feel for their customer support.
Location
Consider the location of the lender’s office in Kent Ridge for convenience.
By following these steps, you can find a reputable licensed money lender that meets your financial needs.
Important Considerations Before Borrowing
When borrowing from a licensed money lender in Kent Ridge, Singapore, it’s important to consider several key points to make an informed decision.
First, interest rates and fees matter. Make sure you understand the rates and any additional charges. Lower interest rates can save you a lot of money in the long run.
Consider the repayment terms. Check how long you have to repay the loan and whether the payments fit within your budget. Look for flexible terms that suit your financial situation.
Borrow responsibly. Only borrow what you need and can afford to repay. This helps avoid any unnecessary financial stress.
Take time to research the money lender. Choose a licensed and reputable lender. You can verify their licence on the Ministry of Law’s website in Singapore.
Additionally, read the fine print carefully. Be clear on all the terms and conditions before signing any loan agreement.
Here is a checklist for you:
- Review interest rates
- Understand fees and charges
- Verify repayment terms
- Confirm the lender is licensed
- Read all terms and conditions
By keeping these points in mind, you can make a better decision when borrowing from a licensed money lender in Kent Ridge.
Frequently Asked Questions
If you’re seeking a licensed money lender in Kent Ridge, Singapore, it’s essential to know how to find reviews, understand interest rates, and consider tips for selecting a trustworthy lender.
How can I find reviews for reputable money lenders in Kent Ridge?
To find reliable reviews, you can check online platforms like Google Reviews, social media, and forums where borrowers share their experiences. Additionally, exploring websites like SBO.sg can provide curated lists and insights.
What are the typical interest rates offered by licensed money lenders in Singapore?
Licensed money lenders in Singapore typically offer interest rates capped by law. For unsecured loans, the maximum interest rate is 4% per month. It’s best to compare different lenders to find competitive rates.
As a foreigner in Singapore, how can I obtain a loan from a licensed money lender?
Foreigners can apply for loans from licensed lenders by providing valid identification, proof of income, and a work permit. Some lenders might have specific requirements, so it’s advisable to check with the lender directly.
What is the maximum amount I could potentially borrow from a money lender in Singapore?
The amount you can borrow depends on your annual income. If you earn less than S$20,000 per year, you can borrow up to S$3,000. Higher earners can borrow up to six times their monthly income.
Can you provide some tips on choosing a trustworthy licensed money lender?
Ensure the money lender is licensed by checking the Ministry of Law’s website. Look for transparent fees, clear terms, and positive customer reviews. Visiting their physical office can also give you a sense of their legitimacy.
What are the risks associated with borrowing from a licensed money lender?
While borrowing from licensed money lenders is generally safe, risks include high interest rates and strict repayment terms. It’s important to read and understand the loan agreement to avoid any unexpected charges.
Disclaimer: The information in this article is based on online resources from Singapore and serves as a guide. To ensure you have the most up-to-date information, we recommend verifying details with relevant Singaporean authorities or organizations. If you notice discrepancies, please inform us so we can update the information.