If you’re in Singapore and you need access to quick cash, you might be considering a loan from a money lender. One option you might have heard of is BTB Creditz, a licensed money lender that specializes in personal, payday, and foreigner cash loans. But what exactly is BTB Creditz, and how can they help you get the money you need?

BTB Creditz is a legal money lender in Singapore that offers a range of cash loan services to help you cover unexpected expenses or make ends meet. They offer loans to Singaporeans, permanent residents, and foreigners, and they have a reputation for being a reliable and trustworthy lender. But before you apply for a loan with BTB Creditz, it’s important to understand how money lending works in Singapore and what you need to do to avoid common pitfalls.
Key Takeaways
- BTB Creditz is a licensed money lender in Singapore that offers personal, payday, and foreigner cash loans.
- Money lending in Singapore is legal, but it’s important to understand the regulations and avoid scams.
- Before applying for a loan with BTB Creditz or any other money lender, make sure you understand the terms and conditions, including interest rates and repayment schedules.
Understanding BTB Money Lending

If you are in need of cash and considering taking out a loan, you might want to consider BTB Creditz, a licensed money lender in Singapore. Here is what you need to know about BTB money lending.
Legal Framework in Singapore
In Singapore, the Ministry of Law regulates money lending activities through the Registry of Moneylenders. To ensure the safety of borrowers, the Moneylenders Act and Rules require all money lenders to be licensed. BTB Creditz is a licensed money lender in Singapore, which means that it is a legitimate and reliable source of loans.
Types of Loans Offered
BTB Creditz offers a variety of loans to both Singapore citizens and foreigners. These loans include personal loans, payday loans, and foreigner loans. Personal loans are unsecured loans that are granted based on your credit score and annual income. Payday loans are short-term loans that are granted based on your monthly income. Foreigner loans are granted to foreigners who are working in Singapore.
Applying for a Loan
To apply for a loan with BTB Creditz, you can visit their office or apply online. The online loan application process is quick and easy. You will need to provide personal data such as your name, address, and contact information. You will also need to provide information about your income and employment.
Interest Rates and Fees
BTB Creditz charges interest rates that are in line with the Moneylenders Act and Rules. The interest rate for personal loans is 4% per month, and the interest rate for payday loans is 1% per day. In addition to interest rates, BTB Creditz charges administrative fees and late fees. These fees are clearly stated in the loan contract.