If you’re looking for a credit card that helps you manage your finances, the OCBC Cashflo Credit Card in Singapore might be exactly what you need. This card offers a unique feature that allows you to split your payments into 3, 6, or 12-month instalments with 0% interest. Plus, you can earn cash rebates of up to 1.2% on eligible transactions.
With the OCBC Cashflo Credit Card, you can also enjoy hassle-free payments for your Great Eastern insurance premiums and other expenses. This auto-instalment credit card offers a range of benefits, including discounts on petrol transactions at Esso and Caltex stations, as well as cash rebates on other eligible transactions. If you’re looking for a credit card that helps you manage your finances and earn rewards at the same time, the OCBC Cashflo Credit Card might be the perfect choice for you.
Overall, the OCBC Cashflo Credit Card in Singapore is a great option for those who want to manage their finances and earn rewards at the same time. With its unique instalment payment feature and cash rebates on eligible transactions, this card is perfect for those who want to stay on top of their expenses while enjoying the benefits of a credit card.
OCBC Cashflo Credit Card Overview
If you are looking for a credit card that allows you to manage your expenses and save money, the OCBC Cashflo Credit Card might be the perfect option for you. This credit card offers a range of features and benefits that can help you stay on top of your finances.
Key Features
The OCBC Cashflo Credit Card offers several key features that make it stand out from other credit cards in Singapore. These include:
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Interest-free instalment plan: With the OCBC Cashflo Credit Card, you can split your payments into 3 or 6 monthly instalments with 0% interest. This allows you to manage your expenses more easily and avoid high interest charges.
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Cash rebates: You can earn up to 1% cash rebate on all your spending with this credit card. The rebate is capped at S$100 per month.
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Annual fee waiver: The OCBC Cashflo Credit Card offers a 2-year fee waiver, and subsequent years will be waived with a minimum spend of S$10,000 per year.
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Easy application: You can apply for the OCBC Cashflo Credit Card online, and the process is quick and straightforward. You can also use MyInfo to pre-fill your application form and speed up the process.
Eligibility and Application
To be eligible for the OCBC Cashflo Credit Card, you must be a Singaporean or Permanent Resident aged 21 years or older, with an annual income of at least S$30,000. If you are a foreigner, you must have an annual income of at least S$45,000.
To apply for the card, you can visit the OCBC website and fill out the online application form. You will need to provide your personal and financial details, as well as your MyInfo profile if you choose to use this option. Your application will be subject to credit bureau checks by Credit Bureau Singapore.
Overall, the OCBC Cashflo Credit Card is a great option for anyone looking for a credit card that offers flexible payment options, cash rebates, and easy application. Apply for the card today and start enjoying the benefits it has to offer!
Benefits and Rewards
If you are looking for a credit card that offers great benefits and rewards, then the OCBC Cashflo Credit Card is a great option for you. This credit card provides cash rebates and exclusive cardholder privileges that can help you save money and enjoy various perks.
Cash Rebates and Discounts
The OCBC Cashflo Credit Card offers a 1% cash rebate on all spend, with a monthly bill of S$1,000 and above. You can earn up to S$100 cash rebate cap per month, which is a great way to save money on your expenses. Additionally, if you spend below S$1,000 per month, you can still earn 0.5% cash rebate.
The credit card also comes with a convenient 0% interest instalment plan that allows you to stretch payments across 3 or 6 months. This is a great feature that can help you manage your finances and avoid high interest rates.
Exclusive Cardholder Privileges
As an OCBC Cashflo Credit Cardholder, you can enjoy various exclusive privileges, such as discounts on dining and food delivery. You can also earn OCBC$ that you can trade for rewards and air miles.
Moreover, the credit card offers 2 years fee waiver, subsequent years waived with min. spend S$10,000 p.a. This is a great way to save money on annual fees and enjoy the benefits of the credit card.
In conclusion, the OCBC Cashflo Credit Card is a great credit card that offers various benefits and rewards. With cash rebates and exclusive cardholder privileges, you can save money and enjoy various perks.
Managing Your Finances
Managing your finances can be a daunting task, but with the OCBC Cash Flow Credit Card, it can be a breeze. This card offers a unique payment system that allows you to split your payments into interest-free instalments. This feature is called the Instalment Payment Plan (IPP), and it is perfect for managing your monthly bills.
Instalment Payment Plans
With the IPP, you can make big purchases without worrying about paying it all at once. Instead, you can pay it off in smaller instalments over a period of time. This feature allows you to budget your expenses better, which can help you avoid overspending.
The OCBC Cash Flow Credit Card offers auto-instalment payments, which means that you don’t have to manually set up the instalment payments. The card automatically converts your purchases into instalments, making it easier for you to manage your finan