Revolutionize Your Banking Experience with HSBC Advance Banking Singapore

If you’re looking for a bank account that grows with you, you might want to consider HSBC Advance Banking in Singapore. This all-in-one account offers a range of products and services that can help you meet your financial needs as you progress through life’s milestones. With HSBC Advance Banking, you can enjoy exclusive benefits and rewards, as well as banking made easy with digital solutions.

A modern, sleek bank branch with the HSBC logo prominently displayed, customers conducting transactions at teller windows, and digital banking services being utilized

One of the key features of HSBC Advance Banking is the exclusive benefits and rewards that come with it. For instance, you can earn generous cashback on everything you spend with the HSBC Advance Credit Card. You can also enjoy a range of financial products and services, including loans, mortgages, savings, investments and credit cards, all in one place. Plus, you can access a suite of wealth investment and forex currency options that can help you grow your wealth.

HSBC Advance Banking also offers banking made easy with digital solutions. You can carry out your everyday transactions and more securely on your enhanced online banking platform. Features include the ability to register for online banking, view your account balances and transaction history, transfer funds, pay bills, and more. You can also access HSBC’s mobile banking app, which lets you manage your finances on the go.

Key Takeaways

  • HSBC Advance Banking in Singapore is an all-in-one account that offers a range of products and services to meet your financial needs as you progress through life’s milestones.
  • With HSBC Advance Banking, you can enjoy exclusive benefits and rewards, as well as banking made easy with digital solutions.
  • Eligibility requirements apply, and you can apply for HSBC Advance Banking online or in person at a branch.

What Is HSBC Advance Banking?

A modern bank branch with the HSBC logo prominently displayed, customers using self-service kiosks, and friendly staff assisting clients with their banking needs

If you’re looking for an all-in-one banking solution, HSBC Advance Banking could be the perfect option for you. This personal banking service offers a range of products and services that can grow with you as you progress through different stages of life.

HSBC Advance Credit Card Perks

One of the main benefits of HSBC Advance Banking is the HSBC Advance Credit Card. With this card, you can earn generous cashback on everything you spend, both locally and overseas. Enjoy up to 3.5% cashback on all your purchases and get rewarded with up to SGD4,000 annually.

But that’s not all. The HSBC Advance Credit Card also offers a range of other perks such as:

  • No annual fee for the first year
  • Complimentary travel insurance
  • Discounts on dining, shopping, and entertainment
  • Contactless payments for quick and easy transactions

Everyday Global Account Benefits

Another key feature of HSBC Advance Banking is the Everyday Global Account. This account allows you to manage your finances easily and conveniently, wherever you are in the world.

Some of the benefits of the Everyday Global Account include:

  • No minimum balance requirement
  • Easy access to your funds through online banking, mobile banking, and ATMs
  • No fees for overseas cash withdrawals
  • Competitive foreign exchange rates

With HSBC Advance Banking, you can enjoy a range of benefits and services that can help you manage your finances more effectively. Whether you’re looking for a credit card with great rewards or an account that offers easy access to your funds, HSBC Advance Banking has you covered.

Exclusive Benefits and Rewards

A luxurious lounge with a sleek, modern design. A sign prominently displays "Exclusive Benefits and Rewards for HSBC Advance Banking Singapore." Plush seating and elegant decor create a sophisticated atmosphere

If you are looking for a banking solution that rewards you for your spending, the HSBC Advance banking account might be the perfect choice for you. Here are some of the exclusive benefits and rewards you can enjoy:

Rewarding Cashback Offers

With the HSBC Advance Credit Card, you can earn up to 3.5% cashback on everything you spend, both locally and overseas. There is no minimum spend required, and the cashback is simple and fuss-free. You can earn 1.5% cashback on up to $2,000 spend and 2.5% cashback after $2,000 spend. If you join the HSBC Everyday+ Rewards Programme, you can earn an additional 1% cashback to bring the total to 3.5% cashback. The base cashback is capped at $70 per month.

HSBC Everyday+ Rewards Programme

The HSBC Everyday+ Rewards Programme is a loyalty programme that rewards you for your everyday spending. You can earn additional cashback on top of the cashback you earn with your HSBC Advance Credit Card. The programme is free to join, and you can earn cashback on a range of spending categories, including dining, groceries, petrol, and more. You can also enjoy exclusive discounts and offers from a range of merchants.

To summarise, with the HSBC Advance banking account, you can enjoy rewarding cashback offers on your spending, and you can earn additional cashback with the HSBC Everyday+ Rewards Programme. There is no minimum spend required, and the cashback is simple and fuss-free. Joining the HSBC Everyday+ Rewards Programme is free, and you can earn cashback on a range of spending categories.

Understanding Fees and Charges

A person reviewing a document labeled "Understanding Fees and Charges" from HSBC Advance Banking Singapore

As an HSBC Advance banking customer in Singapore, you will have access to a range of financial services and products. However, it is important to understand the fees and charges that come with these services to avoid any surprises.

Annual Fees and Waivers

The HSBC Advance Credit Card comes with an annual fee of $192.60, which is waived for the first year. However, if you charge a minimum of $12,500 to the card in each subsequent year, the fee will also be waived. This fee is also waived for HSBC Advance banking customers.

Transaction Charges and Interest Rates

HSBC Advance banking customers in Singapore do not incur any transaction charges for ATM withdrawals or fund transfers. However, if you use your HSBC Advance Credit Card for cash advances, a cash advance fee of 6% of the amount withdrawn or $15 (whichever is higher) will be charged.

The interest rate for the HSBC Advance